ESAF Small Finance Bank (NSE:ESAFSFB)
India flag India · Delayed Price · Currency is INR
46.42
+1.34 (2.97%)
Nov 13, 2026, 3:29 PM IST

ESAF Small Finance Bank Statistics

Total Valuation

NSE:ESAFSFB has a market cap or net worth of INR 23.96 billion.

Market Cap23.96B
Enterprise Value n/a

Important Dates

The last earnings date was Thursday, October 29, 2026.

Earnings Date Oct 29, 2026
Ex-Dividend Date n/a

Share Statistics

NSE:ESAFSFB has 516.12 million shares outstanding. The number of shares has increased by 0.06% in one year.

Current Share Class 516.12M
Shares Outstanding 516.12M
Shares Change (YoY) +0.06%
Shares Change (QoQ) +0.01%
Owned by Insiders (%) 13.13%
Owned by Institutions (%) 8.42%
Float 153.36M

Valuation Ratios

The trailing PE ratio is 8.83.

PE Ratio 8.83
Forward PE n/a
PS Ratio 1.03
PB Ratio 1.14
P/TBV Ratio 1.14
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 0.88
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 14.33%.

Return on Equity (ROE) 14.33%
Return on Assets (ROA) 0.91%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 5.32%
Revenue Per Employee 2.57M
Profits Per Employee 307,920
Employee Count8,797
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, NSE:ESAFSFB has paid 868.60 million in taxes.

Income Tax 868.60M
Effective Tax Rate 24.28%

Stock Price Statistics

The stock price has increased by +71.93% in the last 52 weeks. The beta is 0.94, so NSE:ESAFSFB's price volatility has been similar to the market average.

Beta (5Y) 0.94
52-Week Price Change +71.93%
50-Day Moving Average 41.79
200-Day Moving Average 33.35
Relative Strength Index (RSI) 66.03
Average Volume (20 Days) 662,431

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, NSE:ESAFSFB had revenue of INR 22.62 billion and earned 2.71 billion in profits. Earnings per share was 5.26.

Revenue22.62B
Gross Profit 22.62B
Operating Income 3.58B
Pretax Income 3.58B
Net Income 2.71B
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 5.26
Full Income Statement

Balance Sheet

The company has 8.73 billion in cash and 17.84 billion in debt, with a net cash position of -9.11 billion or -17.65 per share.

Cash & Cash Equivalents 8.73B
Total Debt 17.84B
Net Cash -9.11B
Net Cash Per Share -17.65
Equity (Book Value) 20.27B
Book Value Per Share 39.40
Working Capital -274.07B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -45.40 billion and capital expenditures -2.19 billion, giving a free cash flow of -47.59 billion.

Operating Cash Flow -45.40B
Capital Expenditures -2.19B
Depreciation & Amortization n/a
Net Borrowing -3.29B
Free Cash Flow -47.59B
FCF Per Share -92.21
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 15.81%
Pretax Margin 15.81%
Profit Margin 11.97%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

NSE:ESAFSFB does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
FCF Payout Ratio n/a
Buyback Yield -0.06%
Shareholder Yield -0.06%
Earnings Yield 11.32%
FCF Yield -205.23%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside
Graham Formula Value
Graham Formula Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 2