Principal LifeTime 2040 R5 (PTDPX)

Fund Assets	4.82B
Expense Ratio	0.80%
Min. Investment	$1,000
Turnover	34.80%
Dividend (ttm)	0.37
Dividend Yield	2.10%
Dividend Growth	30.32%
Payout Frequency	n/a
Ex-Dividend Date	Dec 31, 2025

Previous Close	17.78
YTD Return	6.72%
1-Year Return	9.37%
5-Year Return	43.73%
52-Week Low	15.81
52-Week High	18.17
Beta (5Y)	0.85
Holdings	21
Inception Date	Mar 1, 2001

About PTDPX

Principal LifeTime 2040 Fund R-5 Class is a target-date mutual fund designed primarily for investors planning to retire around the year 2040. Its principal function is to provide a balanced approach to capital growth and income through a dynamically managed portfolio that systematically shifts its asset allocation from a higher emphasis on equities to a more conservative mix over time as the target retirement date approaches. The fund employs a "fund of funds" structure, investing chiefly in a diverse selection of underlying Principal Funds, which include domestic and international equity funds, fixed-income securities, and real assets, thereby offering broad global diversification in a single solution. Notable for its adaptive asset allocation strategy, the fund automatically becomes more conservative as 2040 nears in order to reduce portfolio risk for those nearing or entering retirement. With billions in assets under management and no minimum investment requirement, it serves as a core component within employer-sponsored retirement plans and individual accounts, providing an efficient, professionally managed path for long-term investors seeking a hands-off approach to retirement planning.

• Fund Family: Principal Funds
• Category: Target-Date 2040
• Performance Rating: Below Average
• Risk Rating: Average
• Stock Exchange: Nasdaq
• Ticker Symbol: PTDPX
• Share Class: R-5
• Index: S&P Target Date 2040 TR

Performance

PTDPX had a total return of 9.37% in the past year, including dividends. Since the fund's inception, the average annual return has been 7.81%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
PTDIX	Institutional Class	0.55%
PTDJX	Class J	0.72%
PTDAX	Class A	0.88%
PTDMX	R-3	1.11%

Top 10 Holdings

92.63% of assets

Name	Symbol	Weight
Principal International Equity R-6	PIIDX	19.33%
Principal Core Fixed Income R6	PICNX	16.30%
Principal Capital Appreciation Fund Institutional Class	PWCIX	14.64%
Principal LargeCap Growth I R6	PLCGX	10.74%
Principal LargeCap Value Fund III Institutional Class	PLVIX	8.06%
Principal U.S. Mega-Cap ETF	USMC	6.90%
Principal Glb Emerging Markets R6	PIIMX	5.36%
Principal Equity Income Fund Institutional Class	PEIIX	4.65%
Principal High Yield R-6	PHYFX	3.37%
Principal Spectrum Pref&Cptl Scs IncR6	PPREX	3.29%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 31, 2025	$0.3705	Dec 31, 2025
Dec 18, 2025	$1.2182	Dec 18, 2025
Dec 31, 2024	$0.2843	Dec 31, 2024
Dec 19, 2024	$0.814	Dec 19, 2024
Dec 29, 2023	$0.2632	Dec 29, 2023
Dec 20, 2023	$0.3682	Dec 20, 2023

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Oct 15, 2026

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