JPMorgan SmartRetirement® 2055 R2 (JFFRX)

Fund Assets	2.13B
Expense Ratio	1.105%
Min. Investment	$15,000,000
Turnover	14.00%
Dividend (ttm)	0.47
Dividend Yield	1.43%
Dividend Growth	6.18%
Payout Frequency	n/a
Ex-Dividend Date	Dec 31, 2025

Previous Close	33.18
YTD Return	9.51%
1-Year Return	12.37%
5-Year Return	48.87%
52-Week Low	28.84
52-Week High	34.10
Beta (5Y)	0.91
Holdings	23
Inception Date	Jan 31, 2012

About JFFRX

JPMorgan SmartRetirement 2055 Fund Class R2 is a target-date mutual fund designed primarily for individuals aiming to retire around the year 2055. The fund’s core function is to provide a professionally managed, diversified portfolio that automatically adjusts its asset allocation over time, shifting from a heavier focus on growth-oriented investments like equities during the early savings phase to a more conservative mix of bonds and cash as the retirement date approaches. Managed by an experienced multi-asset solutions team with deep expertise across asset classes, the fund draws on J.P. Morgan’s research and market insights to inform its allocations and strategy selection. Notable features include a dynamic glide path, broad diversification across U.S. large-cap, mid-cap, and small-cap equities, as well as exposure to fixed income and emerging markets. This fund plays a significant role in the retirement planning sector, serving participants in defined contribution plans or individual investors seeking a hands-off, lifecycle-oriented investment solution to support their long-term retirement objectives.

• Fund Family: JPMorgan
• Category: Target-Date 2055
• Performance Rating: Below Average
• Risk Rating: Average
• Stock Exchange: Nasdaq
• Ticker Symbol: JFFRX
• Share Class: Class R2
• Index: S&P Target Date 2055 TR

Performance

JFFRX had a total return of 12.37% in the past year, including dividends. Since the fund's inception, the average annual return has been 9.99%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
JFFYX	Class R6	0.39%
JFFIX	Class R5	0.49%
JFFSX	Class I	0.64%
JFFQX	Class R4	0.64%

Top 10 Holdings

88.08% of assets

Name	Symbol	Weight
JPMorgan International Research Enhanced Equity ETF	JIRE	13.11%
JPMorgan US Equity R6	JUEMX	11.97%
JPMorgan US Research Enhanced Equity R6	JDEUX	11.73%
JPMorgan Growth Advantage R6	JGVVX	11.37%
JPMorgan Value Advantage R6	JVAYX	11.23%
JPMorgan Global Select Equity ETF Global Select Equity ETF	JGLO	9.23%
JPMorgan International Equity R6	JNEMX	7.15%
JPMorgan Core Plus Bond R6	JCPUX	4.75%
JPMorgan BetaBuilders U.S. Mid Cap Equity ETF	BBMC	4.01%
JPMorgan ActiveBuilders Emerging Markets Equity ETF	JEMA	3.53%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 31, 2025	$0.46919	Jan 2, 2026
Dec 15, 2025	$0.8325	Dec 16, 2025
Dec 31, 2024	$0.44187	Jan 2, 2025
Dec 16, 2024	$0.06017	Dec 17, 2024
Dec 29, 2023	$0.27948	Jan 2, 2024
Dec 30, 2022	$0.23323	Jan 3, 2023

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Oct 16, 2026

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