ESAF Small Finance Bank Ratios and Metrics

Market cap in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	May '26 May 11, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Market Capitalization	15,857	10,241	12,674	28,030	-	-
Market Cap Growth	5.72%	-19.20%	-54.78%	-	-	-
Last Close Price	30.75	19.86	24.59	53.69	-	-
PE Ratio	-	-	-	6.59	-	-
PS Ratio	1.01	0.65	1.00	1.26	-	-
PB Ratio	0.89	0.57	0.65	1.13	-	-
Debt / Equity Ratio	1.54	1.54	0.72	1.29	1.96	2.09
Net Debt / Equity Ratio	0.92	0.92	0.27	1.21	1.85	1.84
Net Debt / FCF Ratio	-0.34	-0.34	-1.38	-0.70	-1.27	-0.58
Return on Equity (ROE)	-8.91%	-8.91%	-23.48%	20.23%	19.34%	3.96%
Return on Assets (ROA)	-0.57%	-0.57%	-1.96%	1.84%	1.59%	0.36%
Earnings Yield	-10.49%	-16.25%	-41.14%	15.18%	-	-
FCF Yield	-303.79%	-470.38%	-30.38%	-152.43%	-	-
Dividend Yield	-	-	-	1.30%	-	-
Buyback Yield / Dilution	-0.30%	-0.36%	-8.17%	-5.71%	-0.04%	-5.21%
Total Shareholder Return	-0.30%	-0.36%	-8.17%	-4.40%	-0.04%	-5.21%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.