CreditAccess Grameen Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Net Income	7,776	5,314	14,459	8,261	3,531
Depreciation & Amortization	630.8	556.4	449.7	433.9	414.6
Other Amortization	-	65.8	61.8	64.5	57.7
Loss (Gain) From Sale of Investments	17,378	18,781	4,173	3,797	5,789
Asset Writedown & Restructuring Costs	-	10.9	6.1	3.1	15.9
Provision for Credit Losses	-739.5	-234.9	-919.4	-1,191	-699.8
Stock-Based Compensation	256.6	230.6	167.1	106.5	54.5
Change in Accounts Payable	376.7	-958.1	-473.5	446.8	573.1
Change in Other Net Operating Assets	-54,063	-9,783	-64,063	-45,864	-36,870
Other Operating Activities	681.3	-2,730	-1,199	1,045	-0.7
Operating Cash Flow	-27,702	11,252	-47,338	-32,898	-27,135
Capital Expenditures	-147.8	-266.8	-118.5	-137.2	-201.6
Sale of Property, Plant & Equipment	4.3	2.9	0.2	0.5	1.3
Cash Acquisitions	-	-	-	-	-5.5
Sale (Purchase) of Intangibles	-28.2	-69.7	-84.6	-36	-77
Investment in Securities	-1,498	5,960	-9,441	-4,260	178.6
Other Investing Activities	663.4	1,457	-298.1	1,289	-225.4
Investing Cash Flow	-1,007	7,083	-9,942	-3,144	-329.6
Short-Term Debt Issued	1,086	-	-	-	-
Long-Term Debt Issued	143,673	92,998	143,776	33,797	22,644
Total Debt Issued	144,759	92,998	143,776	33,797	22,644
Long-Term Debt Repaid	-117,568	-108,279	-88,988	-193.3	-3,006
Total Debt Repaid	-117,568	-108,279	-88,988	-193.3	-3,006
Net Debt Issued (Repaid)	27,191	-15,281	54,788	33,603	19,639
Issuance of Common Stock	318.5	181.7	150.6	47.3	30.3
Common Dividends Paid	-	-1,594	-	-	-
Financing Cash Flow	27,510	-16,694	54,939	33,651	19,669
Net Cash Flow	-1,199	1,642	-2,341	-2,391	-7,795
Free Cash Flow	-27,850	10,986	-47,456	-33,035	-27,336
Free Cash Flow Margin	-66.89%	58.45%	-158.51%	-170.55%	-233.76%
Free Cash Flow Per Share	-173.48	68.72	-296.73	-207.22	-171.90
Cash Interest Paid	-	18,977	17,200	12,132	9,760
Cash Income Tax Paid	-	3,459	5,609	2,401	1,203

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.