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NPF Microfinance Bank Plc (NGX:NPFMCRFBK)
Nigeria flag Nigeria · Delayed Price · Currency is NGN
4.200
-0.300 (-6.67%)
At close: Nov 4, 2026

NPF Microfinance Bank Ratios and Metrics

Millions NGN. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
25,17022,23410,24811,62610,1283,887
Market Cap Growth
40.47%116.96%-11.86%14.79%160.54%0%
Last Close Price
4.203.581.551.631.341.16

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
6.617.656.5111.4111.485.49
PS Ratio
1.281.290.871.371.620.77
PB Ratio
1.551.610.871.060.960.68
P/FCF Ratio
--2.073.41-4.84
P/OCF Ratio
--1.822.94-3.67

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.190.240.060.200.240.48
Debt / FCF Ratio
--0.140.65-3.44
Net Debt / Equity Ratio
-1.40-1.19-2.80-1.39-0.37-0.67
Net Debt / FCF Ratio
17.820.97-6.68-4.490.62-4.80
Return on Equity (ROE)
25.40%22.61%13.79%9.45%10.82%12.62%
Return on Assets (ROA)
5.61%4.26%2.77%2.57%2.66%2.48%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
15.14%13.07%15.36%8.77%8.71%18.20%
FCF Yield
-5.08%-76.85%48.39%29.29%-62.26%20.65%
Dividend Yield
4.76%5.39%8.77%6.19%5.92%5.88%
Payout Ratio
31.44%30.94%45.68%58.79%61.14%64.64%
Buyback Yield / Dilution
0.12%----135.88%-
Total Shareholder Return
4.88%5.39%8.77%6.19%-129.96%5.88%