Stanbic IBTC Holdings PLC (NGX:STANBIC)

Stanbic IBTC Holdings Balance Sheet

Financials in millions NGN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	1,561,862	1,580,126	445,133	189,245	232,328	243,275
Investment Securities	1,850,486	1,652,534	487,247	610,914	646,609	614,100
Trading Asset Securities	330,637	148,383	567,047	203,670	129,957	215,888
Total Investments	2,181,123	1,800,917	1,054,294	814,584	776,566	829,988
Gross Loans	2,388,918	2,470,693	2,091,138	1,238,195	946,259	655,292
Allowance for Loan Losses	-126,441	-122,315	-58,787	-33,409	-25,215	-30,153
Net Loans	2,262,477	2,348,378	2,032,351	1,204,786	921,044	625,139
Property, Plant & Equipment	106,308	98,563	81,071	65,157	46,114	33,703
Other Intangible Assets	1,623	1,721	2,471	3,223	4,011	4,640
Accrued Interest Receivable	6,530	3,016	1,335	779	659	1,378
Other Receivables	107,655	124,770	157,477	105,730	103,393	88,145
Restricted Cash	757,976	717,040	948,414	478,609	436,838	389,840
Other Current Assets	174,392	105,535	95,960	72,437	110,763	16,771
Long-Term Deferred Tax Assets	222	-	1,194	2,058	3,541	13,163
Other Real Estate Owned & Foreclosed	182	123	325	-	-	-
Other Long-Term Assets	236,129	131,579	323,116	81,434	97,050	240,264
Total Assets	7,396,479	6,912,092	5,145,596	3,029,026	2,742,764	2,486,306
Accounts Payable	9,136	5,032	4,681	4,145	40,980	3,358
Accrued Expenses	59,584	42,970	26,828	79,765	13,525	13,597
Interest Bearing Deposits	4,530,758	4,140,629	2,950,974	1,898,454	1,602,682	1,325,566
Total Deposits	4,530,758	4,140,629	2,950,974	1,898,454	1,602,682	1,325,566
Short-Term Borrowings	3,378	61,850	451,956	47,959	25,364	59,781
Current Portion of Long-Term Debt	-	283,932	249,070	123,984	84,432	19,959
Current Portion of Leases	-	4,506	1,508	-	319	89
Current Income Taxes Payable	95,585	64,982	23,388	17,564	16,441	20,270
Other Current Liabilities	1,137,448	1,201,589	585,514	246,482	403,686	453,075
Long-Term Debt	519,245	246,354	196,237	113,991	99,421	137,942
Long-Term Leases	3,974	-	-	705	154	-
Long-Term Unearned Revenue	57,171	63,053	4,762	3,577	17,480	1,349
Long-Term Deferred Tax Liabilities	9,101	12,824	1,193	-	-	-
Other Long-Term Liabilities	215,343	113,723	142,561	84,830	61,414	72,719
Total Liabilities	6,640,723	6,241,444	4,638,672	2,621,456	2,365,898	2,107,705
Common Stock	6,479	6,479	6,479	6,479	6,479	5,553
Additional Paid-In Capital	102,780	102,780	102,780	102,780	102,780	102,780
Retained Earnings	625,340	544,304	379,453	287,220	254,471	273,081
Comprehensive Income & Other	11,372	8,327	10,864	3,083	4,286	-10,391
Total Common Equity	745,971	661,890	499,576	399,562	368,016	371,023
Minority Interest	9,785	8,758	7,348	8,008	8,850	7,578
Shareholders' Equity	755,756	670,648	506,924	407,570	376,866	378,601
Total Liabilities & Equity	7,396,479	6,912,092	5,145,596	3,029,026	2,742,764	2,486,306
Total Debt	526,597	596,642	898,771	286,639	209,690	217,771
Net Cash (Debt)	1,977,435	1,699,145	164,999	135,171	162,593	243,216
Net Cash Growth	85.47%	929.79%	22.07%	-16.86%	-33.15%	-12.99%
Net Cash Per Share	152.62	131.14	12.73	10.43	12.55	18.77
Filing Date Shares Outstanding	12,957	12,957	12,957	12,957	12,957	12,957
Total Common Shares Outstanding	12,957	12,957	12,957	12,957	12,957	12,957
Book Value Per Share	57.57	51.08	38.56	30.84	28.40	28.63
Tangible Book Value	744,348	660,169	497,105	396,339	364,005	366,383
Tangible Book Value Per Share	57.45	50.95	38.37	30.59	28.09	28.28

Updated Jan 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.