NEM Insurance Plc (NGX:NEM)
Nigeria · Delayed Price · Currency is NGN 33.40
-0.60 (-1.76%)
At close: Aug 14, 2026
NEM Insurance Financials Overview
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 108,876 | 115,343 | 75,418 | 43,664 | 25,437 | 22,288 |
Revenue Growth | 12.99% | 52.94% | 72.72% | 71.65% | 14.13% | 16.49% |
Operating Income Operating Income Growth | 31,671 | 27,747 | 17,945 | 7,331 | 5,133 | 4,297 |
Net Income Net Income Growth | 26,440 | 23,833 | 29,214 | 13,021 | 5,401 | 4,432 |
Earnings Per Share EPS Growth | 5.27 | 4.75 | 5.82 | 2.60 | 1.08 | 0.88 |
EPS Growth | -22.35% | -18.39% | 124.22% | 141.06% | 22.36% | -12.91% |
| Fiscal Year | FY 2025 | FY 2024 |
|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 |
Health Insurance: Health Insurance: Growth | 6,770 | 1,504 |
Non-life Insurance Business Non-life Insurance Business Growth | 167,030 | 103,305 |
Asset Leasing and Asset Management Asset Leasing and Asset Management Growth | 590.79 | 204.75 |
Adjustments Adjustments Growth | -37.8 | -2.4 |
Total Total Growth | 174,354 | 105,012 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 12,955 | 30,998 | 13,979 | 8,003 | 8,878 | 7,895 |
Total Debt Total Debt Growth | 362.28 | 210.97 | 462.41 | 2,031 | 36 | 139.62 |
Net Cash (Debt) Net Cash Growth | 12,592 | 30,787 | 13,516 | 5,972 | 8,842 | 7,756 |
Net Cash Growth | 11.36% | 127.77% | 126.33% | -32.46% | 14.00% | 6.18% |
Net Cash Per Share Net Cash Per Share Growth | 2.51 | 6.14 | 2.69 | 1.19 | 1.76 | 1.55 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 25,259 | 31,657 | 22,698 | 11,437 | 5,350 | 3,127 |
Capital Expenditures CapEx Growth | -930.17 | -482.47 | -422.98 | -465.89 | -271.46 | -108.99 |
Free Cash Flow Free Cash Flow Growth | 24,329 | 31,175 | 22,275 | 10,971 | 5,079 | 3,018 |
Free Cash Flow Growth | 33.98% | 39.95% | 103.03% | 116.01% | 68.28% | -23.85% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 29.09% | 24.06% | 23.79% | 16.79% | 20.18% | 19.28% |
Pretax Margin | 28.47% | 24.25% | 44.68% | 43.23% | 21.61% | 20.32% |
Profit Margin | 24.28% | 20.66% | 38.74% | 29.82% | 21.23% | 19.89% |
FCF Margin | 22.35% | 27.03% | 29.54% | 25.13% | 19.97% | 13.54% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 15, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 1.500 | 1.500 | 1.000 | 0.600 | 0.300 | 0.220 |
Dividend Per Share Growth | 50.00% | 50.00% | 66.67% | 100.00% | 36.36% | 22.22% |
Dividend Yield | 4.41% | 5.87% | 10.27% | 11.47% | 8.61% | 6.65% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 15, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 6.34 | 5.64 | 1.88 | 2.43 | 4.18 | 5.09 |
Forward PE | - | 4.32 | 4.32 | 4.32 | 4.32 | 4.32 |
P/FCF Ratio | 6.89 | 4.31 | 2.47 | 2.88 | 4.45 | 7.48 |
PS Ratio | 1.54 | 1.17 | 0.73 | 0.72 | 0.89 | 1.01 |