Nigeria · Delayed Price · Currency is NGN NPF Microfinance Bank Statistics
Total Valuation
NGX:NPFMCRFBK has a market cap or net worth of NGN 24.27 billion.
| Market Cap | 24.27B |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Friday, October 23, 2026.
| Earnings Date | Oct 23, 2026 |
| Ex-Dividend Date | May 20, 2026 |
Share Statistics
NGX:NPFMCRFBK has 5.99 billion shares outstanding. The number of shares has increased by 0.57% in one year.
| Current Share Class | 5.99B |
| Shares Outstanding | 5.99B |
| Shares Change (YoY) | +0.57% |
| Shares Change (QoQ) | -0.13% |
| Owned by Insiders (%) | 15.86% |
| Owned by Institutions (%) | n/a |
| Float | 352.96M |
Valuation Ratios
The trailing PE ratio is 8.03.
| PE Ratio | 8.03 |
| Forward PE | n/a |
| PS Ratio | 1.32 |
| PB Ratio | 1.66 |
| P/TBV Ratio | 1.68 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | -0.23 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 21.92%.
| Return on Equity (ROE) | 21.92% |
| Return on Assets (ROA) | 5.25% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.35% |
| Revenue Per Employee | 29.67M |
| Profits Per Employee | 4.86M |
| Employee Count | 620 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, NGX:NPFMCRFBK has paid 1.57 billion in taxes.
| Income Tax | 1.57B |
| Effective Tax Rate | 34.21% |
Stock Price Statistics
The stock price has increased by +19.12% in the last 52 weeks. The beta is 0.50, so NGX:NPFMCRFBK's price volatility has been lower than the market average.
| Beta (5Y) | 0.50 |
| 52-Week Price Change | +19.12% |
| 50-Day Moving Average | 4.92 |
| 200-Day Moving Average | 4.95 |
| Relative Strength Index (RSI) | 28.01 |
| Average Volume (20 Days) | 1,805,745 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, NGX:NPFMCRFBK had revenue of NGN 18.39 billion and earned 3.02 billion in profits. Earnings per share was 0.50.
| Revenue | 18.39B |
| Gross Profit | 17.39B |
| Operating Income | 4.68B |
| Pretax Income | 4.58B |
| Net Income | 3.02B |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 0.50 |
Balance Sheet
The company has 4.12 billion in cash and 2.51 billion in debt, with a net cash position of 1.62 billion or 0.27 per share.
| Cash & Cash Equivalents | 4.12B |
| Total Debt | 2.51B |
| Net Cash | 1.62B |
| Net Cash Per Share | 0.27 |
| Equity (Book Value) | 14.62B |
| Book Value Per Share | 2.44 |
| Working Capital | -33.01B |
Cash Flow
In the last 12 months, operating cash flow was -9.63 billion and capital expenditures -1.14 billion, giving a free cash flow of -10.77 billion.
| Operating Cash Flow | -9.63B |
| Capital Expenditures | -1.14B |
| Depreciation & Amortization | n/a |
| Net Borrowing | 1.77B |
| Free Cash Flow | -10.77B |
| FCF Per Share | -1.80 |
Margins
| Gross Margin | n/a |
| Operating Margin | 25.47% |
| Pretax Margin | 24.92% |
| Profit Margin | 16.39% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 0.20, which amounts to a dividend yield of 4.94%.
| Dividend Per Share | 0.20 |
| Dividend Yield | 4.94% |
| Dividend Growth (YoY) | -25.93% |
| Years of Dividend Growth | 3 |
| Payout Ratio | 39.75% |
| Buyback Yield | -0.57% |
| Shareholder Yield | 4.43% |
| Earnings Yield | 12.42% |
| FCF Yield | -44.39% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on May 30, 2022. It was a forward split with a ratio of 1.1111111111.
| Last Split Date | May 30, 2022 |
| Split Type | Forward |
| Split Ratio | 1.1111111111 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |