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NPF Microfinance Bank Plc (NGX:NPFMCRFBK)
Nigeria flag Nigeria · Delayed Price · Currency is NGN
4.050
+0.050 (1.25%)
At close: Aug 14, 2026

NPF Microfinance Bank Cash Flow Statement

Millions NGN. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
3,0152,9061,5741,019882.17707.49
Depreciation & Amortization
731.64616.23466.67380.48266.71254.36
Other Amortization
100.6653.741.0418.1426.0528.83
Gain (Loss) on Sale of Assets
-5.44-5.23-9.01-8.46-0.77-2.12
Gain (Loss) on Sale of Investments
-22.92-12.8416.39-0.140.171.97
Provision for Credit Losses
538.62537.44-54.09861.6585.7720.69
Change in Other Net Operating Assets
-12,142-20,5344,3311,972-7,023-295.46
Other Operating Activities
-1,85158.94-698.5-290.95-85.76342.91
Operating Cash Flow
-9,634-16,3805,6283,953-5,8491,059
Operating Cash Flow Growth
--42.38%---

Investing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Capital Expenditures
-1,139-706.69-668.96-547.02-456.68-256
Sale of Property, Plant and Equipment
29.8920.329.018.460.772.12
Investment in Securities
-64.28-49.76----
Purchase / Sale of Intangibles
-281.54-281.54--1.57--25.8
Other Investing Activities
0.990.670.25--21.82-
Investing Cash Flow
-1,454-1,017-659.71-540.13-477.73-279.68

Financing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Long-Term Debt Issued
-3,000-1,5001,8506,387
Long-Term Debt Repaid
--679.52-1,561-1,422-2,071-6,761
Net Debt Issued (Repaid)
1,7672,320-1,56177.53-221.43-373.97
Issuance of Common Stock
12,65512,6556,035-4,502-
Repurchase of Common Stock
-11,500-11,500-7,226---
Common Dividends Paid
-1,199-898.94-719.16-599.3-539.37-457.33
Net Increase (Decrease) in Deposit Accounts
3,860816.5515,1208,1612,4741,429
Other Financing Activities
-349.77-34.87-252.5---444.72
Financing Cash Flow
5,2343,35811,3957,6396,216153.16

Net Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash Flow
-5,854-14,03916,36311,052-110.64932.15

Free Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
-10,773-17,0874,9593,406-6,306802.67
Free Cash Flow Growth
--45.61%---
Free Cash Flow Margin
-58.57%-99.45%42.08%40.19%-101.01%15.80%
Free Cash Flow Per Share
-1.80-2.850.830.57-1.050.32

Additional Metrics

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash Interest Paid
1,6511,4911,9901,352825.5858.04
Cash Income Tax Paid
1,902849.09667.21391.8319.94247.84