CreditAccess Grameen Limited (NSE:CREDITACC)
India flag India · Delayed Price · Currency is INR
1,180.60
+10.30 (0.88%)
Jun 5, 2025, 3:30 PM IST

CreditAccess Grameen Income Statement

Millions INR. Fiscal year is Apr - Mar.
Fiscal Year
FY 2025 FY 2024 FY 2023 FY 2022 FY 2021 2016 - 2020
Period Ending
Mar '25 Mar '24 Mar '23 Mar '22 Mar '21 2016 - 2020
Interest and Dividend Income
55,46849,00133,27125,67322,900
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Total Interest Expense
19,47617,27012,1299,8409,245
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Net Interest Income
35,99231,73121,14315,83413,655
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Commissions and Fees
1,016924.2195.1132.287.6
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Gain (Loss) on Sale of Investments
-143.4213.2178.5200.1
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Other Revenue
787.31,1811,247775.81,316
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Revenue Before Loan Losses
37,79633,98022,79816,92015,259
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Provision for Loan Losses
19,0054,0413,4295,2267,556
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Revenue
18,79129,93919,36911,6947,702
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Revenue Growth (YoY)
-37.24%54.57%65.63%51.83%-13.47%
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Salaries & Employee Benefits
7,3046,6945,1524,3773,800
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Cost of Services Provided
11779.1590.7446.6329.7
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Other Operating Expenses
3,7652,5622,0731,5911,328
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Total Operating Expenses
11,70210,5478,3156,8865,898
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Operating Income
7,08919,39211,0544,8081,804
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Currency Exchange Gain (Loss)
-----0.1
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EBT Excluding Unusual Items
7,08919,39211,0544,8081,804
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Pretax Income
7,08919,39211,0544,8081,804
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Income Tax Expense
1,7754,9332,7941,277490
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Earnings From Continuing Ops.
5,31414,4598,2613,5311,314
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Minority Interest in Earnings
----26.2
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Net Income
5,31414,4598,2613,5311,340
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Net Income to Common
5,31414,4598,2613,5311,340
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Net Income Growth
-63.25%75.04%133.97%163.45%-59.82%
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Shares Outstanding (Basic)
159159159158150
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Shares Outstanding (Diluted)
160160159159151
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Shares Change (YoY)
-0.04%0.32%0.25%5.63%3.83%
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EPS (Basic)
33.3290.8852.0422.298.96
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EPS (Diluted)
33.2490.4151.8222.208.90
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EPS Growth
-63.23%74.47%133.42%149.44%-61.30%
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Free Cash Flow
10,986-47,456-33,035-27,336-4,594
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Free Cash Flow Per Share
68.72-296.73-207.22-171.90-30.52
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Dividend Per Share
-10.000---
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Operating Margin
37.72%64.77%57.07%41.11%23.42%
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Profit Margin
28.28%48.30%42.65%30.19%17.40%
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Free Cash Flow Margin
58.46%-158.51%-170.55%-233.76%-59.65%
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Effective Tax Rate
25.04%25.44%25.27%26.57%27.16%
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Revenue as Reported
57,56151,72735,50827,50124,661
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Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.