CreditAccess Grameen Limited (NSE:CREDITACC)
India
· Delayed Price · Currency is INR 866.35
-8.75 (-1.00%)
Feb 21, 2025, 3:30 PM IST
CreditAccess Grameen Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2024 | FY null | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 | Mar '21 Mar 31, 2021 | 2020 - 2016 |
| Interest and Dividend Income | 55,557 | 49,001 | - | 33,271 | 25,673 | 22,900 | Upgrade
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| Total Interest Expense | 19,465 | 17,270 | - | 12,129 | 9,840 | 9,245 | Upgrade
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| Net Interest Income | 36,092 | 31,731 | - | 21,143 | 15,834 | 13,655 | Upgrade
|
| Commissions and Fees | 984.3 | 924.2 | - | 195.1 | 132.2 | 87.6 | Upgrade
|
| Gain (Loss) on Sale of Investments | 143.4 | 143.4 | - | 213.2 | 178.5 | 200.1 | Upgrade
|
| Other Revenue | 1,055 | 1,181 | - | 1,247 | 775.8 | 1,316 | Upgrade
|
| Revenue Before Loan Losses | 38,275 | 33,980 | - | 22,798 | 16,920 | 15,259 | Upgrade
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| Provision for Loan Losses | 14,663 | 4,041 | - | 3,429 | 5,226 | 7,556 | Upgrade
|
| Revenue | 23,612 | 29,939 | - | 19,369 | 11,694 | 7,702 | Upgrade
|
| Revenue Growth (YoY) | -15.07% | - | - | 65.63% | 51.83% | -13.47% | Upgrade
|
| Salaries & Employee Benefits | 7,496 | 6,694 | - | 5,152 | 4,377 | 3,800 | Upgrade
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| Cost of Services Provided | 751.3 | 779.1 | - | 590.7 | 446.6 | 329.7 | Upgrade
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| Other Operating Expenses | 2,883 | 2,562 | - | 2,073 | 1,591 | 1,328 | Upgrade
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| Total Operating Expenses | 11,739 | 10,547 | - | 8,315 | 6,886 | 5,898 | Upgrade
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| Operating Income | 11,873 | 19,392 | - | 11,054 | 4,808 | 1,804 | Upgrade
|
| Currency Exchange Gain (Loss) | - | - | - | - | - | -0.1 | Upgrade
|
| EBT Excluding Unusual Items | 11,873 | 19,392 | - | 11,054 | 4,808 | 1,804 | Upgrade
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| Pretax Income | 11,873 | 19,392 | - | 11,054 | 4,808 | 1,804 | Upgrade
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| Income Tax Expense | 3,060 | 4,933 | - | 2,794 | 1,277 | 490 | Upgrade
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| Earnings From Continuing Ops. | 8,813 | 14,459 | - | 8,261 | 3,531 | 1,314 | Upgrade
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| Minority Interest in Earnings | - | - | - | - | - | 26.2 | Upgrade
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| Net Income | 8,813 | 14,459 | - | 8,261 | 3,531 | 1,340 | Upgrade
|
| Net Income to Common | 8,813 | 14,459 | - | 8,261 | 3,531 | 1,340 | Upgrade
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| Net Income Growth | -34.50% | - | - | 133.96% | 163.45% | -59.82% | Upgrade
|
| Shares Outstanding (Basic) | 159 | 159 | - | 159 | 158 | 150 | Upgrade
|
| Shares Outstanding (Diluted) | 160 | 160 | - | 159 | 159 | 151 | Upgrade
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| Shares Change (YoY) | 0.07% | - | - | 0.25% | 5.63% | 3.83% | Upgrade
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| EPS (Basic) | 55.29 | 90.88 | - | 52.04 | 22.29 | 8.96 | Upgrade
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| EPS (Diluted) | 55.10 | 90.41 | - | 51.82 | 22.20 | 8.90 | Upgrade
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| EPS Growth | -34.55% | - | - | 133.42% | 149.44% | -61.30% | Upgrade
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| Free Cash Flow | - | -47,456 | - | -33,035 | -27,336 | -4,594 | Upgrade
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| Free Cash Flow Per Share | - | -296.73 | - | -207.22 | -171.90 | -30.52 | Upgrade
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| Dividend Per Share | - | 10.000 | - | - | - | - | Upgrade
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| Operating Margin | 50.28% | 64.77% | - | 57.07% | 41.11% | 23.42% | Upgrade
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| Profit Margin | 37.32% | 48.30% | - | 42.65% | 30.19% | 17.40% | Upgrade
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| Free Cash Flow Margin | - | -158.51% | - | -170.56% | -233.76% | -59.65% | Upgrade
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| Effective Tax Rate | 25.77% | 25.44% | - | 25.27% | 26.56% | 27.16% | Upgrade
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| Revenue as Reported | 21,195 | 51,727 | - | 35,508 | 27,501 | 24,661 | Upgrade
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Source: S&P Capital IQ. Financial Services template. Financial Sources.