Bank of India Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest Income on Loans	771,866	756,133	713,077	610,733	479,317	382,809
Interest Paid on Deposits	509,745	501,395	465,942	377,568	274,406	240,834
Net Interest Income	262,691	254,738	247,135	233,166	204,911	141,975
Net Interest Income Growth	7.19%	3.08%	5.99%	13.79%	44.33%	-1.63%
Gain (Loss) on Sale of Assets	2,379	2,379	2,030	284.57	1,341	2,773
Gain (Loss) on Sale of Investments	16,810	16,810	18,811	6,320	18,397	14,102
Other Non-Interest Income	85,217	81,174	70,207	55,727	52,374	63,230
Total Non-Interest Income	104,407	100,363	91,047	62,331	72,112	80,105
Non-Interest Income Growth	4.64%	10.23%	46.07%	-13.56%	-9.98%	16.15%
Revenues Before Loan Losses	367,097	355,101	338,183	295,497	277,022	222,080
Provision for Loan Losses	30,470	31,880	40,500	40,504	72,300	44,643
Revenue	336,627	323,221	297,682	254,993	204,722	177,437
Revenue Growth	9.91%	8.58%	16.74%	24.56%	15.38%	24.22%
Salaries and Employee Benefits	106,696	104,497	103,873	92,627	84,529	71,121
Occupancy Expenses	18,994	18,994	17,435	15,326	13,725	12,431
Selling, General & Administrative	6,697	6,697	6,449	5,931	5,885	4,089
Other Non-Interest Expense	51,435	52,318	44,342	39,178	39,596	34,059
Total Non-Interest Expense	180,632	180,306	169,972	151,242	144,163	120,889
EBT Excluding Unusual Items	155,995	142,915	127,710	103,752	60,560	56,548
Other Unusual Items	-0.05	-5,188	-	-	-	-
Pretax Income	155,995	137,727	127,710	103,752	60,560	56,548
Income Tax Expense	38,168	34,634	32,189	38,086	22,166	21,675
Earnings From Continuing Operations	117,827	103,092	95,522	65,666	38,393	34,873
Minority Interest in Earnings	-33.98	-29.48	-38.93	-21.12	-13.79	52.66
Net Income	117,793	103,063	95,483	65,645	38,380	34,926
Net Income to Common	117,793	103,063	95,483	65,645	38,380	34,926
Net Income Growth	24.13%	7.94%	45.45%	71.04%	9.89%	67.69%
Basic Shares Outstanding	4,554	4,553	4,553	4,241	4,104	3,853
Diluted Shares Outstanding	4,554	4,553	4,553	4,241	4,104	3,853
Shares Change	0.02%	-	7.35%	3.35%	6.51%	17.53%
EPS (Basic)	25.87	22.64	20.97	15.48	9.35	9.07
EPS (Diluted)	25.87	22.64	20.97	15.48	9.35	9.07
EPS Growth	24.13%	7.95%	35.48%	65.55%	3.14%	42.76%

Additional Metrics

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Dividend Per Share	-	4.650	4.050	2.800	2.000	2.000
Dividend Growth	-	14.82%	44.64%	40.00%	0%	-
Effective Tax Rate	24.47%	25.15%	25.20%	36.71%	36.60%	38.33%