CreditAccess Grameen Limited (NSE: CREDITACC)
India
· Delayed Price · Currency is INR 890.55
+29.10 (3.38%)
Nov 22, 2024, 3:30 PM IST
CreditAccess Grameen Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '24 Sep 30, 2024 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 | Mar '21 Mar 31, 2021 | Mar '20 Mar 31, 2020 | 2019 - 2015 |
| Interest and Dividend Income | 54,624 | 49,001 | 33,271 | 25,673 | 22,900 | 16,334 | Upgrade
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| Total Interest Expense | 19,131 | 17,270 | 12,129 | 9,840 | 9,245 | 5,780 | Upgrade
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| Net Interest Income | 35,493 | 31,731 | 21,143 | 15,834 | 13,655 | 10,554 | Upgrade
|
| Commissions and Fees | 995.6 | 924.2 | 195.1 | 132.2 | 87.6 | 50 | Upgrade
|
| Gain (Loss) on Sale of Investments | 143.4 | 143.4 | 213.2 | 178.5 | 200.1 | - | Upgrade
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| Other Revenue | 1,052 | 1,181 | 1,247 | 775.8 | 1,316 | 670.3 | Upgrade
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| Revenue Before Loan Losses | 37,684 | 33,980 | 22,798 | 16,920 | 15,259 | 11,274 | Upgrade
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| Provision for Loan Losses | 8,349 | 4,041 | 3,429 | 5,226 | 7,556 | 2,373 | Upgrade
|
| Revenue | 29,335 | 29,939 | 19,369 | 11,694 | 7,702 | 8,901 | Upgrade
|
| Revenue Growth (YoY) | 14.65% | 54.57% | 65.63% | 51.83% | -13.47% | 11.80% | Upgrade
|
| Salaries & Employee Benefits | 7,280 | 6,694 | 5,152 | 4,377 | 3,800 | 2,621 | Upgrade
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| Cost of Services Provided | 748.5 | 779.1 | 590.7 | 446.6 | 329.7 | 212.3 | Upgrade
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| Other Operating Expenses | 2,806 | 2,562 | 2,073 | 1,591 | 1,328 | 1,249 | Upgrade
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| Total Operating Expenses | 11,417 | 10,547 | 8,315 | 6,886 | 5,898 | 4,286 | Upgrade
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| Operating Income | 17,918 | 19,392 | 11,054 | 4,808 | 1,804 | 4,615 | Upgrade
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| Currency Exchange Gain (Loss) | - | - | - | - | -0.1 | 0.6 | Upgrade
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| EBT Excluding Unusual Items | 17,918 | 19,392 | 11,054 | 4,808 | 1,804 | 4,616 | Upgrade
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| Pretax Income | 17,918 | 19,392 | 11,054 | 4,808 | 1,804 | 4,616 | Upgrade
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| Income Tax Expense | 4,576 | 4,933 | 2,794 | 1,277 | 490 | 1,261 | Upgrade
|
| Earnings From Continuing Ops. | 13,341 | 14,459 | 8,261 | 3,531 | 1,314 | 3,355 | Upgrade
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| Minority Interest in Earnings | - | - | - | - | 26.2 | -19.4 | Upgrade
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| Net Income | 13,341 | 14,459 | 8,261 | 3,531 | 1,340 | 3,336 | Upgrade
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| Net Income to Common | 13,341 | 14,459 | 8,261 | 3,531 | 1,340 | 3,336 | Upgrade
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| Net Income Growth | 10.45% | 75.04% | 133.96% | 163.45% | -59.82% | 3.66% | Upgrade
|
| Shares Outstanding (Basic) | 159 | 159 | 159 | 158 | 150 | 144 | Upgrade
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| Shares Outstanding (Diluted) | 160 | 160 | 159 | 159 | 151 | 145 | Upgrade
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| Shares Change (YoY) | 0.30% | 0.32% | 0.25% | 5.63% | 3.83% | 4.30% | Upgrade
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| EPS (Basic) | 83.75 | 90.88 | 52.04 | 22.29 | 8.96 | 23.20 | Upgrade
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| EPS (Diluted) | 83.32 | 90.41 | 51.82 | 22.20 | 8.90 | 23.00 | Upgrade
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| EPS Growth | 10.12% | 74.47% | 133.42% | 149.44% | -61.30% | -0.61% | Upgrade
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| Free Cash Flow | -14,966 | -47,456 | -33,035 | -27,336 | -4,594 | -22,670 | Upgrade
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| Free Cash Flow Per Share | -93.47 | -296.73 | -207.22 | -171.90 | -30.52 | -156.35 | Upgrade
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| Dividend Per Share | - | 10.000 | - | - | - | - | Upgrade
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| Operating Margin | 61.08% | 64.77% | 57.07% | 41.11% | 23.42% | 51.85% | Upgrade
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| Profit Margin | 45.48% | 48.30% | 42.65% | 30.19% | 17.40% | 37.47% | Upgrade
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| Free Cash Flow Margin | -51.02% | -158.51% | -170.56% | -233.76% | -59.65% | -254.68% | Upgrade
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| Effective Tax Rate | 25.54% | 25.44% | 25.27% | 26.56% | 27.16% | 27.32% | Upgrade
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| Revenue as Reported | 57,208 | 51,727 | 35,508 | 27,501 | 24,661 | 17,055 | Upgrade
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Source: S&P Capital IQ. Financial Services template. Financial Sources.