FCMB Group Plc (NGX:FCMB)
10.80
+0.80 (8.00%)
At close: Aug 1, 2025
FCMB Group Income Statement
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2016 - 2020 |
---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2016 - 2020 |
Interest Income on Loans | 811,053 | 621,804 | 354,993 | 219,552 | 162,042 | 151,023 | Upgrade |
Interest Paid on Deposits | 484,534 | 396,504 | 178,397 | 97,554 | 71,128 | 60,266 | Upgrade |
Net Interest Income | 326,519 | 225,300 | 176,596 | 121,997 | 90,914 | 90,758 | Upgrade |
Net Interest Income Growth (YoY) | 55.14% | 27.58% | 44.75% | 34.19% | 0.17% | 19.45% | Upgrade |
Income From Trading Activities | 44,599 | 53,793 | 9,106 | 12,866 | 9,367 | 7,118 | Upgrade |
Gain (Loss) on Sale of Assets | 2,406 | 2,410 | 39.4 | -10.62 | 514.56 | -993.6 | Upgrade |
Gain (Loss) on Sale of Investments | -328.04 | -328.04 | - | - | - | - | Upgrade |
Other Non-Interest Income | 76,253 | 99,910 | 131,742 | 40,518 | 36,809 | 31,684 | Upgrade |
Total Non-Interest Income | 122,930 | 155,785 | 140,888 | 53,372 | 46,691 | 37,808 | Upgrade |
Non-Interest Income Growth (YoY) | -18.83% | 10.57% | 163.97% | 14.31% | 23.49% | 8.64% | Upgrade |
Revenues Before Loan Losses | 449,449 | 381,085 | 317,484 | 175,370 | 137,605 | 128,566 | Upgrade |
Provision for Loan Losses | 46,119 | 41,240 | 59,510 | 24,966 | 15,238 | 21,240 | Upgrade |
403,330 | 339,844 | 257,974 | 150,404 | 122,367 | 107,326 | Upgrade | |
Revenue Growth (YoY) | 26.77% | 31.74% | 71.52% | 22.91% | 14.01% | 10.61% | Upgrade |
Salaries and Employee Benefits | 91,671 | 79,302 | 49,577 | 35,615 | 31,263 | 29,519 | Upgrade |
Occupancy Expenses | 15,484 | 13,877 | 11,174 | 9,672 | 8,028 | 7,574 | Upgrade |
Selling, General & Administrative | 108,845 | 87,547 | 63,733 | 44,757 | 35,657 | 30,475 | Upgrade |
Other Non-Interest Expense | 57,776 | 43,697 | 29,269 | 22,784 | 20,283 | 15,999 | Upgrade |
Total Non-Interest Expense | 274,220 | 224,646 | 153,753 | 112,828 | 95,135 | 83,568 | Upgrade |
EBT Excluding Unusual Items | 129,110 | 115,198 | 104,221 | 37,575 | 27,231 | 23,758 | Upgrade |
Legal Settlements | -2,735 | -3,410 | -2,525 | -915 | -864.41 | -719.41 | Upgrade |
Other Unusual Items | 433.91 | 106.91 | 2,736 | -90.17 | -3,650 | -1,127 | Upgrade |
Pretax Income | 126,809 | 111,895 | 104,431 | 36,570 | 22,717 | 21,912 | Upgrade |
Income Tax Expense | 39,533 | 38,558 | 11,414 | 5,441 | 1,800 | 2,301 | Upgrade |
Earnings From Continuing Operations | 87,276 | 73,337 | 93,018 | 31,129 | 20,917 | 19,610 | Upgrade |
Minority Interest in Earnings | -222.09 | -203.16 | -388.3 | -227.94 | -208.15 | -190.79 | Upgrade |
Net Income | 87,054 | 73,134 | 92,629 | 30,901 | 20,709 | 19,420 | Upgrade |
Net Income to Common | 87,054 | 73,134 | 92,629 | 30,901 | 20,709 | 19,420 | Upgrade |
Net Income Growth | -25.43% | -21.05% | 199.76% | 49.22% | 6.64% | 12.51% | Upgrade |
Basic Shares Outstanding | 26,733 | 26,756 | 20,331 | 19,803 | 19,803 | 19,803 | Upgrade |
Diluted Shares Outstanding | 26,733 | 26,756 | 20,331 | 19,803 | 19,803 | 19,803 | Upgrade |
Shares Change (YoY) | 31.49% | 31.60% | 2.67% | - | - | - | Upgrade |
EPS (Basic) | 3.26 | 2.73 | 4.56 | 1.56 | 1.05 | 0.98 | Upgrade |
EPS (Diluted) | 3.26 | 2.73 | 4.56 | 1.56 | 1.05 | 0.98 | Upgrade |
EPS Growth | -43.29% | -40.01% | 191.98% | 49.22% | 6.64% | 12.72% | Upgrade |
Dividend Per Share | 0.550 | 0.550 | 0.500 | 0.250 | 0.200 | 0.150 | Upgrade |
Dividend Growth | 10.00% | 10.00% | 100.00% | 25.00% | 33.33% | 7.14% | Upgrade |
Effective Tax Rate | 31.18% | 34.46% | 10.93% | 14.88% | 7.92% | 10.50% | Upgrade |
Source: S&P Global Market Intelligence. Banks template. Financial Sources.