ESAF Small Finance Bank (NSE:ESAFSFB)

ESAF Small Finance Bank Statistics

Total Valuation

NSE:ESAFSFB has a market cap or net worth of INR 15.86 billion.

Market Cap	15.86B
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, April 30, 2026.

Earnings Date	Apr 30, 2026
Ex-Dividend Date	n/a

Share Statistics

NSE:ESAFSFB has 515.68 million shares outstanding. The number of shares has increased by 0.30% in one year.

Current Share Class	515.68M
Shares Outstanding	515.68M
Shares Change (YoY)	+0.30%
Shares Change (QoQ)	+2.73%
Owned by Insiders (%)	13.16%
Owned by Institutions (%)	8.74%
Float	152.83M

Valuation Ratios

PE Ratio	n/a
Forward PE	n/a
PS Ratio	1.01
PB Ratio	0.89
P/TBV Ratio	0.89
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.57
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -8.91%.

Return on Equity (ROE)	-8.91%
Return on Assets (ROA)	-0.57%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	4.26%
Revenue Per Employee	1.88M
Profits Per Employee	-199,616
Employee Count	8,336
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

Income Tax	-620.00M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +7.68% in the last 52 weeks. The beta is 1.35, so NSE:ESAFSFB's price volatility has been higher than the market average.

Beta (5Y)	1.35
52-Week Price Change	+7.68%
50-Day Moving Average	24.72
200-Day Moving Average	27.51
Relative Strength Index (RSI)	83.27
Average Volume (20 Days)	1,080,961

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NSE:ESAFSFB had revenue of INR 15.70 billion and -1.66 billion in losses. Loss per share was -3.23.

Revenue	15.70B
Gross Profit	15.70B
Operating Income	-2.28B
Pretax Income	-2.28B
Net Income	-1.66B
EBITDA	n/a
EBIT	n/a
Loss Per Share	-3.23

Balance Sheet

The company has 11.14 billion in cash and 27.53 billion in debt, with a net cash position of -16.39 billion or -31.78 per share.

Cash & Cash Equivalents	11.14B
Total Debt	27.53B
Net Cash	-16.39B
Net Cash Per Share	-31.78
Equity (Book Value)	17.87B
Book Value Per Share	34.96
Working Capital	-30.81B

Cash Flow

In the last 12 months, operating cash flow was -45.34 billion and capital expenditures -2.83 billion, giving a free cash flow of -48.17 billion.

Operating Cash Flow	-45.34B
Capital Expenditures	-2.83B
Depreciation & Amortization	n/a
Net Borrowing	13.47B
Free Cash Flow	-48.17B
FCF Per Share	-93.41

Margins

Gross Margin	n/a
Operating Margin	-14.54%
Pretax Margin	-14.54%
Profit Margin	-10.60%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

NSE:ESAFSFB does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.30%
Shareholder Yield	-0.30%
Earnings Yield	-10.49%
FCF Yield	-303.79%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a