ESAF Small Finance Bank (NSE:ESAFSFB)
India
· Delayed Price · Currency is INR 32.35
-0.28 (-0.86%)
Jun 27, 2025, 3:30 PM IST
ESAF Small Finance Bank Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2017 - 2020 |
|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 | Mar '21 Mar 31, 2021 | 2017 - 2020 |
Interest Income on Loans | 34,105 | 38,184 | 28,536 | 19,399 | 16,412 | Upgrade
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Interest Income on Investments | 4,517 | - | - | - | - | Upgrade
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Total Interest Income | 38,622 | 38,184 | 28,536 | 19,399 | 16,412 | Upgrade
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Interest Paid on Deposits | 18,107 | 14,487 | 10,173 | 7,928 | 7,196 | Upgrade
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Net Interest Income | 20,515 | 23,697 | 18,363 | 11,471 | 9,216 | Upgrade
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Net Interest Income Growth (YoY) | -13.43% | 29.05% | 60.08% | 24.47% | 16.34% | Upgrade
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Gain (Loss) on Sale of Assets | - | 0.9 | -3.38 | 0.06 | -23.34 | Upgrade
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Gain (Loss) on Sale of Investments | 815 | 408.17 | -757.53 | 202.08 | 241.84 | Upgrade
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Other Non-Interest Income | 3,856 | 4,009 | 3,641 | 1,874 | 1,054 | Upgrade
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Total Non-Interest Income | 4,671 | 4,418 | 2,880 | 2,076 | 1,272 | Upgrade
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Non-Interest Income Growth (YoY) | 5.72% | 53.42% | 38.73% | 63.13% | -4.46% | Upgrade
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Revenues Before Loan Losses | 25,186 | 28,115 | 21,243 | 13,547 | 10,488 | Upgrade
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Provision for Loan Losses | 12,501 | 5,923 | 4,877 | 4,180 | 2,756 | Upgrade
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| 12,685 | 22,192 | 16,366 | 9,367 | 7,732 | Upgrade
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Revenue Growth (YoY) | -42.84% | 35.60% | 74.71% | 21.14% | -2.25% | Upgrade
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Salaries and Employee Benefits | 6,561 | 3,632 | 2,769 | 2,273 | 1,878 | Upgrade
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Occupancy Expenses | - | 1,433 | 1,213 | 945.57 | 721.9 | Upgrade
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Selling, General & Administrative | 39.5 | 586.71 | 458.89 | 262.43 | 194.64 | Upgrade
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Other Non-Interest Expense | 12,434 | 10,839 | 7,854 | 5,099 | 3,524 | Upgrade
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Total Non-Interest Expense | 19,035 | 16,488 | 12,305 | 8,629 | 6,319 | Upgrade
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EBT Excluding Unusual Items | -6,350 | 5,704 | 4,060 | 738.5 | 1,414 | Upgrade
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Other Unusual Items | -580 | - | - | - | - | Upgrade
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Pretax Income | -6,930 | 5,704 | 4,060 | 738.5 | 1,414 | Upgrade
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Income Tax Expense | -1,716 | 1,449 | 1,037 | 191.18 | 359.78 | Upgrade
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Net Income | -5,214 | 4,256 | 3,023 | 547.32 | 1,054 | Upgrade
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Net Income to Common | -5,214 | 4,256 | 3,023 | 547.32 | 1,054 | Upgrade
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Net Income Growth | - | 40.76% | 452.39% | -48.07% | -44.64% | Upgrade
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Basic Shares Outstanding | 515 | 475 | 450 | 449 | 428 | Upgrade
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Diluted Shares Outstanding | 515 | 476 | 450 | 450 | 428 | Upgrade
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Shares Change (YoY) | 8.15% | 5.68% | 0.04% | 5.21% | 0.00% | Upgrade
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EPS (Basic) | -10.13 | 8.96 | 6.73 | 1.22 | 2.46 | Upgrade
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EPS (Diluted) | -10.13 | 8.94 | 6.71 | 1.22 | 2.46 | Upgrade
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EPS Growth | - | 33.23% | 451.04% | -50.50% | -44.72% | Upgrade
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Dividend Per Share | - | 0.700 | - | - | - | Upgrade
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Effective Tax Rate | - | 25.39% | 25.54% | 25.89% | 25.45% | Upgrade
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Updated Feb 10, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.