Nigeria · Delayed Price · Currency is NGN NPF Microfinance Bank Statistics
Total Valuation
NGX:NPFMCRFBK has a market cap or net worth of NGN 25.17 billion.
| Market Cap | 25.17B |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Friday, October 23, 2026.
| Earnings Date | Oct 23, 2026 |
| Ex-Dividend Date | May 20, 2026 |
Share Statistics
NGX:NPFMCRFBK has 5.99 billion shares outstanding. The number of shares has decreased by -0.12% in one year.
| Current Share Class | 5.99B |
| Shares Outstanding | 5.99B |
| Shares Change (YoY) | -0.12% |
| Shares Change (QoQ) | +0.75% |
| Owned by Insiders (%) | 0.26% |
| Owned by Institutions (%) | n/a |
| Float | 1.29B |
Valuation Ratios
The trailing PE ratio is 6.61.
| PE Ratio | 6.61 |
| Forward PE | n/a |
| PS Ratio | 1.28 |
| PB Ratio | 1.55 |
| P/TBV Ratio | 1.56 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.19 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 25.40%.
| Return on Equity (ROE) | 25.40% |
| Return on Assets (ROA) | 5.61% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.76% |
| Revenue Per Employee | 31.62M |
| Profits Per Employee | 6.15M |
| Employee Count | 620 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, NGX:NPFMCRFBK has paid 2.29 billion in taxes.
| Income Tax | 2.29B |
| Effective Tax Rate | 37.51% |
Stock Price Statistics
The stock price has increased by +40.47% in the last 52 weeks. The beta is 0.41, so NGX:NPFMCRFBK's price volatility has been lower than the market average.
| Beta (5Y) | 0.41 |
| 52-Week Price Change | +40.47% |
| 50-Day Moving Average | 4.15 |
| 200-Day Moving Average | 5.20 |
| Relative Strength Index (RSI) | 47.58 |
| Average Volume (20 Days) | 1,493,444 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, NGX:NPFMCRFBK had revenue of NGN 19.60 billion and earned 3.81 billion in profits. Earnings per share was 0.64.
| Revenue | 19.60B |
| Gross Profit | 18.77B |
| Operating Income | 6.22B |
| Pretax Income | 6.10B |
| Net Income | 3.81B |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 0.64 |
Balance Sheet
The company has 25.92 billion in cash and 3.14 billion in debt, with a net cash position of 22.78 billion or 3.80 per share.
| Cash & Cash Equivalents | 25.92B |
| Total Debt | 3.14B |
| Net Cash | 22.78B |
| Net Cash Per Share | 3.80 |
| Equity (Book Value) | 16.26B |
| Book Value Per Share | 2.71 |
| Working Capital | -27.53B |
Cash Flow
In the last 12 months, operating cash flow was -65.19 million and capital expenditures -1.21 billion, giving a free cash flow of -1.28 billion.
| Operating Cash Flow | -65.19M |
| Capital Expenditures | -1.21B |
| Depreciation & Amortization | n/a |
| Net Borrowing | 2.71B |
| Free Cash Flow | -1.28B |
| FCF Per Share | -0.21 |
Margins
| Gross Margin | n/a |
| Operating Margin | 31.75% |
| Pretax Margin | 31.12% |
| Profit Margin | 19.45% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 0.20, which amounts to a dividend yield of 4.76%.
| Dividend Per Share | 0.20 |
| Dividend Yield | 4.76% |
| Dividend Growth (YoY) | -25.93% |
| Years of Dividend Growth | 3 |
| Payout Ratio | 31.44% |
| FCF Payout Ratio | n/a |
| Buyback Yield | 0.12% |
| Shareholder Yield | 4.88% |
| Earnings Yield | 15.14% |
| FCF Yield | -5.08% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on May 30, 2022. It was a forward split with a ratio of 1.1111111111.
| Last Split Date | May 30, 2022 |
| Split Type | Forward |
| Split Ratio | 1.1111111111 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |