CreditAccess Grameen Limited (NSE:CREDITACC)

India · Delayed Price · Currency is INR

1,009.40

+11.90 (1.19%)

Oct 27, 2026, 3:10 PM IST

CreditAccess Grameen Financials Overview

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Revenue	35,901	24,291	18,797	29,939	19,369	11,694
Revenue Growth	153.49%	29.23%	-37.22%	54.57%	65.63%	51.83%
Operating Income	21,550	10,743	7,095	19,447	11,054	4,808
Net Income	15,866	7,776	5,314	14,459	8,261	3,531
Earnings Per Share	98.62	48.44	33.24	90.41	51.82	22.20
EPS Growth	1080.09%	45.73%	-63.23%	74.47%	133.42%	149.44%

Cash & Debt

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Cash & Investments	22,386	21,540	16,292	19,670	18,276	15,811
Total Debt	252,310	237,520	205,860	219,720	163,908	130,074
Net Cash (Debt)	-229,924	-215,980	-189,568	-200,050	-145,632	-114,263
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-1429.15	-1345.34	-1185.86	-1250.84	-913.51	-718.54

Cash Flow & CapEx

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Operating Cash Flow	-35,225	-27,702	11,252	-47,338	-32,898	-27,135
Capital Expenditures	-214.5	-147.8	-266.8	-118.5	-137.2	-201.6
Free Cash Flow	-35,439	-27,850	10,986	-47,456	-33,035	-27,336
Free Cash Flow Growth	-	-	-	-	-	-

Margins

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Operating Margin	60.03%	44.22%	37.74%	64.95%	57.07%	41.11%
Pretax Margin	58.88%	42.53%	37.71%	64.77%	57.07%	41.11%
Profit Margin	44.20%	32.01%	28.27%	48.30%	42.65%	30.19%
FCF Margin	-98.71%	-114.65%	58.45%	-158.51%	-170.55%	-233.76%

Dividends

Fiscal Year	FY 2024
Period Ending	Mar '24 Mar 31, 2024
Dividend Per Share	10.000
Dividend Per Share Growth	-
Dividend Yield	0.69%

Valuation

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Oct '26 Oct 27, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
PE Ratio	10.23	23.84	28.53	15.88	17.61	37.51
Forward PE	7.94	14.14	13.84	13.98	14.18	20.24
P/FCF Ratio	-	-	13.80	-	-	-
PS Ratio	4.46	7.63	8.07	7.67	7.51	11.33