NPF Microfinance Bank Plc (NGX:NPFMCRFBK)

NPF Microfinance Bank Balance Sheet

Financials in millions NGN. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	33,031	17,488	6,499	6,610	5,678
Investment Securities	3,782	1,869	1,229	1,005	966.36
Total Investments	3,782	1,869	1,229	1,005	966.36
Gross Loans	26,897	22,999	24,184	18,048	17,263
Allowance for Loan Losses	-1,449	-1,446	-685.58	-599.81	-595.52
Net Loans	25,448	21,552	23,498	17,448	16,668
Property, Plant & Equipment	1,720	1,531	1,357	1,008	902.41
Other Intangible Assets	-1.9	2.05	18.62	44.67	47.69
Other Receivables	694.19	70.61	93.77	4,681	36.37
Other Current Assets	2,084	2,377	1,800	1,113	759.48
Total Assets	66,758	44,891	34,496	31,967	25,097
Accounts Payable	5.85	46.18	6.39	4.68	6.26
Accrued Expenses	411.95	789.85	447.87	329.83	267.53
Interest Bearing Deposits	39,960	26,940	18,765	16,279	14,839
Total Deposits	39,960	26,940	18,765	16,279	14,839
Current Portion of Long-Term Debt	-	-	637	934	1,033
Current Portion of Leases	-	38.21	21.59	38.91	19.22
Current Income Taxes Payable	805.96	676.47	401.05	332.35	257.11
Other Current Liabilities	78.53	66.68	36.06	28.21	19.58
Long-Term Debt	483.18	2,065	1,776	1,774	1,963
Long-Term Leases	78.09	101.82	134.9	13.03	32.87
Long-Term Unearned Revenue	0.78	0.78	0.78	0.78	0.96
Long-Term Deferred Tax Liabilities	52.46	52.46	124.73	71.37	71.37
Other Long-Term Liabilities	12,186	3,123	1,566	6,430	1,106
Total Liabilities	54,062	33,900	23,918	26,236	19,615
Common Stock	2,996	2,996	2,996	1,143	1,143
Additional Paid-In Capital	4,167	4,167	4,167	1,517	1,517
Retained Earnings	5,546	3,840	3,420	3,077	2,827
Comprehensive Income & Other	-13.15	-13.15	-5.35	-7	-6.22
Shareholders' Equity	12,696	10,990	10,578	5,731	5,482
Total Liabilities & Equity	66,758	44,891	34,496	31,967	25,097
Total Debt	561.27	2,205	2,570	2,760	3,048
Net Cash (Debt)	32,469	15,283	3,930	3,850	2,630
Net Cash Growth	112.46%	288.90%	2.07%	46.39%	134.93%
Net Cash Per Share	5.37	2.55	0.66	1.52	1.04
Filing Date Shares Outstanding	5,993	5,993	5,993	2,541	2,541
Total Common Shares Outstanding	5,993	5,993	5,993	2,541	2,541
Book Value Per Share	2.12	1.83	1.77	2.26	2.16
Tangible Book Value	12,698	10,988	10,559	5,686	5,434
Tangible Book Value Per Share	2.12	1.83	1.76	2.24	2.14

Updated Jan 29, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.