NPF Microfinance Bank Plc (NGX:NPFMCRFBK)
Nigeria flag Nigeria · Delayed Price · Currency is NGN
5.10
0.00 (0.00%)
At close: Jul 24, 2026

NPF Microfinance Bank Statistics

Total Valuation

NGX:NPFMCRFBK has a market cap or net worth of NGN 30.56 billion.

Market Cap30.56B
Enterprise Value n/a

Important Dates

The next estimated earnings date is Friday, July 31, 2026.

Earnings Date Jul 31, 2026
Ex-Dividend Date May 20, 2026

Share Statistics

NGX:NPFMCRFBK has 5.99 billion shares outstanding. The number of shares has increased by 0.32% in one year.

Current Share Class 5.99B
Shares Outstanding 5.99B
Shares Change (YoY) +0.32%
Shares Change (QoQ) +2.07%
Owned by Insiders (%) 15.86%
Owned by Institutions (%) n/a
Float 352.96M

Valuation Ratios

The trailing PE ratio is 10.11.

PE Ratio 10.11
Forward PE n/a
PS Ratio 1.66
PB Ratio 2.09
P/TBV Ratio 2.12
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 21.92%.

Return on Equity (ROE) 21.92%
Return on Assets (ROA) 5.25%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 6.51%
Revenue Per Employee 29.67M
Profits Per Employee 4.86M
Employee Count620
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, NGX:NPFMCRFBK has paid 1.57 billion in taxes.

Income Tax 1.57B
Effective Tax Rate 34.21%

Stock Price Statistics

The stock price has increased by +98.44% in the last 52 weeks. The beta is 0.50, so NGX:NPFMCRFBK's price volatility has been lower than the market average.

Beta (5Y) 0.50
52-Week Price Change +98.44%
50-Day Moving Average 5.28
200-Day Moving Average 4.84
Relative Strength Index (RSI) 50.42
Average Volume (20 Days) 939,135

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, NGX:NPFMCRFBK had revenue of NGN 18.39 billion and earned 3.02 billion in profits. Earnings per share was 0.50.

Revenue18.39B
Gross Profit 17.49B
Operating Income 4.68B
Pretax Income 4.58B
Net Income 3.02B
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 0.50
Full Income Statement

Balance Sheet

The company has 4.12 billion in cash and 2.34 billion in debt, with a net cash position of 1.78 billion or 0.30 per share.

Cash & Cash Equivalents 4.12B
Total Debt 2.34B
Net Cash 1.78B
Net Cash Per Share 0.30
Equity (Book Value) 14.62B
Book Value Per Share 2.43
Working Capital 14.52B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Depreciation & Amortization n/a
Net Borrowing 2.21B
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 25.47%
Pretax Margin 24.92%
Profit Margin 16.39%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 0.20, which amounts to a dividend yield of 3.92%.

Dividend Per Share 0.20
Dividend Yield 3.92%
Dividend Growth (YoY) -25.93%
Years of Dividend Growth 3
Payout Ratio n/a
Buyback Yield -0.32%
Shareholder Yield 3.60%
Earnings Yield 9.87%
FCF Yield n/a
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 30, 2022. It was a forward split with a ratio of 1.1111111111.

Last Split Date May 30, 2022
Split Type Forward
Split Ratio 1.1111111111

Scores

Altman Z-Score n/a
Piotroski F-Score 2