Franklin Retirement Advantage Pl 2065 R (PCJUX)

Fund Assets	1.05M
Expense Ratio	1.35%
Min. Investment	$500
Turnover	37.00%
Dividend (ttm)	0.05
Dividend Yield	0.37%
Dividend Growth	-24.49%
Payout Frequency	Annual
Ex-Dividend Date	Dec 30, 2025

Previous Close	13.94
YTD Return	9.69%
1-Year Return	15.25%
5-Year Return	50.07%
52-Week Low	11.72
52-Week High	14.05
Beta (5Y)	n/a
Holdings	6
Inception Date	Jan 4, 2021

About PCJUX

Putnam Sustainable Retirement 2065 Fund Class R is a target-date mutual fund designed to help investors save for retirement with an expected time horizon around the year 2065. The fund primarily aims to provide long-term growth by adjusting its asset allocation over time—typically starting with a higher proportion of equities and gradually shifting towards more conservative investments such as fixed income as the target retirement date approaches. A distinguishing feature of this fund is its integration of sustainable investment principles, considering environmental, social, and governance (ESG) criteria in the investment process. This focus seeks to address both financial objectives and broader sustainability concerns. The fund offers diversification across sectors, with allocations to areas such as basic materials, and is supported by a sizable portfolio management team. Its role in the financial market is to serve investors—often through workplace retirement plans—who wish to automate the process of asset allocation while incorporating responsible investment practices for their long-term retirement planning.

• Fund Family: Franklin Templeton Investments
• Category: Target-Date 2065+
• Performance Rating: Low
• Risk Rating: High
• Stock Exchange: NASDAQ
• Ticker Symbol: PCJUX
• Share Class: Class R
• Index: S&P 500 TR

Performance

PCJUX had a total return of 15.25% in the past year, including dividends. Since the fund's inception, the average annual return has been 9.93%.

Equivalent Funds

These are funds that follow the same index from the other major fund companies.

Symbol	Provider	Name	Expense Ratio
FFSDX	Fidelity	Fidelity Freedom 2065 K	0.65%
FDFQX	Fidelity	Fidelity Advisor Freedom 2065 Z	0.65%
FDFYX	Fidelity	Fidelity Advisor Freedom 2065 C	1.68%
FDFRX	Fidelity	Fidelity Advisor Freedom 2065 K6	0.45%
FDFZX	Fidelity	Fidelity Advisor Freedom 2065 A	0.93%

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
PCJYX	Class R6	0.60%
PCJIX	Class R5	0.70%
PCJSX	Class Y	0.70%
PCJWX	Class R4	0.85%

Top Holdings

Name	Symbol	Weight
Franklin Dynamic Asset Allocation Eq P	n/a	84.76%
Franklin Dynamic Asset Allocation Gr P	n/a	13.53%
Franklin BSP Lending Fund	FBREX	0.68%
Clarion Partners Real Estate Inc I	CPREX	0.68%
Putnam Fds Tr	n/a	0.33%
Usd	n/a	0.03%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 30, 2025	$1.1661	Dec 30, 2025
Dec 31, 2024	$0.397	Dec 31, 2024
Dec 29, 2023	$0.089	Dec 29, 2023
Dec 30, 2022	$0.371	Dec 30, 2022
Dec 31, 2021	$0.576	Dec 31, 2021

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Aug 27, 2026

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