JPMorgan SmartRetirement® 2065 Class R5 (JSMMX)

Fund Assets	176.90M
Expense Ratio	0.50%
Min. Investment	$500
Turnover	19.00%
Dividend (ttm)	0.47
Dividend Yield	1.88%
Dividend Growth	15.37%
Payout Frequency	n/a
Ex-Dividend Date	Dec 31, 2025

Previous Close	25.05
YTD Return	9.47%
1-Year Return	12.38%
5-Year Return	n/a
52-Week Low	21.92
52-Week High	26.00
Beta (5Y)	n/a
Holdings	24
Inception Date	Nov 1, 2022

About JSMMX

JPMorgan SmartRetirement 2065 Fund Class R5 is a target-date mutual fund tailored for individuals planning to retire around the year 2065. Its primary purpose is to provide investors with a professionally managed, diversified portfolio that gradually adjusts its asset allocation over time. In the early career and accumulation phase, the fund emphasizes growth by allocating a larger portion to equities—including U.S. large cap, mid cap, small cap, and international stocks—alongside exposure to fixed income and select alternatives for risk management. As the target retirement date approaches, the fund systematically shifts toward a higher allocation in bonds and cash equivalents to reduce volatility and prioritize income and capital preservation in retirement. This fund leverages the expertise of J.P. Morgan’s Multi-Asset Solutions team and incorporates insights from experienced portfolio managers. It plays a significant role in retirement planning by offering a one-stop investment solution that evolves with the investor’s life stage and risk tolerance, aligning with the needs of long-term, goal-oriented savers seeking a managed glide path to and through retirement.

• Fund Family: JPMorgan
• Category: Target-Date 2065+
• Performance Rating: Below Average
• Risk Rating: Low
• Stock Exchange: Nasdaq
• Ticker Symbol: JSMMX
• Share Class: Class R5
• Index: Index is not provided by Management Company

Performance

JSMMX had a total return of 12.38% in the past year, including dividends. Since the fund's inception, the average annual return has been 16.70%.

Equivalent Funds

These are funds that follow the same index from the other major fund companies.

Symbol	Provider	Name	Expense Ratio
FTHHX	Fidelity	Fidelity Sustainable Target Date 2065 K6	0.29%
FTHDX	Fidelity	Fidelity Advisor Sust Trgt Dt 2065 Z	0.41%
FTHBX	Fidelity	Fidelity Advisor Sust Trgt Dt 2065 I	0.49%
FTGYX	Fidelity	Fidelity Advisor Sust Trgt Dt 2065 C	1.49%
FTHGX	Fidelity	Fidelity Sustainable Target Date 2065 K	0.41%

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
JSMOX	Class R6	0.40%
JSMLX	Class R4	0.65%
JSMJX	Class I	0.65%
JSMEX	Class A	0.84%

Top 10 Holdings

87.27% of assets

Name	Symbol	Weight
JPMorgan International Research Enhanced Equity ETF	JIRE	13.36%
JPMorgan US Research Enhanced Equity R6	JDEUX	11.59%
JPMorgan US Equity R6	JUEMX	11.45%
JPMorgan Value Advantage R6	JVAYX	11.31%
JPMorgan Growth Advantage R6	JGVVX	11.00%
JPMorgan Global Select Equity ETF Global Select Equity ETF	JGLO	9.08%
JPMorgan International Equity R6	JNEMX	7.09%
JPMorgan Core Plus Bond R6	JCPUX	4.60%
JPMorgan BetaBuilders U.S. Mid Cap Equity ETF	BBMC	4.16%
JPMorgan ActiveBuilders Emerging Markets Equity ETF	JEMA	3.64%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 31, 2025	$0.47336	Jan 2, 2026
Dec 15, 2025	$0.33113	Dec 16, 2025
Dec 31, 2024	$0.41029	Jan 2, 2025
Dec 16, 2024	$0.03857	Dec 17, 2024
Dec 29, 2023	$0.2607	Jan 2, 2024
Dec 15, 2023	$0.05649	Dec 18, 2023

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Oct 16, 2026

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