CreditAccess Grameen Limited (NSE:CREDITACC)

CreditAccess Grameen Statistics

Total Valuation

NSE:CREDITACC has a market cap or net worth of INR 203.61 billion.

Market Cap	203.61B
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, January 20, 2026.

Earnings Date	Jan 20, 2026
Ex-Dividend Date	n/a

Share Statistics

NSE:CREDITACC has 160.05 million shares outstanding. The number of shares has increased by 0.16% in one year.

Current Share Class	160.05M
Shares Outstanding	160.05M
Shares Change (YoY)	+0.16%
Shares Change (QoQ)	+0.06%
Owned by Insiders (%)	0.17%
Owned by Institutions (%)	22.62%
Float	53.66M

Valuation Ratios

The trailing PE ratio is 42.00 and the forward PE ratio is 15.60. NSE:CREDITACC's PEG ratio is 0.38.

PE Ratio	42.00
Forward PE	15.60
PS Ratio	10.44
PB Ratio	2.84
P/TBV Ratio	3.04
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	0.38

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	2.81
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	1.78%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	2.32%
Revenue Per Employee	930,114
Profits Per Employee	231,426
Employee Count	20,970
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, NSE:CREDITACC has paid 1.54 billion in taxes.

Income Tax	1.54B
Effective Tax Rate	24.09%

Stock Price Statistics

The stock price has increased by +20.58% in the last 52 weeks. The beta is 0.07, so NSE:CREDITACC's price volatility has been lower than the market average.

Beta (5Y)	0.07
52-Week Price Change	+20.58%
50-Day Moving Average	1,297.28
200-Day Moving Average	1,288.79
Relative Strength Index (RSI)	46.30
Average Volume (20 Days)	2,122,148

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NSE:CREDITACC had revenue of INR 19.50 billion and earned 4.85 billion in profits. Earnings per share was 30.29.

Revenue	19.50B
Gross Profit	18.95B
Operating Income	6.40B
Pretax Income	6.39B
Net Income	4.85B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	30.29

Balance Sheet

The company has 11.69 billion in cash and 201.11 billion in debt, with a net cash position of -189.42 billion or -1,183.54 per share.

Cash & Cash Equivalents	11.69B
Total Debt	201.11B
Net Cash	-189.42B
Net Cash Per Share	-1,183.54
Equity (Book Value)	71.64B
Book Value Per Share	448.17
Working Capital	n/a

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 97.18%, with operating and profit margins of 32.81% and 24.88%.

Gross Margin	97.18%
Operating Margin	32.81%
Pretax Margin	32.78%
Profit Margin	24.88%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

NSE:CREDITACC does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.16%
Shareholder Yield	-0.16%
Earnings Yield	2.38%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	1