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NPF Microfinance Bank Plc (NGX:NPFMCRFBK)
Nigeria flag Nigeria · Delayed Price · Currency is NGN
4.000
-0.050 (-1.23%)
At close: Sep 4, 2026

NPF Microfinance Bank Ratios and Metrics

Millions NGN. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
24,27122,23410,24811,62610,1283,887
Market Cap Growth
44.13%116.96%-11.86%14.79%160.54%0%
Last Close Price
4.053.581.551.631.341.16

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.037.656.5111.4111.485.49
PS Ratio
1.321.290.871.371.620.77
PB Ratio
1.661.610.871.060.960.68
P/FCF Ratio
--2.073.41-4.84
P/OCF Ratio
--1.822.94-3.67

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.170.240.060.200.240.48
Debt / FCF Ratio
--0.140.65-3.44
Net Debt / Equity Ratio
-0.11-1.19-2.80-1.39-0.37-0.67
Net Debt / FCF Ratio
0.150.97-6.68-4.490.62-4.80
Return on Equity (ROE)
21.92%22.61%13.79%9.45%10.82%12.62%
Return on Assets (ROA)
5.25%4.26%2.77%2.57%2.66%2.48%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
12.42%13.07%15.36%8.77%8.71%18.20%
FCF Yield
-44.39%-76.85%48.39%29.29%-62.26%20.65%
Dividend Yield
4.88%5.58%9.69%7.34%7.46%7.79%
Payout Ratio
39.75%30.94%45.68%58.79%61.14%64.64%
Buyback Yield / Dilution
-0.57%----135.88%-
Total Shareholder Return
4.31%5.58%9.69%7.34%-128.41%7.79%