NEM Insurance Plc (NGX:NEM)
Nigeria · Delayed Price · Currency is NGN 32.75
0.00 (0.00%)
At close: Sep 4, 2026
NEM Insurance Ratios and Metrics
Market cap in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
Total Valuation
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| 164,290 | 134,442 | 54,930 | 31,604 | 22,574 | 22,574 | |
Market Cap Growth | 4.97% | 144.75% | 73.81% | 40.00% | 0% | 25.70% |
Enterprise Value | 151,697 | 126,804 | 50,983 | 17,034 | 14,396 | 15,270 |
Price Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 6.21 | 5.64 | 1.88 | 2.43 | 4.18 | 5.09 |
PS Ratio | 1.51 | 1.17 | 0.73 | 0.72 | 0.89 | 1.01 |
PB Ratio | 1.74 | 1.59 | 0.84 | 0.82 | 0.84 | 0.99 |
P/FCF Ratio | 6.75 | 4.31 | 2.47 | 2.88 | 4.45 | 7.48 |
P/OCF Ratio | 6.50 | 4.25 | 2.42 | 2.76 | 4.22 | 7.22 |
EV Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
EV/Sales Ratio | 1.39 | 1.10 | 0.68 | 0.39 | 0.57 | 0.69 |
EV/EBITDA Ratio | 4.65 | 4.49 | 2.78 | 2.23 | 2.68 | 3.36 |
EV/EBIT Ratio | 4.79 | 4.57 | 2.84 | 2.32 | 2.81 | 3.55 |
EV/FCF Ratio | 6.24 | 4.07 | 2.29 | 1.55 | 2.83 | 5.06 |
Financial Efficiency
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Debt / Equity Ratio | 0.00 | 0.00 | 0.01 | 0.05 | 0.00 | 0.01 |
Debt / EBITDA Ratio | 0.01 | 0.01 | 0.02 | 0.26 | 0.01 | 0.03 |
Debt / FCF Ratio | 0.02 | 0.01 | 0.02 | 0.19 | 0.01 | 0.05 |
Net Debt / Equity Ratio | -0.13 | -0.36 | -0.21 | -0.15 | -0.33 | -0.34 |
Net Debt / EBITDA Ratio | -0.39 | -1.09 | -0.74 | -0.78 | -1.64 | -1.71 |
Net Debt / FCF Ratio | -0.52 | -0.99 | -0.61 | -0.54 | -1.74 | -2.57 |
Quick Ratio | 0.48 | 0.62 | 0.55 | 0.68 | 0.95 | 0.64 |
Current Ratio | 1.46 | 1.11 | 0.93 | 1.21 | 1.24 | 0.80 |
Asset Turnover | 0.62 | 0.74 | 0.76 | 0.74 | 0.62 | 0.64 |
Return on Equity (ROE) | 31.09% | 31.89% | 56.24% | 39.51% | 21.64% | 21.48% |
Return on Assets (ROA) | 11.20% | 11.18% | 11.29% | 7.72% | 7.78% | 7.73% |
Return on Invested Capital (ROIC) | 29.52% | 31.48% | 29.25% | 14.87% | 20.13% | 20.29% |
Yields
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Earnings Yield | 16.09% | 17.73% | 53.18% | 41.20% | 23.93% | 19.63% |
FCF Yield | 14.81% | 23.19% | 40.55% | 34.72% | 22.50% | 13.37% |
Dividend Yield | 4.35% | 5.87% | 10.27% | 11.47% | 8.61% | 6.65% |
Payout Ratio | 28.24% | 20.81% | 9.59% | 10.59% | 18.50% | 17.99% |
Total Shareholder Return | 4.35% | 5.87% | 10.27% | 11.47% | 8.61% | 6.65% |