CreditAccess Grameen Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Net Income	5,314	14,459	8,261	3,531	1,340
Depreciation & Amortization	556.4	449.7	433.9	414.6	393.2
Other Amortization	65.8	61.8	64.5	57.7	47.5
Loss (Gain) From Sale of Investments	18,781	4,173	3,797	5,789	7,514
Asset Writedown & Restructuring Costs	10.9	6.1	3.1	15.9	2
Provision for Credit Losses	-234.9	-919.4	-1,191	-699.8	-1,129
Stock-Based Compensation	230.6	167.1	106.5	54.5	19.6
Change in Accounts Payable	-958.1	-473.5	446.8	573.1	941.7
Change in Other Net Operating Assets	-9,783	-64,063	-45,864	-36,870	-12,668
Other Operating Activities	-2,730	-1,199	1,045	-0.7	-1,007
Operating Cash Flow	11,252	-47,338	-32,898	-27,135	-4,547
Capital Expenditures	-266.8	-118.5	-137.2	-201.6	-47.4
Sale of Property, Plant & Equipment	2.9	0.2	0.5	1.3	4.6
Cash Acquisitions	-	-	-	-5.5	-14.9
Sale (Purchase) of Intangibles	-69.7	-84.6	-36	-77	-98.2
Investment in Securities	5,960	-9,441	-4,260	178.6	650.2
Other Investing Activities	1,457	-298.1	1,289	-225.4	-259
Investing Cash Flow	7,083	-9,942	-3,144	-329.6	235.3
Long-Term Debt Issued	92,998	143,776	33,797	22,644	13,756
Total Debt Issued	92,998	143,776	33,797	22,644	13,756
Long-Term Debt Repaid	-108,279	-88,988	-193.3	-3,006	-183.3
Total Debt Repaid	-108,279	-88,988	-193.3	-3,006	-183.3
Net Debt Issued (Repaid)	-15,281	54,788	33,603	19,639	13,573
Issuance of Common Stock	181.7	150.6	47.3	30.3	8,026
Common Dividends Paid	-1,594	-	-	-	-
Other Financing Activities	-	-	-	-	-135.3
Financing Cash Flow	-16,694	54,939	33,651	19,669	21,464
Net Cash Flow	1,642	-2,341	-2,391	-7,795	17,152
Free Cash Flow	10,986	-47,456	-33,035	-27,336	-4,594
Free Cash Flow Margin	58.45%	-158.51%	-170.55%	-233.76%	-59.65%
Free Cash Flow Per Share	68.72	-296.73	-207.22	-171.90	-30.52
Cash Interest Paid	18,977	17,200	12,132	9,760	8,961
Cash Income Tax Paid	3,459	5,609	2,401	1,203	1,152

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.