Regency Alliance Insurance Plc (NGX:REGALINS)
Nigeria · Delayed Price · Currency is NGN 0.8000
-0.0400 (-4.76%)
At close: Aug 13, 2026
NGX:REGALINS Income Statement
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 9,643 | 7,302 | 6,083 | 5,023 | 2,941 |
Total Interest & Dividend Income | 854.47 | 1,259 | 881.81 | 741.56 | 445.71 |
Gain (Loss) on Sale of Investments | 1,237 | 415.9 | 409.39 | 70.82 | -450.43 |
Other Revenue | 27.11 | 22.18 | 19.67 | 20.41 | 118.7 |
| 11,762 | 8,999 | 7,394 | 5,856 | 3,055 | |
Revenue Growth | 30.70% | 21.70% | 26.27% | 91.69% | -40.18% |
Policy Benefits | 7,163 | 4,151 | 3,530 | 3,864 | 1,031 |
Policy Acquisition & Underwriting Costs | 1,483 | 785.88 | 830.91 | 425.95 | 695.09 |
Selling, General & Administrative | 175.11 | 108.99 | 150.48 | 141.19 | 145.18 |
Provision for Bad Debts | 3.32 | 1.72 | 0.19 | 1.16 | 1.3 |
Other Operating Expenses | 1,810 | 1,229 | 868.5 | 446.76 | 461.33 |
Total Operating Expenses | 11,015 | 6,646 | 5,751 | 5,250 | 2,708 |
Operating Income | 747.27 | 2,353 | 1,643 | 606.23 | 347.02 |
Interest Expense | -7.85 | -6.8 | -8.12 | -9.14 | -8.4 |
Other Non Operating Income (Expenses) | -3.68 | -11.57 | -1.92 | 12.47 | - |
EBT Excluding Unusual Items | 735.74 | 2,334 | 1,633 | 609.56 | 338.62 |
Gain (Loss) on Sale of Assets | 3.41 | 18.58 | 0.43 | 1.79 | 1.89 |
Asset Writedown | 50 | 170 | 478.5 | 11.5 | 5 |
Other Unusual Items | -4.9 | -6.88 | -3.42 | -4.87 | - |
Pretax Income | 784.26 | 2,516 | 2,108 | 617.98 | 345.5 |
Income Tax Expense | 147.15 | 249.48 | 164.54 | 23.24 | 22.9 |
Earnings From Continuing Ops. | 637.11 | 2,267 | 1,944 | 594.74 | 322.61 |
Minority Interest in Earnings | -1.33 | -0.6 | -0.62 | -0.14 | -0.18 |
Net Income | 635.78 | 2,266 | 1,943 | 594.59 | 322.43 |
Net Income to Common | 635.78 | 2,266 | 1,943 | 594.59 | 322.43 |
Net Income Growth | -71.94% | 16.61% | 226.80% | 84.41% | -48.19% |
Shares Outstanding (Basic) | 16,005 | 16,005 | 16,005 | 16,005 | 16,005 |
Shares Outstanding (Diluted) | 16,005 | 16,005 | 16,005 | 16,005 | 16,005 |
Shares Change | - | - | - | - | - |
EPS (Basic) | 0.04 | 0.14 | 0.12 | 0.04 | 0.02 |
EPS (Diluted) | 0.04 | 0.14 | 0.12 | 0.04 | 0.02 |
EPS Growth | -71.94% | 16.61% | 226.80% | 84.41% | -48.19% |
Free Cash Flow | -3,763 | -1,995 | -327.58 | 731.37 | 148.11 |
Free Cash Flow Per Share | -0.23 | -0.13 | -0.02 | 0.05 | 0.01 |
Operating Margin | 6.35% | 26.14% | 22.22% | 10.35% | 11.36% |
Profit Margin | 5.41% | 25.18% | 26.28% | 10.15% | 10.55% |
Free Cash Flow Margin | -31.99% | -22.17% | -4.43% | 12.49% | 4.85% |
EBITDA | 928.66 | 2,456 | 1,684 | 626.99 | 404.81 |
EBITDA Margin | 7.90% | 27.30% | 22.78% | 10.71% | 13.25% |
D&A For EBITDA | 181.39 | 103.59 | 41.26 | 20.76 | 57.8 |
EBIT | 747.27 | 2,353 | 1,643 | 606.23 | 347.02 |
EBIT Margin | 6.35% | 26.14% | 22.22% | 10.35% | 11.36% |
Effective Tax Rate | 18.76% | 9.92% | 7.80% | 3.76% | 6.63% |