JPMorgan SmartRetirement® 2065 Class R4 (JSMLX)

Fund Assets	179.14M
Expense Ratio	0.65%
Min. Investment	$0.00
Turnover	19.00%
Dividend (ttm)	0.77
Dividend Yield	3.01%
Dividend Growth	86.68%
Payout Frequency	n/a
Ex-Dividend Date	Dec 31, 2025

Previous Close	25.71
YTD Return	11.56%
1-Year Return	16.83%
5-Year Return	n/a
52-Week Low	21.93
52-Week High	25.99
Beta (5Y)	n/a
Holdings	24
Inception Date	Nov 1, 2022

About JSMLX

JPMorgan SmartRetirement 2065 Fund Class R4 is a target-date mutual fund designed to help investors plan for retirement around the year 2065. Its primary objective is to achieve a high total return by dynamically adjusting its asset allocation over time. Early in the investment horizon, the fund emphasizes growth through a diversified mix of underlying J.P. Morgan funds, primarily focusing on equities. As the target retirement date approaches, it gradually shifts its emphasis toward generating current income and reducing volatility by increasing its allocation to fixed income assets. The fund is professionally managed by an experienced multi-asset team that actively selects and reallocates positions in response to market dynamics. It currently holds 24 underlying funds, offering broad diversification across asset classes and sectors. With a net expense ratio of 0.67% and no minimum investment required, the fund is structured to provide accessibility and cost efficiency for long-term investors. JPMorgan SmartRetirement 2065 Fund Class R4 plays a significant role in retirement planning by offering a hands-off, lifecycle-based investment solution, making it a suitable option for individuals seeking a professionally managed approach to reaching retirement goals.

• Fund Family: JPMorgan
• Category: Target-Date 2065+
• Performance Rating: Below Average
• Risk Rating: Low
• Stock Exchange: NASDAQ
• Ticker Symbol: JSMLX
• Share Class: Class R4
• Index: Index is not provided by Management Company

Performance

JSMLX had a total return of 16.83% in the past year, including dividends. Since the fund's inception, the average annual return has been 17.78%.

Equivalent Funds

These are funds that follow the same index from the other major fund companies.

Symbol	Provider	Name	Expense Ratio
FTHHX	Fidelity	Fidelity Sustainable Target Date 2065 K6	0.29%
FTHDX	Fidelity	Fidelity Advisor Sust Trgt Dt 2065 Z	0.39%
FTHBX	Fidelity	Fidelity Advisor Sust Trgt Dt 2065 I	0.49%
FTGYX	Fidelity	Fidelity Advisor Sust Trgt Dt 2065 C	1.49%
FTHGX	Fidelity	Fidelity Sustainable Target Date 2065 K	0.39%

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
JSMOX	Class R6	0.40%
JSMMX	Class R5	0.50%
JSMJX	Class I	0.65%
JSMEX	Class A	0.84%

Top 10 Holdings

87.27% of assets

Name	Symbol	Weight
JPMorgan International Research Enhanced Equity ETF	JIRE	12.90%
JPMorgan U.S. Equity Fund, Class R6	n/a	11.86%
JPMorgan U.S. Research Enhanced Equity Fund, Class R6	n/a	11.74%
JPMorgan Value Advantage Fund, Class R6	n/a	11.35%
JPMorgan Growth Advantage Fund, Class R6	n/a	11.25%
JPMorgan Global Select Equity ETF Global Select Equity ETF	JGLO	9.22%
JPMorgan International Equity Fund, Class R6	n/a	7.15%
JPMorgan Core Plus Bond R6	JCPUX	4.75%
JPMorgan BetaBuilders U.S. Mid Cap Equity ETF	BBMC	3.90%
JPMorgan ActiveBuilders Emerging Markets Equity ETF	JEMA	3.13%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 31, 2025	$0.44144	Jan 2, 2026
Dec 15, 2025	$0.33113	Dec 16, 2025
Dec 31, 2024	$0.37527	Jan 2, 2025
Dec 16, 2024	$0.03857	Dec 17, 2024
Dec 29, 2023	$0.22221	Jan 2, 2024
Dec 15, 2023	$0.05649	Dec 18, 2023

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Aug 27, 2026

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