CreditAccess Grameen Limited (NSE:CREDITACC)
India · Delayed Price · Currency is INR 1,009.00
+11.50 (1.15%)
Oct 27, 2026, 3:30 PM IST
CreditAccess Grameen Cash Flow Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Operating Activities
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Net Income | 15,866 | 7,776 | 5,314 | 14,459 | 8,261 | 3,531 |
Depreciation & Amortization | 583.9 | 565.5 | 556.4 | 449.7 | 433.9 | 414.6 |
Other Amortization | 65.3 | 65.3 | 65.8 | 61.8 | 64.5 | 57.7 |
Loss (Gain) From Sale of Investments | 11,308 | 17,378 | 18,781 | 4,173 | 3,797 | 5,789 |
Asset Writedown & Restructuring Costs | 11.8 | 2.9 | 10.9 | 6.1 | 3.1 | 15.9 |
Provision for Credit Losses | -317.5 | -739.5 | -234.9 | -919.4 | -1,191 | -699.8 |
Stock-Based Compensation | 278.4 | 256.6 | 230.6 | 167.1 | 106.5 | 54.5 |
Change in Accounts Payable | -270.1 | 376.7 | -958.1 | -473.5 | 446.8 | 573.1 |
Change in Other Net Operating Assets | -63,478 | -53,988 | -9,783 | -64,063 | -45,864 | -36,870 |
Other Operating Activities | 727.7 | 603.8 | -2,730 | -1,199 | 1,045 | -0.7 |
Operating Cash Flow | -35,225 | -27,702 | 11,252 | -47,338 | -32,898 | -27,135 |
Operating Cash Flow Growth | - | - | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Capital Expenditures | -214.5 | -147.8 | -266.8 | -118.5 | -137.2 | -201.6 |
Sale of Property, Plant & Equipment | 4.3 | 4.3 | 2.9 | 0.2 | 0.5 | 1.3 |
Cash Acquisitions | - | - | - | - | - | -5.5 |
Sale (Purchase) of Intangibles | -42.6 | -28.2 | -69.7 | -84.6 | -36 | -77 |
Investment in Securities | -6,373 | -1,498 | 5,960 | -9,441 | -4,260 | 178.6 |
Other Investing Activities | 650.4 | 663.4 | 1,457 | -298.1 | 1,289 | -225.4 |
Investing Cash Flow | -5,976 | -1,007 | 7,083 | -9,942 | -3,144 | -329.6 |
Financing Activities
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Short-Term Debt Issued | - | 1,086 | - | - | - | - |
Long-Term Debt Issued | - | 143,673 | 92,998 | 143,776 | 33,797 | 22,644 |
Total Debt Issued | 170,008 | 144,759 | 92,998 | 143,776 | 33,797 | 22,644 |
Long-Term Debt Repaid | - | -117,568 | -108,279 | -88,988 | -193.3 | -3,006 |
Lease Payments | -383.6 | -361.1 | -326.7 | -239.7 | -188.9 | -183.6 |
Total Debt Repaid | -123,102 | -117,568 | -108,279 | -88,988 | -193.3 | -3,006 |
Net Debt Issued (Repaid) | 46,906 | 27,191 | -15,281 | 54,788 | 33,603 | 19,639 |
Issuance of Common Stock | 467.3 | 318.5 | 181.7 | 150.6 | 47.3 | 30.3 |
Common Dividends Paid | - | - | -1,594 | - | - | - |
Financing Cash Flow | 47,374 | 27,510 | -16,694 | 54,939 | 33,651 | 19,669 |
Net Cash Flow
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Net Cash Flow | 6,173 | -1,199 | 1,642 | -2,341 | -2,391 | -7,795 |
Free Cash Flow
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Free Cash Flow | -35,439 | -27,850 | 10,986 | -47,456 | -33,035 | -27,336 |
Free Cash Flow Growth | - | - | - | - | - | - |
Free Cash Flow Margin | -98.71% | -114.65% | 58.45% | -158.51% | -170.55% | -233.76% |
Free Cash Flow Per Share | -220.28 | -173.48 | 68.72 | -296.73 | -207.22 | -171.90 |
Free Cash Flow After Leases | -35,823 | -28,211 | 10,659 | -47,696 | -33,224 | -27,520 |
Additional Metrics
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Cash Interest Paid | 20,437 | 18,805 | 18,977 | 17,200 | 12,132 | 9,760 |
Cash Income Tax Paid | 4,182 | 1,963 | 3,459 | 5,609 | 2,401 | 1,203 |