CreditAccess Grameen Limited (NSE:CREDITACC)

CreditAccess Grameen Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Assets

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Cash & Equivalents	15,760	11,516	12,715	11,073	13,414	15,806
Long-Term Investments	19,259	6,423	6,364	6,405	-	-
Trading Asset Securities	6,626	10,024	3,577	8,597	4,862	5.4
Loans & Lease Receivables	292,938	279,357	242,874	251,188	190,578	147,805
Other Receivables	10.5	341.5	432.6	1,204	1,440	1,171
Property, Plant & Equipment	1,301	1,312	1,307	1,214	968.3	1,066
Goodwill	3,757	3,757	3,757	3,757	3,757	3,757
Other Intangible Assets	726.1	807.1	1,007	1,166	1,305	1,497
Restricted Cash	-	1,453	1,683	2,066	-	-
Other Current Assets	276	1,033	755.8	671.2	1,449	2,159
Long-Term Deferred Tax Assets	2,869	3,279	3,553	1,369	809.3	1,554
Other Long-Term Assets	979.6	-	-	-	-	-
Total Assets	344,502	319,302	278,025	288,708	218,581	174,820

Liabilities

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Accounts Payable	631.6	403.3	320.6	365.2	440.5	347.8
Accrued Expenses	252.9	755	631.8	571.8	451.6	362.7
Short-Term Debt	-	20.1	325	246.7	-	16.6
Current Portion of Long-Term Debt	-	129,290	104,605	98,705	79,596	71,183
Current Portion of Leases	-	284.8	244.8	184.9	117.1	112.9
Long-Term Debt	251,284	107,121	99,852	119,705	83,527	58,024
Long-Term Leases	1,026	803.7	832.2	878.1	668	737.1
Current Income Taxes Payable	81.3	352.1	179.7	-	5.6	14.6
Other Current Liabilities	1,243	1,580	1,227	2,200	2,597	2,266
Pension & Post-Retirement Benefits	-	270	184.7	151.4	105.7	85
Other Long-Term Liabilities	792.7	-	61.5	-	3	1.3
Total Liabilities	255,312	240,880	208,465	223,009	167,511	133,150

Shareholders' Equity

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Common Stock	1,605	1,602	1,597	1,594	1,589	1,559
Additional Paid-In Capital	-	25,611	25,209	24,981	24,786	22,681
Retained Earnings	-	49,823	42,032	38,360	23,909	15,653
Comprehensive Income & Other	87,585	1,387	721.5	764.8	786.1	1,777
Total Common Equity	89,190	78,423	69,560	65,700	51,070	41,669
Shareholders' Equity	89,190	78,423	69,560	65,700	51,070	41,669
Total Liabilities & Equity	344,502	319,302	278,025	288,708	218,581	174,820

Additional Metrics

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Total Debt	252,310	237,520	205,860	219,720	163,908	130,074
Net Cash (Debt)	-229,924	-215,980	-189,568	-200,050	-145,632	-114,263
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-1429.15	-1345.34	-1185.86	-1250.84	-913.51	-718.54
Filing Date Shares Outstanding	160.4	160.2	159.72	158.91	158.91	155.87
Total Common Shares Outstanding	160.4	160.2	159.72	158.91	158.91	155.87
Working Capital	313,401	171,039	154,503	172,524	128,534	92,643
Book Value Per Share	556.05	489.54	435.51	413.45	321.38	267.34
Tangible Book Value	84,707	73,859	64,796	60,777	46,008	36,415
Tangible Book Value Per Share	528.10	461.05	405.69	382.47	289.53	233.63

Data Source: S&P Global Market Intelligence Last updated: Oct 22, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 27, 2026

Data Sources Report a data error