NPF Microfinance Bank Plc (NGX: NPFMCRFBK)

NPF Microfinance Bank Balance Sheet

Financials in millions NGN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	18,269	17,488	6,499	6,610	5,678	3,128
Investment Securities	2,326	1,869	1,229	1,005	966.36	893.53
Total Investments	2,326	1,869	1,229	1,005	966.36	893.53
Gross Loans	24,307	22,999	24,184	18,048	17,263	14,279
Allowance for Loan Losses	-1,449	-1,446	-685.58	-599.81	-595.52	-501.95
Net Loans	22,858	21,552	23,498	17,448	16,668	13,777
Property, Plant & Equipment	1,725	1,531	1,357	1,008	902.41	897.48
Other Intangible Assets	-1.52	2.05	18.62	44.67	47.69	33.91
Other Receivables	859.52	70.61	93.77	4,681	36.37	40.22
Other Current Assets	3,402	2,377	1,800	1,113	759.48	777.07
Total Assets	49,438	44,891	34,496	31,967	25,097	19,584
Accounts Payable	6.14	46.18	6.39	4.68	6.26	6.93
Accrued Expenses	4,913	789.85	447.87	329.83	267.53	379.71
Interest Bearing Deposits	28,389	26,940	18,765	16,279	14,839	11,327
Total Deposits	28,389	26,940	18,765	16,279	14,839	11,327
Current Portion of Long-Term Debt	-	-	637	934	1,033	1,486
Current Portion of Leases	-	38.21	21.59	38.91	19.22	8.38
Current Income Taxes Payable	1,157	676.47	401.05	332.35	257.11	230.51
Other Current Liabilities	63.39	66.68	36.06	28.21	19.58	41.66
Long-Term Debt	730.39	2,065	1,776	1,774	1,963	480.14
Long-Term Leases	97.25	101.82	134.9	13.03	32.87	34.58
Long-Term Unearned Revenue	-	0.78	0.78	0.78	0.96	-
Long-Term Deferred Tax Liabilities	52.46	52.46	124.73	71.37	71.37	66.64
Other Long-Term Liabilities	1,536	3,123	1,566	6,430	1,106	194.65
Total Liabilities	36,945	33,900	23,918	26,236	19,615	14,256
Common Stock	2,996	2,996	2,996	1,143	1,143	1,143
Additional Paid-In Capital	4,167	4,167	4,167	1,517	1,517	1,517
Retained Earnings	5,343	3,840	3,420	3,077	2,827	2,670
Comprehensive Income & Other	-13.15	-13.15	-5.35	-7	-6.22	-2.78
Shareholders' Equity	12,493	10,990	10,578	5,731	5,482	5,328
Total Liabilities & Equity	49,438	44,891	34,496	31,967	25,097	19,584
Total Debt	827.64	2,205	2,570	2,760	3,048	2,009
Net Cash (Debt)	17,441	15,283	3,930	3,850	2,630	1,119
Net Cash Growth	29.37%	288.90%	2.07%	46.39%	134.93%	-60.88%
Net Cash Per Share	3.66	2.55	0.66	1.52	1.04	0.44
Filing Date Shares Outstanding	5,993	5,993	5,993	2,541	2,541	2,541
Total Common Shares Outstanding	5,993	5,993	5,993	2,541	2,541	2,541
Book Value Per Share	2.08	1.83	1.77	2.26	2.16	2.10
Tangible Book Value	12,495	10,988	10,559	5,686	5,434	5,294
Tangible Book Value Per Share	2.08	1.83	1.76	2.24	2.14	2.08

Source: S&P Capital IQ. Banks template. Financial Sources.