NPF Microfinance Bank Plc (NGX: NPFMCRFBK)

NPF Microfinance Bank Balance Sheet

Financials in millions NGN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Dec 31, 2023	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	17,736	17,736	6,499	6,610	5,678	3,128
Investment Securities	1,872	1,872	1,229	1,005	966.36	893.53
Total Investments	1,872	1,872	1,229	1,005	966.36	893.53
Gross Loans	23,361	23,361	24,184	18,048	17,263	14,279
Allowance for Loan Losses	-1,193	-1,193	-685.58	-599.81	-595.52	-501.95
Net Loans	22,169	22,169	23,498	17,448	16,668	13,777
Property, Plant & Equipment	1,531	1,531	1,357	1,008	902.41	897.48
Other Intangible Assets	2.05	2.05	18.62	44.67	47.69	33.91
Other Receivables	10.38	10.38	93.77	4,681	36.37	40.22
Other Current Assets	2,066	2,066	1,800	1,113	759.48	777.07
Other Long-Term Assets	-0	-0	-	-	-	-
Total Assets	45,386	45,386	34,496	31,967	25,097	19,584
Accounts Payable	6.18	6.18	6.39	4.68	6.26	6.93
Accrued Expenses	-4,286	-4,286	447.87	329.83	267.53	379.71
Interest Bearing Deposits	26,937	26,937	18,765	16,279	14,839	11,327
Total Deposits	26,937	26,937	18,765	16,279	14,839	11,327
Current Portion of Long-Term Debt	652	652	652.66	934	1,033	1,486
Current Portion of Leases	-	-	21.59	38.91	19.22	8.38
Current Income Taxes Payable	940.22	940.22	401.05	332.35	257.11	230.51
Other Current Liabilities	66.68	66.68	36.06	28.21	19.58	41.66
Long-Term Debt	1,389	1,389	1,761	1,774	1,963	480.14
Long-Term Leases	140.03	140.03	134.9	13.03	32.87	34.58
Long-Term Unearned Revenue	0.78	0.78	0.78	0.78	0.96	-
Long-Term Deferred Tax Liabilities	124.73	124.73	124.73	71.37	71.37	66.64
Other Long-Term Liabilities	7,720	7,720	1,566	6,430	1,106	194.65
Total Liabilities	33,691	33,691	23,918	26,236	19,615	14,256
Common Stock	2,996	2,996	2,996	1,143	1,143	1,143
Additional Paid-In Capital	4,167	4,167	4,167	1,517	1,517	1,517
Retained Earnings	4,511	4,511	3,420	3,077	2,827	2,670
Comprehensive Income & Other	21.29	21.29	-5.35	-7	-6.22	-2.78
Shareholders' Equity	11,696	11,696	10,578	5,731	5,482	5,328
Total Liabilities & Equity	45,386	45,386	34,496	31,967	25,097	19,584
Total Debt	2,181	2,181	2,570	2,760	3,048	2,009
Net Cash (Debt)	15,554	15,554	3,930	3,850	2,630	1,119
Net Cash Growth	112.95%	295.81%	2.07%	46.39%	134.93%	-60.88%
Net Cash Per Share	2.62	2.62	0.66	1.52	1.04	0.44
Filing Date Shares Outstanding	5,993	5,993	5,993	2,541	2,541	2,541
Total Common Shares Outstanding	5,993	5,993	5,993	2,541	2,541	2,541
Book Value Per Share	1.95	1.95	1.77	2.26	2.16	2.10
Tangible Book Value	11,694	11,694	10,559	5,686	5,434	5,294
Tangible Book Value Per Share	1.95	1.95	1.76	2.24	2.14	2.08

Source: S&P Capital IQ. Banks template. Financial Sources.