JPMorgan SmartRetirement® 2065 R6 (JSMOX)

Fund Assets	179.14M
Expense Ratio	0.40%
Min. Investment	$5,000,000
Turnover	19.00%
Dividend (ttm)	0.49
Dividend Yield	1.91%
Dividend Growth	16.40%
Payout Frequency	n/a
Ex-Dividend Date	Dec 31, 2025

Previous Close	25.77
YTD Return	11.72%
1-Year Return	17.14%
5-Year Return	n/a
52-Week Low	21.95
52-Week High	26.05
Beta (5Y)	n/a
Holdings	24
Inception Date	Nov 1, 2022

About JSMOX

JPMorgan SmartRetirement 2065 Fund R6 is a target-date mutual fund designed primarily for individuals planning to retire around the year 2065. The fund employs a dynamic asset allocation strategy, initially focusing on capital growth by maintaining a higher allocation to equities and gradually shifting toward more conservative, income-generating investments as the target retirement date approaches. This shifting allocation is managed by a team of experienced portfolio managers utilizing the resources and research expertise of J.P. Morgan’s Multi-Asset Solutions group. The fund’s diversified approach includes exposure to U.S. and international equities, fixed income, and alternative asset classes, aiming to balance risk and return over long investment horizons. Its structure is intended to simplify retirement investing by providing a professionally managed, all-in-one portfolio that adapts automatically as investors near and move through retirement. JPMorgan SmartRetirement 2065 Fund R6 is particularly suited for retirement plan sponsors and participants seeking a low-maintenance solution that integrates asset allocation, fund selection, and ongoing portfolio adjustments in response to changing market conditions and investor needs.

• Fund Family: JPMorgan
• Category: Target-Date 2065+
• Performance Rating: Below Average
• Risk Rating: Low
• Stock Exchange: NASDAQ
• Ticker Symbol: JSMOX
• Share Class: Class R6
• Index: Index is not provided by Management Company

Performance

JSMOX had a total return of 17.14% in the past year, including dividends. Since the fund's inception, the average annual return has been 18.07%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
JSMMX	Class R5	0.50%
JSMLX	Class R4	0.65%
JSMJX	Class I	0.65%
JSMEX	Class A	0.84%

Top 10 Holdings

87.27% of assets

Name	Symbol	Weight
JPMorgan International Research Enhanced Equity ETF	JIRE	12.90%
JPMorgan U.S. Equity Fund, Class R6	n/a	11.86%
JPMorgan U.S. Research Enhanced Equity Fund, Class R6	n/a	11.74%
JPMorgan Value Advantage Fund, Class R6	n/a	11.35%
JPMorgan Growth Advantage Fund, Class R6	n/a	11.25%
JPMorgan Global Select Equity ETF Global Select Equity ETF	JGLO	9.22%
JPMorgan International Equity Fund, Class R6	n/a	7.15%
JPMorgan Core Plus Bond R6	JCPUX	4.75%
JPMorgan BetaBuilders U.S. Mid Cap Equity ETF	BBMC	3.90%
JPMorgan ActiveBuilders Emerging Markets Equity ETF	JEMA	3.13%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 31, 2025	$0.49216	Jan 2, 2026
Dec 15, 2025	$0.33113	Dec 16, 2025
Dec 31, 2024	$0.42283	Jan 2, 2025
Dec 16, 2024	$0.03857	Dec 17, 2024
Dec 29, 2023	$0.26486	Jan 2, 2024
Dec 15, 2023	$0.05649	Dec 18, 2023

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Aug 28, 2026

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