NEM Insurance Plc (NGX:NEM)

NEM Insurance Ratios and Metrics

Market cap in millions NGN. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May 21, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	150,494	134,442	54,930	31,604	22,574	22,574
Market Cap Growth	109.79%	144.75%	73.81%	40.00%	-	25.70%
Enterprise Value	135,119	126,804	50,983	17,034	14,396	15,270
PE Ratio	9.99	5.64	1.88	2.43	4.18	5.09
PS Ratio	1.45	1.17	0.73	0.72	0.89	1.01
PB Ratio	1.71	1.59	0.84	0.82	0.84	0.99
P/FCF Ratio	16.99	4.31	2.47	2.88	4.45	7.48
P/OCF Ratio	16.05	4.25	2.42	2.76	4.22	7.22
EV/Sales Ratio	1.31	1.10	0.68	0.39	0.57	0.69
EV/EBITDA Ratio	7.37	4.49	2.78	2.23	2.68	3.36
EV/EBIT Ratio	7.66	4.57	2.84	2.32	2.81	3.55
EV/FCF Ratio	15.26	4.07	2.29	1.55	2.83	5.06
Debt / Equity Ratio	0.01	0.00	0.01	0.05	0.00	0.01
Debt / EBITDA Ratio	0.03	0.01	0.02	0.26	0.01	0.03
Debt / FCF Ratio	0.05	0.01	0.02	0.19	0.01	0.05
Net Debt / Equity Ratio	-0.17	-0.36	-0.21	-0.15	-0.33	-0.34
Net Debt / EBITDA Ratio	-0.85	-1.09	-0.74	-0.78	-1.64	-1.71
Net Debt / FCF Ratio	-1.74	-0.99	-0.61	-0.54	-1.74	-2.57
Quick Ratio	0.81	0.62	0.55	0.68	0.95	0.64
Current Ratio	1.52	1.11	0.93	1.21	1.24	0.80
Asset Turnover	0.61	0.74	0.76	0.74	0.62	0.64
Return on Equity (ROE)	18.22%	31.89%	56.24%	39.51%	21.64%	21.48%
Return on Assets (ROA)	6.53%	11.18%	11.29%	7.72%	7.78%	7.73%
Return on Invested Capital (ROIC)	17.31%	31.48%	29.25%	14.87%	20.13%	20.29%
Earnings Yield	10.03%	17.73%	53.18%	41.20%	23.93%	19.63%
FCF Yield	5.89%	23.19%	40.55%	34.72%	22.50%	13.37%
Dividend Yield	5.00%	5.87%	10.27%	11.47%	8.61%	6.65%
Payout Ratio	32.86%	20.81%	9.59%	10.59%	18.50%	17.99%
Buyback Yield / Dilution	-0.15%	-	-	-	-	0.00%
Total Shareholder Return	4.85%	5.87%	10.27%	11.47%	8.61%	6.65%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.