NPF Microfinance Bank Plc (NGX:NPFMCRFBK)

NPF Microfinance Bank Balance Sheet

Financials in millions NGN. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	4,123	19,825	33,838	17,488	6,499	6,610
Investment Securities	3,448	3,454	3,885	1,869	1,229	1,005
Total Investments	3,448	3,454	3,885	1,869	1,229	1,005
Gross Loans	49,840	40,557	26,920	22,999	24,184	18,048
Allowance for Loan Losses	-1,706	-1,705	-1,392	-1,446	-685.58	-599.81
Net Loans	48,134	38,853	25,528	21,552	23,498	17,448
Property, Plant & Equipment	2,002	1,955	1,770	1,531	1,357	1,008
Other Intangible Assets	181.62	228.81	1	2.05	18.62	44.67
Other Receivables	583.46	439.8	679.57	70.61	93.77	4,681
Other Current Assets	3,099	2,845	2,926	2,377	1,800	1,113
Long-Term Deferred Tax Assets	132.54	132.44	-	-	-	-
Other Long-Term Assets	-0	-	-	-	-	-
Total Assets	61,704	67,733	68,628	44,891	34,496	31,967

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	8.08	8.08	5.85	46.18	6.39	4.68
Accrued Expenses	861.2	1,296	1,261	789.85	447.87	329.83
Interest Bearing Deposits	38,739	42,876	42,059	26,940	18,765	16,279
Total Deposits	38,739	42,876	42,059	26,940	18,765	16,279
Current Portion of Long-Term Debt	-	3,000	385	667	637	934
Current Portion of Leases	-	64.94	38.21	38.21	21.59	38.91
Current Income Taxes Payable	1,160	1,658	858.34	676.47	401.05	332.35
Other Current Liabilities	42.93	93.64	78.53	66.68	36.06	28.21
Long-Term Debt	2,343	79.48	187.48	1,398	1,776	1,774
Long-Term Leases	162.74	160.42	84.05	101.82	134.9	13.03
Long-Term Unearned Revenue	0.78	0.78	0.78	0.78	0.78	0.78
Long-Term Deferred Tax Liabilities	0.1	-	66.64	52.46	124.73	71.37
Other Long-Term Liabilities	3,764	4,644	11,757	3,123	1,566	6,430
Total Liabilities	47,083	53,881	56,782	33,900	23,918	26,236

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	2,996	2,996	2,996	2,996	2,996	1,143
Additional Paid-In Capital	4,167	4,167	4,167	4,167	4,167	1,517
Retained Earnings	7,477	6,702	4,695	3,840	3,420	3,077
Comprehensive Income & Other	-18.98	-12.92	-13.15	-13.15	-5.35	-7
Shareholders' Equity	14,621	13,852	11,845	10,990	10,578	5,731
Total Liabilities & Equity	61,704	67,733	68,628	44,891	34,496	31,967

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	2,506	3,305	694.75	2,205	2,570	2,760
Net Cash (Debt)	1,617	16,520	33,143	15,283	3,930	3,850
Net Cash Growth	-82.79%	-50.16%	116.87%	288.90%	2.07%	46.39%
Net Cash Per Share	0.27	2.76	5.53	2.55	0.66	1.52
Filing Date Shares Outstanding	5,993	5,993	5,993	5,993	5,993	2,541
Total Common Shares Outstanding	5,993	5,993	5,993	5,993	5,993	2,541
Book Value Per Share	2.44	2.31	1.98	1.83	1.77	2.26
Tangible Book Value	14,439	13,623	11,844	10,988	10,559	5,686
Tangible Book Value Per Share	2.41	2.27	1.98	1.83	1.76	2.24

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 15, 2026

Data Sources Report a data error