NEM Insurance Plc (NGX:NEM)

NEM Insurance Ratios and Metrics

Market cap in millions NGN. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb 26, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	168,052	134,442	54,930	31,604	22,574	22,574
Market Cap Growth	153.79%	144.75%	73.81%	40.00%	-	25.70%
Enterprise Value	139,446	126,804	50,983	17,034	14,396	15,270
PE Ratio	6.97	5.58	1.88	2.43	4.18	5.09
PS Ratio	1.02	0.82	0.73	0.72	0.89	1.01
PB Ratio	1.99	1.59	0.84	0.82	0.84	0.99
P/FCF Ratio	5.58	4.47	2.47	2.88	4.45	7.48
P/OCF Ratio	5.54	4.43	2.42	2.76	4.22	7.22
EV/Sales Ratio	0.85	0.77	0.68	0.39	0.57	0.69
EV/EBITDA Ratio	4.40	4.03	2.78	2.23	2.68	3.36
EV/EBIT Ratio	4.49	4.08	2.84	2.32	2.81	3.55
EV/FCF Ratio	4.63	4.21	2.29	1.55	2.83	5.06
Debt / Equity Ratio	0.00	0.00	0.01	0.05	0.00	0.01
Debt / EBITDA Ratio	0.01	0.01	0.02	0.26	0.01	0.03
Debt / FCF Ratio	0.01	0.01	0.02	0.19	0.01	0.05
Net Debt / Equity Ratio	-0.34	-0.34	-0.21	-0.15	-0.33	-0.34
Net Debt / EBITDA Ratio	-0.91	-0.91	-0.74	-0.78	-1.64	-1.71
Net Debt / FCF Ratio	-0.95	-0.95	-0.61	-0.54	-1.74	-2.57
Quick Ratio	0.44	0.44	0.55	0.68	0.95	0.64
Current Ratio	0.78	0.78	0.93	1.21	1.24	0.80
Asset Turnover	1.09	1.09	0.76	0.74	0.62	0.64
Return on Equity (ROE)	32.13%	32.13%	56.24%	39.51%	21.64%	21.48%
Return on Assets (ROA)	12.91%	12.91%	11.29%	7.72%	7.78%	7.73%
Return on Invested Capital (ROIC)	32.26%	35.57%	29.25%	14.87%	20.13%	20.29%
Earnings Yield	14.34%	17.92%	53.18%	41.20%	23.93%	19.63%
FCF Yield	17.91%	22.39%	40.55%	34.72%	22.50%	13.37%
Dividend Yield	2.98%	-	9.79%	10.93%	8.21%	6.33%
Payout Ratio	20.58%	20.58%	9.59%	10.59%	18.50%	17.99%
Total Shareholder Return	2.98%	-	9.79%	10.93%	8.21%	6.33%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.