CreditAccess Grameen Limited (NSE: CREDITACC)
India flag India · Delayed Price · Currency is INR
826.60
+0.45 (0.05%)
Dec 24, 2024, 3:30 PM IST

CreditAccess Grameen Income Statement

Millions INR. Fiscal year is Apr - Mar.
Fiscal Year
TTM FY 2024 FY 2023 FY 2022 FY 2021 FY 2020 2019 - 2015
Period Ending
Sep '24 Mar '24 Mar '23 Mar '22 Mar '21 Mar '20 2019 - 2015
Interest and Dividend Income
54,62449,00133,27125,67322,90016,334
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Total Interest Expense
19,13117,27012,1299,8409,2455,780
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Net Interest Income
35,49331,73121,14315,83413,65510,554
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Commissions and Fees
995.6924.2195.1132.287.650
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Gain (Loss) on Sale of Investments
143.4143.4213.2178.5200.1-
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Other Revenue
1,0521,1811,247775.81,316670.3
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Revenue Before Loan Losses
37,68433,98022,79816,92015,25911,274
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Provision for Loan Losses
8,3494,0413,4295,2267,5562,373
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Revenue
29,33529,93919,36911,6947,7028,901
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Revenue Growth (YoY)
14.65%54.57%65.63%51.83%-13.47%11.80%
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Salaries & Employee Benefits
7,2806,6945,1524,3773,8002,621
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Cost of Services Provided
748.5779.1590.7446.6329.7212.3
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Other Operating Expenses
2,8062,5622,0731,5911,3281,249
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Total Operating Expenses
11,41710,5478,3156,8865,8984,286
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Operating Income
17,91819,39211,0544,8081,8044,615
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Currency Exchange Gain (Loss)
-----0.10.6
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EBT Excluding Unusual Items
17,91819,39211,0544,8081,8044,616
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Pretax Income
17,91819,39211,0544,8081,8044,616
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Income Tax Expense
4,5764,9332,7941,2774901,261
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Earnings From Continuing Ops.
13,34114,4598,2613,5311,3143,355
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Minority Interest in Earnings
----26.2-19.4
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Net Income
13,34114,4598,2613,5311,3403,336
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Net Income to Common
13,34114,4598,2613,5311,3403,336
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Net Income Growth
10.45%75.04%133.96%163.45%-59.82%3.66%
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Shares Outstanding (Basic)
159159159158150144
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Shares Outstanding (Diluted)
160160159159151145
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Shares Change (YoY)
0.30%0.32%0.25%5.63%3.83%4.30%
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EPS (Basic)
83.7590.8852.0422.298.9623.20
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EPS (Diluted)
83.3290.4151.8222.208.9023.00
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EPS Growth
10.12%74.47%133.42%149.44%-61.30%-0.61%
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Free Cash Flow
-14,966-47,456-33,035-27,336-4,594-22,670
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Free Cash Flow Per Share
-93.47-296.73-207.22-171.90-30.52-156.35
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Dividend Per Share
-10.000----
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Operating Margin
61.08%64.77%57.07%41.11%23.42%51.85%
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Profit Margin
45.48%48.30%42.65%30.19%17.40%37.47%
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Free Cash Flow Margin
-51.02%-158.51%-170.56%-233.76%-59.65%-254.68%
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Effective Tax Rate
25.54%25.44%25.27%26.56%27.16%27.32%
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Revenue as Reported
57,20851,72735,50827,50124,66117,055
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Source: S&P Capital IQ. Financial Services template. Financial Sources.