India · Delayed Price · Currency is INR CreditAccess Grameen Statistics
Total Valuation
NSE:CREDITACC has a market cap or net worth of INR 255.26 billion.
| Market Cap | 255.26B |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Friday, July 24, 2026.
| Earnings Date | Jul 24, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
NSE:CREDITACC has 160.26 million shares outstanding. The number of shares has increased by 0.59% in one year.
| Current Share Class | 160.26M |
| Shares Outstanding | 160.26M |
| Shares Change (YoY) | +0.59% |
| Shares Change (QoQ) | +0.08% |
| Owned by Insiders (%) | 0.17% |
| Owned by Institutions (%) | 20.06% |
| Float | 53.88M |
Valuation Ratios
The trailing PE ratio is 21.15 and the forward PE ratio is 13.91.
| PE Ratio | 21.15 |
| Forward PE | 13.91 |
| PS Ratio | 8.39 |
| PB Ratio | 3.25 |
| P/TBV Ratio | 3.46 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 3.03 |
| Debt / EBITDA | n/a |
| Debt / FCF | -8.53 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 16.36% and return on invested capital (ROIC) is 3.93%.
| Return on Equity (ROE) | 16.36% |
| Return on Assets (ROA) | n/a |
| Return on Invested Capital (ROIC) | 3.93% |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 2.44% |
| Revenue Per Employee | 1.39M |
| Profits Per Employee | 551,862 |
| Employee Count | 21,941 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, NSE:CREDITACC has paid 4.01 billion in taxes.
| Income Tax | 4.01B |
| Effective Tax Rate | 24.89% |
Stock Price Statistics
The stock price has increased by +28.25% in the last 52 weeks. The beta is 0.08, so NSE:CREDITACC's price volatility has been lower than the market average.
| Beta (5Y) | 0.08 |
| 52-Week Price Change | +28.25% |
| 50-Day Moving Average | 1,431.31 |
| 200-Day Moving Average | 1,332.21 |
| Relative Strength Index (RSI) | 61.83 |
| Average Volume (20 Days) | 493,913 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, NSE:CREDITACC had revenue of INR 30.41 billion and earned 12.11 billion in profits. Earnings per share was 75.32.
| Revenue | 30.41B |
| Gross Profit | 29.80B |
| Operating Income | 16.53B |
| Pretax Income | 16.12B |
| Net Income | 12.11B |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 75.32 |
Balance Sheet
The company has 21.54 billion in cash and 237.52 billion in debt, with a net cash position of -215.98 billion or -1,347.69 per share.
| Cash & Cash Equivalents | 21.54B |
| Total Debt | 237.52B |
| Net Cash | -215.98B |
| Net Cash Per Share | -1,347.69 |
| Equity (Book Value) | 78.42B |
| Book Value Per Share | 489.54 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was -27.70 billion and capital expenditures -147.80 million, giving a free cash flow of -27.85 billion.
| Operating Cash Flow | -27.70B |
| Capital Expenditures | -147.80M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 27.19B |
| Free Cash Flow | -27.85B |
| FCF Per Share | -173.78 |
Margins
Gross margin is 97.99%, with operating and profit margins of 54.36% and 39.81%.
| Gross Margin | 97.99% |
| Operating Margin | 54.36% |
| Pretax Margin | 53.01% |
| Profit Margin | 39.81% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
NSE:CREDITACC does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -0.59% |
| Shareholder Yield | -0.59% |
| Earnings Yield | 4.74% |
| FCF Yield | -10.91% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Analyst Forecast
The average price target for NSE:CREDITACC is 1,771.13, which is 11.39% higher than the current price. The consensus rating is "Buy".
| Price Target | 1,771.13 |
| Price Target Difference | 11.39% |
| Analyst Consensus | Buy |
| Analyst Count | 16 |
| Revenue Growth Forecast (3Y) | 42.86% |
| EPS Growth Forecast (3Y) | 45.79% |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 1 |