Universal Insurance Plc (NGX:UNIVINSURE)
Nigeria · Delayed Price · Currency is NGN 0.8400
0.00 (0.00%)
At close: Aug 6, 2026
Universal Insurance Income Statement
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 19,982 | 20,433 | 13,761 | 8,007 | 4,839 | 2,404 |
Total Interest & Dividend Income | -2,120 | 312.1 | 457.64 | -74.38 | 219.67 | 118.16 |
Gain (Loss) on Sale of Investments | 3,055 | 3,217 | -649.54 | 523.68 | -76.57 | 279.73 |
Other Revenue | - | - | - | - | 56.36 | 122.59 |
| 20,917 | 23,962 | 13,569 | 8,456 | 5,039 | 2,924 | |
Revenue Growth | 6.13% | 76.60% | 60.46% | 67.82% | 72.32% | -18.57% |
Policy Benefits | 19,687 | 18,172 | 10,329 | 6,469 | 3,282 | 365.51 |
Policy Acquisition & Underwriting Costs | -4,212 | 1,270 | 634.29 | - | - | 1,119 |
Amortization of Goodwill & Intangibles | 11.79 | 23.46 | 14.36 | 21.36 | 19.67 | 19.08 |
Depreciation & Amortization | -9.56 | 175.6 | 136.37 | 214.17 | 119.61 | 95.49 |
Selling, General & Administrative | -413.11 | 395.83 | 359.86 | 324.75 | 658.92 | 214.73 |
Other Operating Expenses | 898.71 | 1,113 | 553.81 | 348.22 | 474.69 | 380.85 |
Total Operating Expenses | 16,602 | 22,072 | 12,752 | 8,157 | 5,143 | 2,791 |
Operating Income | 4,315 | 1,890 | 816.97 | 299.36 | -104.65 | 133.52 |
Other Non Operating Income (Expenses) | -999.1 | -29.02 | -26.92 | 110.93 | 411.37 | 15.66 |
EBT Excluding Unusual Items | 3,316 | 1,861 | 790.05 | 410.29 | 306.72 | 149.18 |
Gain (Loss) on Sale of Assets | - | - | - | - | 0.56 | 0.01 |
Asset Writedown | 323.5 | 323.5 | 1,199 | 131.82 | 21.58 | 13.04 |
Pretax Income | 5,810 | 2,184 | 1,989 | 542.1 | 328.87 | 162.23 |
Income Tax Expense | 292.02 | 190.91 | 47.76 | 12.04 | 14.36 | 10.81 |
Earnings From Continuing Ops. | 5,518 | 1,994 | 1,941 | 530.06 | 314.51 | 151.43 |
Net Income | 5,518 | 1,994 | 1,941 | 530.06 | 314.51 | 151.43 |
Net Income to Common | 5,518 | 1,994 | 1,941 | 530.06 | 314.51 | 151.43 |
Net Income Growth | 102.95% | 2.70% | 266.20% | 68.54% | 107.69% | -86.67% |
Shares Outstanding (Basic) | 16,004 | 16,000 | 16,000 | 16,000 | 16,000 | 16,000 |
Shares Outstanding (Diluted) | 16,004 | 16,000 | 16,000 | 16,000 | 16,000 | 16,000 |
Shares Change | 0.00% | - | - | - | - | - |
EPS (Basic) | 0.34 | 0.12 | 0.12 | 0.03 | 0.02 | 0.01 |
EPS (Diluted) | 0.34 | 0.12 | 0.12 | 0.03 | 0.02 | 0.01 |
EPS Growth | 102.94% | 2.71% | 266.20% | 68.54% | 107.69% | -86.67% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -2,362 | -6,763 | 2,464 | 266.37 | -122.76 | -40.04 |
Free Cash Flow Per Share | -0.15 | -0.42 | 0.15 | 0.02 | -0.01 | -0.00 |
Operating Margin | 20.63% | 7.89% | 6.02% | 3.54% | -2.08% | 4.57% |
Profit Margin | 26.38% | 8.32% | 14.31% | 6.27% | 6.24% | 5.18% |
Free Cash Flow Margin | -11.29% | -28.23% | 18.16% | 3.15% | -2.44% | -1.37% |
EBITDA | 4,768 | 2,241 | 1,126 | 500.05 | 14.96 | 229.01 |
EBITDA Margin | 22.80% | 9.35% | 8.30% | 5.91% | 0.30% | 7.83% |
D&A For EBITDA | 453.26 | 351.07 | 308.85 | 200.69 | 119.61 | 95.49 |
EBIT | 4,315 | 1,890 | 816.97 | 299.36 | -104.65 | 133.52 |
EBIT Margin | 20.63% | 7.89% | 6.02% | 3.54% | -2.08% | 4.57% |
Effective Tax Rate | 5.03% | 8.74% | 2.40% | 2.22% | 4.37% | 6.66% |
Revenue as Reported | - | - | - | - | - | 2,478 |