NPF Microfinance Bank Plc (NGX: NPFMCRFBK)
Nigeria
· Delayed Price · Currency is NGN 1.500
-0.040 (-2.60%)
At close: Nov 20, 2024
NPF Microfinance Bank Income Statement
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '24 Sep 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
| Interest Income on Loans | 10,901 | 9,354 | 6,320 | 5,173 | 4,088 | 3,280 | Upgrade
|
| Interest Paid on Deposits | 1,129 | 963.22 | 768.02 | 655.7 | 411.22 | 383.61 | Upgrade
|
| Net Interest Income | 9,772 | 8,390 | 5,552 | 4,517 | 3,677 | 2,896 | Upgrade
|
| Net Interest Income Growth (YoY) | 55.13% | 51.13% | 22.91% | 22.84% | 26.97% | 14.44% | Upgrade
|
| Gain (Loss) on Sale of Assets | 10.39 | 8.46 | 0.77 | 2.12 | 3.1 | 1.3 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | - | - | -0.05 | - | - | Upgrade
|
| Other Non-Interest Income | 1,275 | 938.1 | 832.93 | 595.3 | 567.53 | 1,167 | Upgrade
|
| Total Non-Interest Income | 1,286 | 946.56 | 833.69 | 597.37 | 570.64 | 1,168 | Upgrade
|
| Non-Interest Income Growth (YoY) | 53.10% | 13.54% | 39.56% | 4.69% | -51.15% | 18.02% | Upgrade
|
| Revenues Before Loan Losses | 11,058 | 9,337 | 6,385 | 5,114 | 4,248 | 4,064 | Upgrade
|
| Provision for Loan Losses | 813.84 | 864.06 | 143.26 | 34.97 | 122.3 | -129.69 | Upgrade
|
| Revenue | 10,245 | 8,473 | 6,242 | 5,079 | 4,125 | 4,194 | Upgrade
|
| Revenue Growth (YoY) | 46.43% | 35.74% | 22.89% | 23.13% | -1.64% | 36.45% | Upgrade
|
| Salaries and Employee Benefits | 3,774 | 3,356 | 2,566 | 2,175 | 1,986 | 1,818 | Upgrade
|
| Occupancy Expenses | 454.35 | 380.48 | 266.71 | 254.36 | 238.83 | 224.36 | Upgrade
|
| Amortization of Goodwill & Intangibles | 7.25 | 18.14 | 26.05 | 28.83 | 16.21 | 4.79 | Upgrade
|
| Selling, General & Administrative | 950.44 | 556.55 | 450.61 | 1,586 | 1,014 | 1,110 | Upgrade
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| Other Non-Interest Expense | 3,664 | 2,548 | 1,609 | 4.38 | 3.3 | 28.3 | Upgrade
|
| Total Non-Interest Expense | 8,850 | 6,859 | 4,918 | 4,049 | 3,258 | 3,186 | Upgrade
|
| EBT Excluding Unusual Items | 1,395 | 1,614 | 1,324 | 1,031 | 867.01 | 1,008 | Upgrade
|
| Pretax Income | 1,395 | 1,614 | 1,324 | 1,031 | 867.01 | 1,008 | Upgrade
|
| Income Tax Expense | 540.01 | 594.95 | 442 | 323.08 | 252.6 | 211.57 | Upgrade
|
| Net Income | 854.61 | 1,019 | 882.17 | 707.49 | 614.42 | 796.43 | Upgrade
|
| Net Income to Common | 854.61 | 1,019 | 882.17 | 707.49 | 614.42 | 796.43 | Upgrade
|
| Net Income Growth | -33.76% | 15.56% | 24.69% | 15.15% | -22.85% | 306.86% | Upgrade
|
| Basic Shares Outstanding | 4,760 | 5,993 | 5,993 | 2,541 | 2,541 | 2,541 | Upgrade
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| Diluted Shares Outstanding | 4,760 | 5,993 | 5,993 | 2,541 | 2,541 | 2,541 | Upgrade
|
| Shares Change (YoY) | -18.05% | - | 135.88% | - | - | 0.00% | Upgrade
|
| EPS (Basic) | 0.18 | 0.17 | 0.15 | 0.28 | 0.24 | 0.31 | Upgrade
|
| EPS (Diluted) | 0.18 | 0.17 | 0.15 | 0.28 | 0.24 | 0.31 | Upgrade
|
| EPS Growth | -19.17% | 15.56% | -47.14% | 15.15% | -22.85% | 306.86% | Upgrade
|
| Dividend Per Share | - | 0.120 | 0.100 | 0.090 | 0.180 | 0.180 | Upgrade
|
| Dividend Growth | - | 20.00% | 11.11% | -50.00% | 0% | 300.00% | Upgrade
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| Effective Tax Rate | 38.72% | 36.85% | 33.38% | 31.35% | 29.13% | 20.99% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.