NEM Insurance Ratios and Metrics

Market cap in millions NGN. Fiscal year is January - December.

Millions NGN. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 13, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	167,550	134,442	54,930	31,604	22,574	22,574
Market Cap Growth	-10.93%	144.75%	73.81%	40.00%	0%	25.70%
Enterprise Value	154,958	126,804	50,983	17,034	14,396	15,270
PE Ratio	6.34	5.64	1.88	2.43	4.18	5.09
PS Ratio	1.54	1.17	0.73	0.72	0.89	1.01
PB Ratio	1.77	1.59	0.84	0.82	0.84	0.99
P/FCF Ratio	6.89	4.31	2.47	2.88	4.45	7.48
P/OCF Ratio	6.63	4.25	2.42	2.76	4.22	7.22
EV/Sales Ratio	1.42	1.10	0.68	0.39	0.57	0.69
EV/EBITDA Ratio	4.75	4.49	2.78	2.23	2.68	3.36
EV/EBIT Ratio	4.89	4.57	2.84	2.32	2.81	3.55
EV/FCF Ratio	6.37	4.07	2.29	1.55	2.83	5.06
Debt / Equity Ratio	0.00	0.00	0.01	0.05	0.00	0.01
Debt / EBITDA Ratio	0.01	0.01	0.02	0.26	0.01	0.03
Debt / FCF Ratio	0.02	0.01	0.02	0.19	0.01	0.05
Net Debt / Equity Ratio	-0.13	-0.36	-0.21	-0.15	-0.33	-0.34
Net Debt / EBITDA Ratio	-0.39	-1.09	-0.74	-0.78	-1.64	-1.71
Net Debt / FCF Ratio	-0.52	-0.99	-0.61	-0.54	-1.74	-2.57
Quick Ratio	0.48	0.62	0.55	0.68	0.95	0.64
Current Ratio	1.46	1.11	0.93	1.21	1.24	0.80
Asset Turnover	0.62	0.74	0.76	0.74	0.62	0.64
Return on Equity (ROE)	31.09%	31.89%	56.24%	39.51%	21.64%	21.48%
Return on Assets (ROA)	11.20%	11.18%	11.29%	7.72%	7.78%	7.73%
Return on Invested Capital (ROIC)	29.52%	31.48%	29.25%	14.87%	20.13%	20.29%
Earnings Yield	15.78%	17.73%	53.18%	41.20%	23.93%	19.63%
FCF Yield	14.52%	23.19%	40.55%	34.72%	22.50%	13.37%
Dividend Yield	4.41%	5.87%	10.27%	11.47%	8.61%	6.65%
Payout Ratio	28.24%	20.81%	9.59%	10.59%	18.50%	17.99%
Total Shareholder Return	4.41%	5.87%	10.27%	11.47%	8.61%	6.65%