Principal LifeTime 2040 R3 (PTDMX)

Fund Assets	4.82B
Expense Ratio	1.11%
Min. Investment	$1,000
Turnover	34.80%
Dividend (ttm)	1.54
Dividend Yield	8.68%
Dividend Growth	46.57%
Payout Frequency	n/a
Ex-Dividend Date	Dec 31, 2025

Previous Close	17.75
YTD Return	8.97%
1-Year Return	13.36%
5-Year Return	41.84%
52-Week Low	15.57
52-Week High	17.89
Beta (5Y)	0.85
Holdings	18
Inception Date	Mar 1, 2001

About PTDMX

Principal LifeTime 2040 Fund is a target-date mutual fund designed primarily for individuals planning to retire around the year 2040. Its central function is to provide a diversified investment solution that automatically adjusts its asset allocation over time, balancing the pursuit of long-term capital growth with the need for income as the target retirement date approaches. The fund achieves this by serving as a fund of funds, allocating assets among a curated mix of domestic and international equity funds, fixed-income securities, and real asset investments, all managed within the Principal Funds family. Notable for its dynamic glide path, the fund gradually shifts from higher equity exposure in earlier years to a more conservative, income-focused mix as 2040 nears. This approach offers broad market exposure and risk management for individuals seeking a simplified, professionally managed retirement investment. Established in 2001, Principal LifeTime 2040 Fund has become a significant player in the target-date category, managing billions in assets and providing flexibility and diversification for retirement-focused investors.

• Fund Family: Principal Funds
• Category: Target-Date 2040
• Performance Rating: Low
• Risk Rating: Average
• Stock Exchange: NASDAQ
• Ticker Symbol: PTDMX
• Share Class: R-3
• Index: S&P Target Date 2040 TR

Performance

PTDMX had a total return of 13.36% in the past year, including dividends. Since the fund's inception, the average annual return has been 7.58%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

Symbol	Share Class	Expense Ratio
PTDIX	Institutional Class	0.55%
PTDJX	Class J	0.72%
PTDPX	R-5	0.80%
PTDAX	Class A	0.88%

Top 10 Holdings

92.68% of assets

Name	Symbol	Weight
Principal LargeCap S&P 500 Index Fund Institutional Class	PLFIX	21.77%
Principal Core Fixed Income R6	PICNX	19.27%
Principal International Equity R-6	PIIDX	19.26%
Principal Glb Emerging Markets R6	PIIMX	5.67%
Principal Equity Income Fund Institutional Class	PEIIX	5.61%
Principal LargeCap Value Fund III Institutional Class	PLVIX	5.23%
Principal LargeCap Growth I R6	PLCGX	4.79%
Principal Blue Chip R6	PGBHX	4.18%
Principal SmallCap R6	PSMLX	3.64%
Principal High Yield R-6	PHYFX	3.25%

Dividend History

Ex-Dividend	Amount	Pay Date
Dec 31, 2025	$0.3208	Dec 31, 2025
Dec 18, 2025	$1.2182	Dec 18, 2025
Dec 31, 2024	$0.236	Dec 31, 2024
Dec 19, 2024	$0.814	Dec 19, 2024
Dec 29, 2023	$0.2245	Dec 29, 2023
Dec 20, 2023	$0.3682	Dec 20, 2023

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Aug 27, 2026

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