ESAF Small Finance Bank (NSE:ESAFSFB)
India · Delayed Price · Currency is INR 46.42
+1.34 (2.97%)
Nov 13, 2026, 3:29 PM IST
ESAF Small Finance Bank Balance Sheet
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Assets
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Cash & Equivalents | 8,729 | 4,110 | 2,976 | 2,057 | 1,813 | 3,572 |
Investment Securities | 63,699 | 64,024 | 65,735 | 55,440 | 48,892 | 40,709 |
Total Investments | 63,699 | 64,024 | 65,735 | 55,440 | 48,892 | 40,709 |
Gross Loans | 233,349 | 215,942 | 180,279 | 182,931 | 139,243 | 116,370 |
Net Loans | 233,349 | 215,942 | 180,279 | 182,931 | 139,243 | 116,370 |
Property, Plant & Equipment | 5,865 | 5,160 | 3,004 | 2,076 | 1,879 | 1,595 |
Accrued Interest Receivable | - | 4,750 | 3,268 | 3,543 | 2,141 | 1,092 |
Restricted Cash | - | 7,602 | 11,033 | 12,142 | 5,851 | 11,540 |
Other Current Assets | - | 409.13 | 214.89 | 191.11 | 117.81 | 275.71 |
Long-Term Deferred Tax Assets | - | 2,729 | 2,182 | 465.73 | 384.18 | 650.12 |
Other Long-Term Assets | 13,394 | 3,953 | 3,092 | 2,023 | 1,916 | 1,271 |
Total Assets | 326,897 | 308,680 | 271,783 | 260,869 | 202,237 | 177,076 |
Liabilities
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Interest Bearing Deposits | 284,656 | 58,160 | 54,518 | 41,696 | 144,019 | 125,953 |
Non-Interest Bearing Deposits | - | 200,342 | 178,246 | 156,982 | 2,638 | 2,198 |
Total Deposits | 284,656 | 258,502 | 232,764 | 198,678 | 146,656 | 128,151 |
Current Portion of Long-Term Debt | - | 13,297 | 7,524 | 15,198 | 15,767 | 11,616 |
Accrued Interest Payable | - | 285.04 | 104.49 | 654.86 | 561.59 | 407.92 |
Other Current Liabilities | - | 160.36 | 161.04 | 73.98 | 49.67 | 36.48 |
Long-Term Debt | 17,837 | 14,230 | 6,534 | 17,027 | 17,775 | 17,913 |
Other Long-Term Liabilities | 4,132 | 4,340 | 5,205 | 4,319 | 4,277 | 4,836 |
Total Liabilities | 306,625 | 290,814 | 252,292 | 235,951 | 185,087 | 162,960 |
Shareholders' Equity
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Common Stock | 5,161 | 5,157 | 5,154 | 5,148 | 4,495 | 4,495 |
Additional Paid-In Capital | - | 7,803 | 7,791 | 7,749 | 4,888 | 4,888 |
Retained Earnings | - | 4,471 | 6,368 | 11,914 | 7,669 | 4,648 |
Comprehensive Income & Other | 15,111 | 435.27 | 177.31 | 107.02 | 98.81 | 85.35 |
Shareholders' Equity | 20,272 | 17,865 | 19,490 | 24,918 | 17,150 | 14,116 |
Total Liabilities & Equity | 326,897 | 308,680 | 271,783 | 260,869 | 202,237 | 177,076 |
Additional Metrics
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Total Debt | 17,837 | 27,527 | 14,057 | 32,225 | 33,542 | 29,528 |
Net Cash (Debt) | -9,108 | -23,385 | -5,299 | -30,138 | -31,722 | -25,950 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -17.67 | -45.36 | -10.29 | -63.31 | -70.45 | -57.65 |
Filing Date Shares Outstanding | 514.47 | 515.66 | 515.43 | 514.78 | 448.58 | 449.36 |
Total Common Shares Outstanding | 514.47 | 515.66 | 515.43 | 514.78 | 448.58 | 449.36 |
Book Value Per Share | 39.40 | 34.65 | 37.81 | 48.41 | 38.23 | 31.41 |
Tangible Book Value | 20,272 | 17,865 | 19,490 | 24,918 | 17,150 | 14,116 |
Tangible Book Value Per Share | 39.40 | 34.65 | 37.81 | 48.41 | 38.23 | 31.41 |