CreditAccess Grameen Limited (NSE:CREDITACC)
India
· Delayed Price · Currency is INR 1,180.60
+10.30 (0.88%)
Jun 5, 2025, 3:30 PM IST
CreditAccess Grameen Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2016 - 2020 |
|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 | Mar '21 Mar 31, 2021 | 2016 - 2020 |
| Interest and Dividend Income | 55,468 | 49,001 | 33,271 | 25,673 | 22,900 | Upgrade
|
| Total Interest Expense | 19,476 | 17,270 | 12,129 | 9,840 | 9,245 | Upgrade
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| Net Interest Income | 35,992 | 31,731 | 21,143 | 15,834 | 13,655 | Upgrade
|
| Commissions and Fees | 1,016 | 924.2 | 195.1 | 132.2 | 87.6 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | 143.4 | 213.2 | 178.5 | 200.1 | Upgrade
|
| Other Revenue | 787.3 | 1,181 | 1,247 | 775.8 | 1,316 | Upgrade
|
| Revenue Before Loan Losses | 37,796 | 33,980 | 22,798 | 16,920 | 15,259 | Upgrade
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| Provision for Loan Losses | 19,005 | 4,041 | 3,429 | 5,226 | 7,556 | Upgrade
|
| Revenue | 18,791 | 29,939 | 19,369 | 11,694 | 7,702 | Upgrade
|
| Revenue Growth (YoY) | -37.24% | 54.57% | 65.63% | 51.83% | -13.47% | Upgrade
|
| Salaries & Employee Benefits | 7,304 | 6,694 | 5,152 | 4,377 | 3,800 | Upgrade
|
| Cost of Services Provided | 11 | 779.1 | 590.7 | 446.6 | 329.7 | Upgrade
|
| Other Operating Expenses | 3,765 | 2,562 | 2,073 | 1,591 | 1,328 | Upgrade
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| Total Operating Expenses | 11,702 | 10,547 | 8,315 | 6,886 | 5,898 | Upgrade
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| Operating Income | 7,089 | 19,392 | 11,054 | 4,808 | 1,804 | Upgrade
|
| Currency Exchange Gain (Loss) | - | - | - | - | -0.1 | Upgrade
|
| EBT Excluding Unusual Items | 7,089 | 19,392 | 11,054 | 4,808 | 1,804 | Upgrade
|
| Pretax Income | 7,089 | 19,392 | 11,054 | 4,808 | 1,804 | Upgrade
|
| Income Tax Expense | 1,775 | 4,933 | 2,794 | 1,277 | 490 | Upgrade
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| Earnings From Continuing Ops. | 5,314 | 14,459 | 8,261 | 3,531 | 1,314 | Upgrade
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| Minority Interest in Earnings | - | - | - | - | 26.2 | Upgrade
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| Net Income | 5,314 | 14,459 | 8,261 | 3,531 | 1,340 | Upgrade
|
| Net Income to Common | 5,314 | 14,459 | 8,261 | 3,531 | 1,340 | Upgrade
|
| Net Income Growth | -63.25% | 75.04% | 133.97% | 163.45% | -59.82% | Upgrade
|
| Shares Outstanding (Basic) | 159 | 159 | 159 | 158 | 150 | Upgrade
|
| Shares Outstanding (Diluted) | 160 | 160 | 159 | 159 | 151 | Upgrade
|
| Shares Change (YoY) | -0.04% | 0.32% | 0.25% | 5.63% | 3.83% | Upgrade
|
| EPS (Basic) | 33.32 | 90.88 | 52.04 | 22.29 | 8.96 | Upgrade
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| EPS (Diluted) | 33.24 | 90.41 | 51.82 | 22.20 | 8.90 | Upgrade
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| EPS Growth | -63.23% | 74.47% | 133.42% | 149.44% | -61.30% | Upgrade
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| Free Cash Flow | 10,986 | -47,456 | -33,035 | -27,336 | -4,594 | Upgrade
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| Free Cash Flow Per Share | 68.72 | -296.73 | -207.22 | -171.90 | -30.52 | Upgrade
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| Dividend Per Share | - | 10.000 | - | - | - | Upgrade
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| Operating Margin | 37.72% | 64.77% | 57.07% | 41.11% | 23.42% | Upgrade
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| Profit Margin | 28.28% | 48.30% | 42.65% | 30.19% | 17.40% | Upgrade
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| Free Cash Flow Margin | 58.46% | -158.51% | -170.55% | -233.76% | -59.65% | Upgrade
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| Effective Tax Rate | 25.04% | 25.44% | 25.27% | 26.57% | 27.16% | Upgrade
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| Revenue as Reported | 57,561 | 51,727 | 35,508 | 27,501 | 24,661 | Upgrade
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Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.