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ESAF Small Finance Bank (NSE:ESAFSFB)
India flag India · Delayed Price · Currency is INR
42.70
+6.22 (17.05%)
Jul 31, 2026, 3:29 PM IST

ESAF Small Finance Bank Cash Flow Statement

Millions INR. Fiscal year is Apr - Mar.

Operating Activities

Fiscal Year
FY 2026FY 2025FY 2024FY 2023FY 2022
Period Ending
Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Net Income
-1,664-5,2144,2563,023547.32
Depreciation & Amortization
654.84592.54509.94417.89327.74
Gain (Loss) on Sale of Assets
8.61-0.94-0.93.38-0.06
Gain (Loss) on Sale of Investments
205.91-809.27-343.4820.23-121.73
Provision for Credit Losses
9,31715,0276,0944,8774,143
Change in Other Net Operating Assets
-53,209-10,211-52,297-33,843-49,002
Other Operating Activities
-689.25-1,747-228.88478.5956.26
Operating Cash Flow
-45,340-2,323-42,013-24,213-44,001
Operating Cash Flow Growth
-----

Investing Activities

Fiscal Year
FY 2026FY 2025FY 2024FY 2023FY 2022
Period Ending
Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Capital Expenditures
-2,832-1,527-714.12-716.51-540.14
Sale of Property, Plant and Equipment
12.696.568.8210.722.83
Investment in Securities
902.38-6,168-5,120-5,026-9,281
Investing Cash Flow
-1,917-7,688-5,825-5,732-9,818

Financing Activities

Fiscal Year
FY 2026FY 2025FY 2024FY 2023FY 2022
Period Ending
Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Long-Term Debt Issued
13,470--4,01412,588
Total Debt Issued
13,470--4,01412,588
Long-Term Debt Repaid
--18,168-1,317--
Net Debt Issued (Repaid)
13,470-18,168-1,3174,01412,588
Issuance of Common Stock
3.6512.143,907--
Common Dividends Paid
--360.35---
Net Increase (Decrease) in Deposit Accounts
25,73734,08652,02218,50638,156
Other Financing Activities
---239.31-22.96-
Financing Cash Flow
39,21115,57054,37322,49650,745

Net Cash Flow

Fiscal Year
FY 2026FY 2025FY 2024FY 2023FY 2022
Period Ending
Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Net Cash Flow
-8,0465,5596,535-7,449-3,075

Free Cash Flow

Fiscal Year
FY 2026FY 2025FY 2024FY 2023FY 2022
Period Ending
Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Free Cash Flow
-48,172-3,850-42,727-24,929-44,542
Free Cash Flow Growth
-----
Free Cash Flow Margin
-306.75%-30.35%-192.53%-152.32%-475.51%
Free Cash Flow Per Share
-93.45-7.48-89.76-55.36-98.96

Additional Metrics

Fiscal Year
FY 2026FY 2025FY 2024FY 2023FY 2022
Period Ending
Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash Income Tax Paid
122.0755.791,603613.05169.02