ESAF Small Finance Bank Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Cash & Equivalents	11,137	2,976	2,057	1,813	3,572
Investment Securities	63,991	65,735	55,440	48,892	40,709
Total Investments	63,991	65,735	55,440	48,892	40,709
Gross Loans	-	180,279	182,931	139,243	116,370
Net Loans	-	180,279	182,931	139,243	116,370
Property, Plant & Equipment	5,160	3,004	2,076	1,879	1,595
Loans Held for Sale	215,942	-	-	-	-
Accrued Interest Receivable	-	3,268	3,543	2,141	1,092
Other Receivables	608.2	-	-	-	-
Restricted Cash	-	11,033	12,142	5,851	11,540
Other Current Assets	-	214.89	191.11	117.81	275.71
Long-Term Deferred Tax Assets	-	2,182	465.73	384.18	650.12
Other Long-Term Assets	11,841	3,092	2,023	1,916	1,271
Total Assets	308,680	271,783	260,869	202,237	177,076
Interest Bearing Deposits	258,502	54,518	41,696	144,019	125,953
Non-Interest Bearing Deposits	-	178,246	156,982	2,638	2,198
Total Deposits	258,502	232,764	198,678	146,656	128,151
Current Portion of Long-Term Debt	-	7,524	15,198	15,767	11,616
Accrued Interest Payable	-	104.49	654.86	561.59	407.92
Other Current Liabilities	-	161.04	73.98	49.67	36.48
Long-Term Debt	27,527	6,534	17,027	17,775	17,913
Other Long-Term Liabilities	4,786	5,205	4,319	4,277	4,836
Total Liabilities	290,815	252,292	235,951	185,087	162,960
Common Stock	5,157	5,154	5,148	4,495	4,495
Additional Paid-In Capital	-	7,791	7,749	4,888	4,888
Retained Earnings	-	6,368	11,914	7,669	4,648
Comprehensive Income & Other	12,709	177.31	107.02	98.81	85.35
Shareholders' Equity	17,865	19,490	24,918	17,150	14,116
Total Liabilities & Equity	308,680	271,783	260,869	202,237	177,076
Total Debt	27,527	14,057	32,225	33,542	29,528
Net Cash (Debt)	-16,390	-5,299	-30,138	-31,722	-25,950
Net Cash Per Share	-31.72	-10.29	-63.31	-70.45	-57.65
Filing Date Shares Outstanding	511.09	515.43	514.78	448.58	449.36
Total Common Shares Outstanding	511.09	515.43	514.78	448.58	449.36
Book Value Per Share	34.96	37.81	48.41	38.23	31.41
Tangible Book Value	17,865	19,490	24,918	17,150	14,116
Tangible Book Value Per Share	34.96	37.81	48.41	38.23	31.41

Source: S&P Global Market Intelligence. Banks template. Financial Sources.