Principal LifeTime 2040 Fund Institutional Class (PTDIX)

Fund Assets	4.82B
Expense Ratio	0.55%
Min. Investment	$1,000
Turnover	34.80%
Dividend (ttm)	1.63
Dividend Yield	8.96%
Dividend Growth	44.35%
Payout Frequency	n/a
Ex-Dividend Date	Dec 31, 2025

Previous Close	18.24
YTD Return	9.48%
1-Year Return	14.12%
5-Year Return	45.93%
52-Week Low	15.96
52-Week High	18.36
Beta (5Y)	0.85
Holdings	18
Inception Date	Mar 1, 2001

About PTDIX

Principal LifeTime 2040 Fund Institutional Class is a target-date mutual fund designed to help investors plan and manage retirement savings with an anticipated retirement horizon around the year 2040. The fund uses a diversified, multi-asset allocation strategy, primarily investing through a fund-of-funds approach that includes a broad mix of Principal Exchange-Traded Funds and mutual funds. Its portfolio spans domestic and international equities, fixed-income securities, and real assets, with allocations that adjust over time—shifting from a higher proportion of equities toward more conservative fixed-income holdings as 2040 approaches. This dynamic allocation seeks to balance long-term capital growth potential with risk management, aligning with the evolving risk tolerance of investors nearing retirement. The fund is actively managed by a team of experienced professionals and is benchmarked against the S&P Target Date 2040 Index, ensuring its strategy remains suitable for its intended investment time frame. Principal LifeTime 2040 Fund Institutional Class plays a significant role in retirement planning by offering automated diversification and professional oversight for investors targeting retirement in about 15 years.

• Fund Family: Principal Funds
• Category: Target-Date 2040
• Performance Rating: Below Average
• Risk Rating: Average
• Stock Exchange: NASDAQ
• Ticker Symbol: PTDIX
• Share Class: Institutional Class
• Index: S&P Target Date 2040 TR

Performance

PTDIX had a total return of 14.12% in the past year, including dividends. Since the fund's inception, the average annual return has been 7.36%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
PTDJX	Class J	0.72%
PTDPX	R-5	0.80%
PTDAX	Class A	0.88%
PTDMX	R-3	1.11%

Top 10 Holdings

92.68% of assets

Name	Symbol	Weight
Principal LargeCap S&P 500 Index Fund Institutional Class	PLFIX	21.77%
Principal Core Fixed Income R6	PICNX	19.27%
Principal International Equity R-6	PIIDX	19.26%
Principal Glb Emerging Markets R6	PIIMX	5.67%
Principal Equity Income Fund Institutional Class	PEIIX	5.61%
Principal LargeCap Value Fund III Institutional Class	PLVIX	5.23%
Principal LargeCap Growth I R6	PLCGX	4.79%
Principal Blue Chip R6	PGBHX	4.18%
Principal SmallCap R6	PSMLX	3.64%
Principal High Yield R-6	PHYFX	3.25%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 31, 2025	$0.4144	Dec 31, 2025
Dec 18, 2025	$1.2182	Dec 18, 2025
Dec 31, 2024	$0.317	Dec 31, 2024
Dec 19, 2024	$0.814	Dec 19, 2024
Dec 29, 2023	$0.3016	Dec 29, 2023
Dec 20, 2023	$0.3682	Dec 20, 2023

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Aug 27, 2026

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