NPF Microfinance Bank Balance Sheet

Financials in millions NGN. Fiscal year is January - December.

Millions NGN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	23,015	19,825	33,838	17,488	6,499	6,610
Investment Securities	3,426	3,454	3,885	1,869	1,229	1,005
Total Investments	3,426	3,454	3,885	1,869	1,229	1,005
Gross Loans	43,130	40,557	26,920	22,999	24,184	18,048
Allowance for Loan Losses	-1,167	-1,705	-1,392	-1,446	-685.58	-599.81
Net Loans	41,963	38,853	25,528	21,552	23,498	17,448
Property, Plant & Equipment	1,934	1,955	1,770	1,531	1,357	1,008
Other Intangible Assets	205.21	228.81	1	2.05	18.62	44.67
Other Receivables	513.36	439.8	679.57	70.61	93.77	4,681
Other Current Assets	3,202	2,845	2,926	2,377	1,800	1,113
Long-Term Deferred Tax Assets	-	132.44	-	-	-	-
Total Assets	74,259	67,733	68,628	44,891	34,496	31,967
Accounts Payable	16.93	8.08	5.85	46.18	6.39	4.68
Accrued Expenses	627.33	1,296	1,261	789.85	447.87	329.83
Interest Bearing Deposits	49,892	42,876	42,059	26,940	18,765	16,279
Total Deposits	49,892	42,876	42,059	26,940	18,765	16,279
Current Portion of Long-Term Debt	-	3,000	385	667	637	934
Current Portion of Leases	-	-	38.21	38.21	21.59	38.91
Current Income Taxes Payable	572.54	1,658	858.34	676.47	401.05	332.35
Other Current Liabilities	48.48	93.64	78.53	66.68	36.06	28.21
Long-Term Debt	2,709	79.48	187.48	1,398	1,776	1,774
Long-Term Leases	173.59	225.36	84.05	101.82	134.9	13.03
Long-Term Unearned Revenue	0.78	0.78	0.78	0.78	0.78	0.78
Long-Term Deferred Tax Liabilities	66.64	-	66.64	52.46	124.73	71.37
Other Long-Term Liabilities	3,423	4,644	11,757	3,123	1,566	6,430
Total Liabilities	57,530	53,881	56,782	33,900	23,918	26,236
Common Stock	2,996	2,996	2,996	2,996	2,996	1,143
Additional Paid-In Capital	4,167	4,167	4,167	4,167	4,167	1,517
Retained Earnings	9,580	6,702	4,695	3,840	3,420	3,077
Comprehensive Income & Other	-13.28	-12.92	-13.15	-13.15	-5.35	-7
Shareholders' Equity	16,730	13,852	11,845	10,990	10,578	5,731
Total Liabilities & Equity	74,259	67,733	68,628	44,891	34,496	31,967
Total Debt	2,883	3,305	694.75	2,205	2,570	2,760
Net Cash (Debt)	20,132	16,520	33,143	15,283	3,930	3,850
Net Cash Growth	-30.53%	-50.16%	116.87%	288.90%	2.07%	46.39%
Net Cash Per Share	3.37	2.76	5.53	2.55	0.66	1.52
Filing Date Shares Outstanding	5,993	5,993	5,993	5,993	5,993	2,541
Total Common Shares Outstanding	5,993	5,993	5,993	5,993	5,993	2,541
Book Value Per Share	2.79	2.31	1.98	1.83	1.77	2.26
Tangible Book Value	16,524	13,623	11,844	10,988	10,559	5,686
Tangible Book Value Per Share	2.76	2.27	1.98	1.83	1.76	2.24