ESAF Small Finance Bank (NSE:ESAFSFB)
India flag India · Delayed Price · Currency is INR
28.58
-0.69 (-2.36%)
At close: Jan 23, 2026

ESAF Small Finance Bank Statistics

Total Valuation

NSE:ESAFSFB has a market cap or net worth of INR 14.74 billion.

Market Cap14.74B
Enterprise Value n/a

Important Dates

The next estimated earnings date is Friday, January 30, 2026.

Earnings Date Jan 30, 2026
Ex-Dividend Date n/a

Share Statistics

NSE:ESAFSFB has 515.60 million shares outstanding. The number of shares has increased by 1.29% in one year.

Current Share Class 515.60M
Shares Outstanding 515.60M
Shares Change (YoY) +1.29%
Shares Change (QoQ) +0.13%
Owned by Insiders (%) 13.16%
Owned by Institutions (%) 12.12%
Float 152.76M

Valuation Ratios

PE Ratio n/a
Forward PE n/a
PS Ratio 1.42
PB Ratio 0.84
P/TBV Ratio 0.84
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF -0.96
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is -28.88%.

Return on Equity (ROE) -28.88%
Return on Assets (ROA) -2.20%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 2.12%
Revenue Per Employee 1.24M
Profits Per Employee -709,116
Employee Count8,336
Asset Turnover n/a
Inventory Turnover n/a

Taxes

Income Tax -1.97B
Effective Tax Rate n/a

Stock Price Statistics

The stock price has decreased by -24.19% in the last 52 weeks. The beta is 0.17, so NSE:ESAFSFB's price volatility has been lower than the market average.

Beta (5Y) 0.17
52-Week Price Change -24.19%
50-Day Moving Average 26.60
200-Day Moving Average 29.41
Relative Strength Index (RSI) 59.09
Average Volume (20 Days) 731,875

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, NSE:ESAFSFB had revenue of INR 10.36 billion and -5.91 billion in losses. Loss per share was -11.48.

Revenue10.36B
Gross Profit 10.36B
Operating Income -8.46B
Pretax Income -7.88B
Net Income -5.91B
EBITDA n/a
EBIT n/a
Loss Per Share -11.48
Full Income Statement

Balance Sheet

The company has 9.51 billion in cash and 21.13 billion in debt, with a net cash position of -11.61 billion or -22.53 per share.

Cash & Cash Equivalents 9.51B
Total Debt 21.13B
Net Cash -11.61B
Net Cash Per Share -22.53
Equity (Book Value) 17.54B
Book Value Per Share 34.07
Working Capital -218.68B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -19.22 billion and capital expenditures -2.81 billion, giving a free cash flow of -22.04 billion.

Operating Cash Flow -19.22B
Capital Expenditures -2.81B
Free Cash Flow -22.04B
FCF Per Share -42.74
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin -81.63%
Pretax Margin -76.03%
Profit Margin -57.05%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

NSE:ESAFSFB does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth 1
Payout Ratio n/a
Buyback Yield -1.29%
Shareholder Yield -1.29%
Earnings Yield -40.11%
FCF Yield -149.55%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score n/a