JPMorgan SmartRetirement® 2055 R3 (JFFPX)

Fund Assets	2.13B
Expense Ratio	0.89%
Min. Investment	$15,000,000
Turnover	14.00%
Dividend (ttm)	1.35
Dividend Yield	3.98%
Dividend Growth	148.75%
Payout Frequency	n/a
Ex-Dividend Date	Dec 31, 2025

Previous Close	33.93
YTD Return	11.47%
1-Year Return	15.96%
5-Year Return	50.21%
52-Week Low	28.98
52-Week High	34.31
Beta (5Y)	0.91
Holdings	23
Inception Date	Sep 9, 2016

About JFFPX

JPMorgan SmartRetirement 2055 Fund R3 is a target date mutual fund designed for individuals planning to retire around the year 2055. Its primary function is to provide a diversified investment solution that automatically adjusts its asset allocation over time. Early in its lifecycle, the fund holds a higher proportion of equities—such as U.S. and international stocks—to maximize growth potential. As the target retirement date approaches, the fund gradually shifts toward a more conservative mix, increasing exposure to fixed income and cash assets to help manage risk and support income needs for retirees. This evolution is guided by a "glide path," which is periodically reviewed by the fund's management team to ensure it aligns with the latest retirement research and market conditions. The fund uses a fund-of-funds strategy, investing across multiple underlying JPMorgan and third-party funds to achieve broad diversification across asset classes and sectors. It is part of JPMorgan's broader SmartRetirement series, known for integrating participant behavior research and adaptive allocation strategies. The fund plays a significant role in retirement planning for individuals seeking a hands-off investment approach, particularly within workplace retirement plans such as 401(k)s. As of March 2025, it distributes dividends semi-annually and features an annual yield, offering both growth and income components for long-term investors.

• Fund Family: JPMorgan
• Category: Target-Date 2055
• Performance Rating: Below Average
• Risk Rating: Below Average
• Stock Exchange: NASDAQ
• Ticker Symbol: JFFPX
• Share Class: Class R3
• Index: S&P Target Date 2055 TR

Performance

JFFPX had a total return of 15.96% in the past year, including dividends. Since the fund's inception, the average annual return has been 10.69%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
JFFYX	Class R6	0.39%
JFFIX	Class R5	0.49%
JFFSX	Class I	0.64%
JFFQX	Class R4	0.64%

Top 10 Holdings

87.55% of assets

Name	Symbol	Weight
JPMorgan International Research Enhanced Equity ETF	JIRE	13.13%
JPMorgan US Research Enhanced Equity R6	JDEUX	11.78%
JPMorgan US Equity R6	JUEMX	11.75%
JPMorgan Growth Advantage R6	JGVVX	11.33%
JPMorgan Value Advantage R6	JVAYX	11.12%
JPMorgan Global Select Equity ETF Global Select Equity ETF	JGLO	9.20%
JPMorgan International Equity R6	JNEMX	7.06%
JPMorgan Core Plus Bond R6	JCPUX	4.70%
JPMorgan BetaBuilders U.S. Mid Cap Equity ETF	BBMC	3.96%
JPMorgan ActiveBuilders Emerging Markets Equity ETF	JEMA	3.52%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 31, 2025	$0.51488	Jan 2, 2026
Dec 15, 2025	$0.8325	Dec 16, 2025
Dec 31, 2024	$0.48148	Jan 2, 2025
Dec 16, 2024	$0.06017	Dec 17, 2024
Dec 29, 2023	$0.33261	Jan 2, 2024
Dec 30, 2022	$0.29009	Jan 3, 2023

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Aug 27, 2026

Data Sources Report a data error