ESAF Small Finance Bank (NSE:ESAFSFB)
India · Delayed Price · Currency is INR 46.42
+1.34 (2.97%)
Nov 13, 2026, 3:29 PM IST
ESAF Small Finance Bank Cash Flow Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Operating Activities
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Net Income | 2,709 | -1,664 | -5,214 | 4,256 | 3,023 | 547.32 |
Depreciation & Amortization | 660.24 | 654.84 | 592.54 | 509.94 | 417.89 | 327.74 |
Gain (Loss) on Sale of Assets | 9.41 | 8.61 | -0.94 | -0.9 | 3.38 | -0.06 |
Gain (Loss) on Sale of Investments | -1,281 | 205.91 | -809.27 | -343.4 | 820.23 | -121.73 |
Provision for Credit Losses | 8,557 | 9,317 | 15,027 | 6,094 | 4,877 | 4,143 |
Change in Other Net Operating Assets | -57,139 | -53,209 | -10,211 | -52,297 | -33,843 | -49,002 |
Other Operating Activities | 1,056 | -689.25 | -1,747 | -228.88 | 478.59 | 56.26 |
Operating Cash Flow | -45,398 | -45,340 | -2,323 | -42,013 | -24,213 | -44,001 |
Operating Cash Flow Growth | - | - | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Capital Expenditures | -2,192 | -2,832 | -1,527 | -714.12 | -716.51 | -540.14 |
Sale of Property, Plant and Equipment | 11.39 | 12.69 | 6.56 | 8.82 | 10.72 | 2.83 |
Investment in Securities | -4,495 | 902.38 | -6,168 | -5,120 | -5,026 | -9,281 |
Investing Cash Flow | -6,676 | -1,917 | -7,688 | -5,825 | -5,732 | -9,818 |
Financing Activities
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Long-Term Debt Issued | - | 13,470 | - | - | 4,014 | 12,588 |
Total Debt Issued | 6,399 | 13,470 | - | - | 4,014 | 12,588 |
Long-Term Debt Repaid | - | - | -18,168 | -1,317 | - | - |
Net Debt Issued (Repaid) | -3,291 | 13,470 | -18,168 | -1,317 | 4,014 | 12,588 |
Issuance of Common Stock | 8.55 | 3.65 | 12.14 | 3,907 | - | - |
Common Dividends Paid | - | - | -360.35 | - | - | - |
Net Increase (Decrease) in Deposit Accounts | 55,716 | 25,737 | 34,086 | 52,022 | 18,506 | 38,156 |
Other Financing Activities | - | - | - | -239.31 | -22.96 | - |
Financing Cash Flow | 52,433 | 39,211 | 15,570 | 54,373 | 22,496 | 50,745 |
Net Cash Flow
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Net Cash Flow | 358.71 | -8,046 | 5,559 | 6,535 | -7,449 | -3,075 |
Free Cash Flow
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Free Cash Flow | -47,590 | -48,172 | -3,850 | -42,727 | -24,929 | -44,542 |
Free Cash Flow Growth | - | - | - | - | - | - |
Free Cash Flow Margin | -210.36% | -306.75% | -30.35% | -192.53% | -152.32% | -475.51% |
Free Cash Flow Per Share | -92.34 | -93.45 | -7.48 | -89.76 | -55.36 | -98.96 |
Additional Metrics
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Cash Income Tax Paid | - | 122.07 | 55.79 | 1,603 | 613.05 | 169.02 |