FCMB Group Plc (NGX:FCMB)
Nigeria flag Nigeria · Delayed Price · Currency is NGN
10.80
+0.80 (8.00%)
At close: Aug 1, 2025

FCMB Group Income Statement

Millions NGN. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 2021FY 20202016 - 2020
Period Ending
Jun '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 2016 - 2020
Interest Income on Loans
811,053621,804354,993219,552162,042151,023
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Interest Paid on Deposits
484,534396,504178,39797,55471,12860,266
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Net Interest Income
326,519225,300176,596121,99790,91490,758
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Net Interest Income Growth (YoY)
55.14%27.58%44.75%34.19%0.17%19.45%
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Income From Trading Activities
44,59953,7939,10612,8669,3677,118
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Gain (Loss) on Sale of Assets
2,4062,41039.4-10.62514.56-993.6
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Gain (Loss) on Sale of Investments
-328.04-328.04----
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Other Non-Interest Income
76,25399,910131,74240,51836,80931,684
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Total Non-Interest Income
122,930155,785140,88853,37246,69137,808
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Non-Interest Income Growth (YoY)
-18.83%10.57%163.97%14.31%23.49%8.64%
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Revenues Before Loan Losses
449,449381,085317,484175,370137,605128,566
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Provision for Loan Losses
46,11941,24059,51024,96615,23821,240
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403,330339,844257,974150,404122,367107,326
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Revenue Growth (YoY)
26.77%31.74%71.52%22.91%14.01%10.61%
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Salaries and Employee Benefits
91,67179,30249,57735,61531,26329,519
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Occupancy Expenses
15,48413,87711,1749,6728,0287,574
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Selling, General & Administrative
108,84587,54763,73344,75735,65730,475
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Other Non-Interest Expense
57,77643,69729,26922,78420,28315,999
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Total Non-Interest Expense
274,220224,646153,753112,82895,13583,568
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EBT Excluding Unusual Items
129,110115,198104,22137,57527,23123,758
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Legal Settlements
-2,735-3,410-2,525-915-864.41-719.41
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Other Unusual Items
433.91106.912,736-90.17-3,650-1,127
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Pretax Income
126,809111,895104,43136,57022,71721,912
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Income Tax Expense
39,53338,55811,4145,4411,8002,301
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Earnings From Continuing Operations
87,27673,33793,01831,12920,91719,610
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Minority Interest in Earnings
-222.09-203.16-388.3-227.94-208.15-190.79
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Net Income
87,05473,13492,62930,90120,70919,420
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Net Income to Common
87,05473,13492,62930,90120,70919,420
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Net Income Growth
-25.43%-21.05%199.76%49.22%6.64%12.51%
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Basic Shares Outstanding
26,73326,75620,33119,80319,80319,803
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Diluted Shares Outstanding
26,73326,75620,33119,80319,80319,803
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Shares Change (YoY)
31.49%31.60%2.67%---
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EPS (Basic)
3.262.734.561.561.050.98
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EPS (Diluted)
3.262.734.561.561.050.98
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EPS Growth
-43.29%-40.01%191.98%49.22%6.64%12.72%
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Dividend Per Share
0.5500.5500.5000.2500.2000.150
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Dividend Growth
10.00%10.00%100.00%25.00%33.33%7.14%
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Effective Tax Rate
31.18%34.46%10.93%14.88%7.92%10.50%
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Source: S&P Global Market Intelligence. Banks template. Financial Sources.