Fino Payments Bank Limited (NSE:FINOPB)

Fino Payments Bank Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Assets

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Cash & Equivalents	13,506	9,222	7,496	6,186	5,520
Investment Securities	32,545	23,881	17,469	11,464	6,314
Total Investments	32,545	23,881	17,469	11,464	6,314
Gross Loans	0.9	1.69	0.69	1.17	2.45
Net Loans	0.9	1.69	0.69	1.17	2.45
Property, Plant & Equipment	3,641	2,976	1,952	1,449	927.49
Accrued Interest Receivable	-	216.68	68.1	53.93	42.79
Restricted Cash	-	1,820	3,160	2,153	2,142
Other Current Assets	-	81.14	110.06	88.41	123.27
Other Long-Term Assets	3,426	3,861	3,935	3,268	1,728
Total Assets	53,119	42,059	34,191	24,664	16,800

Liabilities

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Interest Bearing Deposits	23,795	19,080	13,978	9,116	4,976
Non-Interest Bearing Deposits	-	314.23	147.62	55.66	50.54
Total Deposits	23,795	19,394	14,125	9,171	5,027
Short-Term Borrowings	15,353	8,395	7,127	4,341	2,497
Accrued Interest Payable	-	11.94	9.15	3.61	0.37
Other Long-Term Liabilities	5,919	6,790	6,498	5,623	4,478
Total Liabilities	45,067	34,591	27,759	19,139	12,002

Shareholders' Equity

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Common Stock	832.2	832.18	832.14	832.14	832.14
Additional Paid-In Capital	-	6,493	6,492	6,492	6,492
Retained Earnings	-	-600.06	-1,383	-2,147	-2,559
Comprehensive Income & Other	7,220	743.23	490.84	348.25	32.94
Shareholders' Equity	8,052	7,469	6,432	5,525	4,798
Total Liabilities & Equity	53,119	42,059	34,191	24,664	16,800

Additional Metrics

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Total Debt	15,353	8,395	7,127	4,341	2,497
Net Cash (Debt)	-1,847	827.38	369.09	1,845	3,023
Net Cash Growth	-	124.17%	-80.00%	-38.95%	3636.95%
Net Cash Per Share	-22.15	9.90	4.43	22.18	37.78
Filing Date Shares Outstanding	83.53	83.22	83.21	83.21	83.21
Total Common Shares Outstanding	83.53	83.22	83.21	83.21	83.21
Book Value Per Share	96.40	89.75	77.29	66.40	57.66
Tangible Book Value	8,052	7,469	6,432	5,525	4,798
Tangible Book Value Per Share	96.40	89.75	77.29	66.40	57.66

Data Source: S&P Global Market Intelligence Last updated: Mar 31, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Jul 31, 2026

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