Putnam Retirement Advantage Plus 2065 R (PCJUX)
| Fund Assets | 1.05M |
| Expense Ratio | 1.25% |
| Min. Investment | $500 |
| Turnover | 37.00% |
| Dividend (ttm) | 1.17 |
| Dividend Yield | 9.60% |
| Dividend Growth | 193.73% |
| Payout Frequency | Annual |
| Ex-Dividend Date | Dec 30, 2025 |
| Previous Close | 12.16 |
| YTD Return | -4.26% |
| 1-Year Return | 13.41% |
| 5-Year Return | 42.72% |
| 52-Week Low | 10.36 |
| 52-Week High | 14.05 |
| Beta (5Y) | n/a |
| Holdings | 6 |
| Inception Date | Jan 4, 2021 |
About PCJUX
Putnam Sustainable Retirement 2065 Fund Class R is a target-date mutual fund designed to help investors save for retirement with an expected time horizon around the year 2065. The fund primarily aims to provide long-term growth by adjusting its asset allocation over time—typically starting with a higher proportion of equities and gradually shifting towards more conservative investments such as fixed income as the target retirement date approaches. A distinguishing feature of this fund is its integration of sustainable investment principles, considering environmental, social, and governance (ESG) criteria in the investment process. This focus seeks to address both financial objectives and broader sustainability concerns. The fund offers diversification across sectors, with allocations to areas such as basic materials, and is supported by a sizable portfolio management team. Its role in the financial market is to serve investors—often through workplace retirement plans—who wish to automate the process of asset allocation while incorporating responsible investment practices for their long-term retirement planning.
Performance
PCJUX had a total return of 13.41% in the past year, including dividends. Since the fund's inception, the average annual return has been 7.89%.
Equivalent Funds
These are funds that follow the same index from the other major fund companies.
| Symbol | Provider | Name | Expense Ratio |
|---|---|---|---|
| FFSDX | Fidelity | Fidelity Freedom 2065 Fund - Class K | 0.65% |
| FDFQX | Fidelity | Fidelity Advisor Freedom 2065 Fund - Class Z | 0.65% |
| FDFYX | Fidelity | Fidelity Advisor Freedom 2065 Fund - Class C | 1.76% |
| FDFRX | Fidelity | Fidelity Advisor Freedom 2065 Fund - Class K6 | 0.46% |
| FDFZX | Fidelity | Fidelity Advisor Freedom 2065 Fund - Class A | 1.01% |
Top Holdings
| Name | Symbol | Weight |
|---|---|---|
| Putnam Dynamic Asset Allocation Equity P | n/a | 80.98% |
| Putnam Dynamic Asset Allocation Gr P | n/a | 10.83% |
| Cash And Equivalents | n/a | 5.84% |
| Franklin BSP Lending Fund | FBREX | 0.94% |
| Clarion Partners Real Estate Income Fund Inc. | CPREX | 0.94% |
| Putnam Fds Tr | n/a | 0.47% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 30, 2025 | $1.1661 | Dec 30, 2025 |
| Dec 31, 2024 | $0.397 | Dec 31, 2024 |
| Dec 29, 2023 | $0.089 | Dec 29, 2023 |
| Dec 30, 2022 | $0.371 | Dec 30, 2022 |
| Dec 31, 2021 | $0.576 | Dec 31, 2021 |