NEM Insurance Plc (NGX:NEM)
Nigeria · Delayed Price · Currency is NGN 28.60
0.00 (0.00%)
At close: Nov 4, 2026
NEM Insurance Cash Flow Statement
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 30,096 | 23,833 | 29,214 | 13,021 | 5,401 | 4,432 |
Depreciation & Amortization | 1,181 | 681.77 | 582.34 | 450.52 | 293.63 | 294.56 |
Other Amortization | 35.37 | 35.37 | 17.52 | 13.36 | 3.93 | - |
Gain (Loss) on Sale of Assets | 0.27 | 0.27 | 8.73 | -13.66 | 36.43 | 12.1 |
Gain (Loss) on Sale of Investments | -13,612 | -13,612 | -771.01 | -8,562 | -69.49 | 127.85 |
Change in Accounts Receivable | -2,174 | -2,174 | -820.95 | 222.21 | 806.7 | -1,251 |
Reinsurance Recoverable | -11,690 | -11,690 | -6,478 | 39.66 | -2,044 | -2,458 |
Change in Accounts Payable | - | - | - | - | - | -174.6 |
Change in Insurance Reserves / Liabilities | 37,159 | 37,159 | 16,906 | 10,981 | 3,193 | 2,438 |
Change in Other Net Operating Assets | 8,605 | 8,605 | 3,040 | -1,335 | -368.86 | 171.5 |
Other Operating Activities | -26,157 | -7,987 | -18,675 | -3,284 | -1,818 | -1,190 |
Operating Cash Flow | 20,250 | 31,657 | 22,698 | 11,437 | 5,350 | 3,127 |
Operating Cash Flow Growth | 23.51% | 39.47% | 98.46% | 113.76% | 71.10% | -24.10% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -1,204 | -482.47 | -422.98 | -465.89 | -271.46 | -108.99 |
Sale of Property, Plant & Equipment | -0.43 | 8.67 | 15.61 | 14.82 | 1.8 | 5.99 |
Purchase / Sale of Intangible Assets | -175.01 | -162.51 | -34.88 | -51.75 | -19.64 | - |
Investment in Securities | -20,533 | -21,919 | -19,181 | -17,596 | -4,413 | -2,616 |
Other Investing Activities | 14,387 | 12,725 | 6,899 | 2,861 | 1,555 | 1,135 |
Investing Cash Flow | -7,526 | -9,830 | -12,725 | -15,251 | -3,241 | -1,599 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | - | - | 1,500 | - | - |
Total Debt Repaid | -397.63 | -484.1 | -2,049 | -615.06 | -127.42 | -187.09 |
Lease Payments | -397.63 | -484.1 | -490.88 | -444.23 | -127.42 | -187.09 |
Net Debt Issued (Repaid) | -397.63 | -484.1 | -2,049 | 884.94 | -127.42 | -187.09 |
Common Dividends Paid | -6,593 | -4,959 | -2,802 | -1,379 | -999.29 | -797.34 |
Other Financing Activities | - | - | - | 115 | - | - |
Financing Cash Flow | -6,991 | -5,443 | -4,851 | -378.98 | -1,127 | -984.43 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | 672.43 | 672.43 | 1,098 | 3,344 | - | - |
Miscellaneous Cash Flow Adjustments | - | - | - | -25.72 | - | - |
Net Cash Flow | 6,405 | 17,057 | 6,220 | -875.02 | 982.54 | 543.28 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 19,046 | 31,175 | 22,275 | 10,971 | 5,079 | 3,018 |
Free Cash Flow Growth | 19.13% | 39.95% | 103.03% | 116.01% | 68.28% | -23.85% |
Free Cash Flow Margin | 15.61% | 27.03% | 29.54% | 25.13% | 19.97% | 13.54% |
Free Cash Flow Per Share | 3.80 | 6.21 | 4.44 | 2.19 | 1.01 | 0.60 |
Levered Free Cash Flow | -9,706 | 25,898 | 21,934 | 3,166 | -1,383 | 3,937 |
Unlevered Free Cash Flow | -9,419 | 26,167 | 22,059 | 3,393 | -1,383 | 3,939 |
Free Cash Flow After Leases | 18,648 | 30,691 | 21,784 | 10,527 | 4,952 | 2,831 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Income Tax Paid | 1,618 | 1,634 | 428.02 | 392.79 | 339.86 | 187.79 |
Change in Working Capital | 31,901 | 31,901 | 12,647 | 9,909 | 1,587 | -464.12 |