India · Delayed Price · Currency is INR CreditAccess Grameen Statistics
Total Valuation
NSE:CREDITACC has a market cap or net worth of INR 162.03 billion.
| Market Cap | 162.03B |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Thursday, October 22, 2026.
| Earnings Date | Oct 22, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
NSE:CREDITACC has 160.48 million shares outstanding. The number of shares has increased by 0.61% in one year.
| Current Share Class | 160.48M |
| Shares Outstanding | 160.48M |
| Shares Change (YoY) | +0.61% |
| Shares Change (QoQ) | +0.12% |
| Owned by Insiders (%) | 0.17% |
| Owned by Institutions (%) | 19.19% |
| Float | 57.76M |
Valuation Ratios
The trailing PE ratio is 10.24 and the forward PE ratio is 7.94. NSE:CREDITACC's PEG ratio is 0.21.
| PE Ratio | 10.24 |
| Forward PE | 7.94 |
| PS Ratio | 4.46 |
| PB Ratio | 1.79 |
| P/TBV Ratio | 1.89 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | 0.21 |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 142.87, with a Debt / Equity ratio of 2.83.
| Current Ratio | 142.87 |
| Quick Ratio | 142.74 |
| Debt / Equity | 2.83 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 19.73% and return on invested capital (ROIC) is 4.92%.
| Return on Equity (ROE) | 19.73% |
| Return on Assets (ROA) | 5.11% |
| Return on Invested Capital (ROIC) | 4.92% |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 1.79% |
| Revenue Per Employee | 1.64M |
| Profits Per Employee | 723,139 |
| Employee Count | 21,941 |
| Asset Turnover | 0.12 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, NSE:CREDITACC has paid 5.27 billion in taxes.
| Income Tax | 5.27B |
| Effective Tax Rate | 24.94% |
Stock Price Statistics
The stock price has decreased by -28.96% in the last 52 weeks. The beta is 0.06, so NSE:CREDITACC's price volatility has been lower than the market average.
| Beta (5Y) | 0.06 |
| 52-Week Price Change | -28.96% |
| 50-Day Moving Average | 1,335.83 |
| 200-Day Moving Average | 1,340.77 |
| Relative Strength Index (RSI) | 21.07 |
| Average Volume (20 Days) | 424,833 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, NSE:CREDITACC had revenue of INR 35.90 billion and earned 15.87 billion in profits. Earnings per share was 98.62.
| Revenue | 35.90B |
| Gross Profit | 35.29B |
| Operating Income | 21.55B |
| Pretax Income | 21.14B |
| Net Income | 15.87B |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 98.62 |
Balance Sheet
The company has 22.39 billion in cash and 252.31 billion in debt, with a net cash position of -229.92 billion or -1,432.69 per share.
| Cash & Cash Equivalents | 22.39B |
| Total Debt | 252.31B |
| Net Cash | -229.92B |
| Net Cash Per Share | -1,432.69 |
| Equity (Book Value) | 89.19B |
| Book Value Per Share | 556.05 |
| Working Capital | 313.40B |
Cash Flow
In the last 12 months, operating cash flow was -35.22 billion and capital expenditures -214.50 million, giving a free cash flow of -35.44 billion.
| Operating Cash Flow | -35.22B |
| Capital Expenditures | -214.50M |
| Depreciation & Amortization | 421.10M |
| Net Borrowing | 46.91B |
| Free Cash Flow | -35.44B |
| FCF Per Share | -220.83 |
Margins
Gross margin is 98.29%, with operating and profit margins of 60.03% and 44.19%.
| Gross Margin | 98.29% |
| Operating Margin | 60.03% |
| Pretax Margin | 58.88% |
| Profit Margin | 44.19% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
NSE:CREDITACC does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| FCF Payout Ratio | n/a |
| Buyback Yield | -0.61% |
| Shareholder Yield | -0.61% |
| Earnings Yield | 9.77% |
| FCF Yield | -22.14% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Analyst Forecast
The average price target for NSE:CREDITACC is 1,576.44, which is 56.15% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | 1,576.44 |
| Price Target Difference | 56.15% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 16 |
| Revenue Growth Forecast (3Y) | 43.11% |
| EPS Growth Forecast (3Y) | 47.62% |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |