Ecobank Transnational Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	2,228	2,085	1,849	1,865	1,598	1,466
Interest Income on Investments	16.1	12.08	0.5	1.35	19.14	7.96
Total Interest Income	2,244	2,097	1,850	1,866	1,617	1,474
Interest Paid on Deposits	706.45	685.95	675.21	697.43	603.75	529.12
Net Interest Income	1,537	1,411	1,174	1,169	1,014	944.43
Net Interest Income Growth	23.89%	20.15%	0.50%	15.29%	7.33%	4.10%
Income From Trading Activities	-	-	-	-	310.61	295.62
Gain (Loss) on Sale of Assets	0.68	0.75	2.56	3.16	25.21	15.78
Gain (Loss) on Sale of Investments	5.78	5.5	-1.68	9.56	13.23	19.11
Other Non-Interest Income	1,070	1,031	910.6	879.88	498.92	481.78
Total Non-Interest Income	1,076	1,037	911.48	892.6	847.96	812.28
Non-Interest Income Growth	11.20%	13.82%	2.12%	5.26%	4.39%	11.49%
Revenues Before Loan Losses	2,613	2,449	2,086	2,061	1,862	1,757
Provision for Loan Losses	533.06	464.63	322.36	329.94	198.07	217.68
Revenue	2,080	1,984	1,764	1,731	1,664	1,539
Revenue Growth	12.21%	12.50%	1.87%	4.07%	8.09%	5.83%
Salaries and Employee Benefits	552	514.04	447.38	462.8	447.36	454.94
Occupancy Expenses	82.38	80.41	78.85	90.15	101.28	108.67
Selling, General & Administrative	-	-	-	43.09	39.59	39.09
Other Non-Interest Expense	628.55	596.6	583.01	523.83	509.46	432.01
Total Non-Interest Expense	1,263	1,191	1,109	1,120	1,097	1,035
EBT Excluding Unusual Items	817.74	793.24	654.46	611.58	566.48	503.84
Asset Writedown	0.35	0.35	0.1	2.42	0.13	-
Other Unusual Items	-	-	-	-39.95	-33.89	-25.85
Pretax Income	818.09	793.59	654.55	574.05	532.72	477.99
Income Tax Expense	207.79	200.62	164.12	174.44	173.34	122.28
Earnings From Continuing Operations	610.29	592.97	490.43	399.61	359.38	355.71
Earnings From Discontinued Operations	-6.09	-6.09	-4.07	-	-	0.89
Minority Interest in Earnings	-192.93	-179.74	-153.19	-111.79	-72.95	-94.37
Net Income	411.27	407.14	333.18	287.82	286.43	262.23
Net Income to Common	411.27	407.14	333.18	287.82	286.43	262.23
Net Income Growth	11.40%	22.20%	15.76%	0.49%	9.23%	6140.70%
Basic Shares Outstanding	24,593	24,593	24,593	24,593	24,593	24,593
Diluted Shares Outstanding	24,593	24,593	24,593	24,593	24,593	24,593
Shares Change	-	-	-	-	-	-
EPS (Basic)	0.02	0.02	0.01	0.01	0.01	0.01
EPS (Diluted)	0.02	0.02	0.01	0.01	0.01	0.01
EPS Growth	11.45%	22.21%	15.77%	0.46%	9.22%	6172.35%
Dividend Per Share	0.002	0.002	-	-	0.001	0.002
Dividend Growth	-	-	-	-	-31.25%	-
Effective Tax Rate	25.40%	25.28%	25.07%	30.39%	32.54%	25.58%