CreditAccess Grameen Limited (NSE:CREDITACC)

CreditAccess Grameen Statistics

Total Valuation

NSE:CREDITACC has a market cap or net worth of INR 239.71 billion.

Market Cap	239.71B
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, May 8, 2026.

Earnings Date	May 8, 2026
Ex-Dividend Date	n/a

Share Statistics

NSE:CREDITACC has 160.12 million shares outstanding. The number of shares has increased by 0.43% in one year.

Current Share Class	160.12M
Shares Outstanding	160.12M
Shares Change (YoY)	+0.43%
Shares Change (QoQ)	+0.05%
Owned by Insiders (%)	0.17%
Owned by Institutions (%)	18.95%
Float	53.74M

Valuation Ratios

The trailing PE ratio is 30.90 and the forward PE ratio is 16.10. NSE:CREDITACC's PEG ratio is 0.39.

PE Ratio	30.90
Forward PE	16.10
PS Ratio	5.76
PB Ratio	3.06
P/TBV Ratio	3.25
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	0.39

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 384.53, with a Debt / Equity ratio of 3.01.

Current Ratio	384.53
Quick Ratio	384.53
Debt / Equity	3.01
Debt / EBITDA	n/a
Debt / FCF	-8.49
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.51% and return on invested capital (ROIC) is 7.20%.

Return on Equity (ROE)	10.51%
Return on Assets (ROA)	2.60%
Return on Invested Capital (ROIC)	7.20%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	2.75%
Revenue Per Employee	1.99M
Profits Per Employee	370,835
Employee Count	20,970
Asset Turnover	0.14
Inventory Turnover	n/a

Taxes

In the past 12 months, NSE:CREDITACC has paid 2.56 billion in taxes.

Income Tax	2.56B
Effective Tax Rate	24.73%

Stock Price Statistics

The stock price has increased by +31.66% in the last 52 weeks. The beta is 0.22, so NSE:CREDITACC's price volatility has been lower than the market average.

Beta (5Y)	0.22
52-Week Price Change	+31.66%
50-Day Moving Average	1,244.37
200-Day Moving Average	1,306.36
Relative Strength Index (RSI)	75.90
Average Volume (20 Days)	983,719

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NSE:CREDITACC had revenue of INR 41.63 billion and earned 7.78 billion in profits. Earnings per share was 48.44.

Revenue	41.63B
Gross Profit	41.60B
Operating Income	28.09B
Pretax Income	10.33B
Net Income	7.78B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	48.44

Balance Sheet

The company has 18.96 billion in cash and 236.43 billion in debt, with a net cash position of -217.47 billion or -1,358.11 per share.

Cash & Cash Equivalents	18.96B
Total Debt	236.43B
Net Cash	-217.47B
Net Cash Per Share	-1,358.11
Equity (Book Value)	78.42B
Book Value Per Share	489.64
Working Capital	297.43B

Cash Flow

In the last 12 months, operating cash flow was -27.70 billion and capital expenditures -147.80 million, giving a free cash flow of -27.85 billion.

Operating Cash Flow	-27.70B
Capital Expenditures	-147.80M
Depreciation & Amortization	630.80M
Net Borrowing	27.19B
Free Cash Flow	-27.85B
FCF Per Share	-173.93

Margins

Gross margin is 99.92%, with operating and profit margins of 67.46% and 18.68%.

Gross Margin	99.92%
Operating Margin	67.46%
Pretax Margin	24.82%
Profit Margin	18.68%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

NSE:CREDITACC does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.43%
Shareholder Yield	-0.43%
Earnings Yield	3.24%
FCF Yield	-11.62%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4