Fino Payments Bank Limited (NSE:FINOPB)

Fino Payments Bank Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Interest Income on Loans	2,482	2,482	1,952	1,500	948.65	356.28
Interest Paid on Deposits	1,291	1,143	1,006	789.01	473.69	153.06
Net Interest Income	1,447	1,339	946.46	711.45	474.96	203.22
Net Interest Income Growth	25.15%	41.46%	33.03%	49.79%	133.72%	89.69%
Gain (Loss) on Sale of Assets	-	-	0.32	0.13	-0.17	-3.3
Gain (Loss) on Sale of Investments	5.9	5.9	-	-	-3.02	1.09
Other Non-Interest Income	11,006	13,392	16,518	13,283	11,354	9,734
Total Non-Interest Income	11,011	13,397	16,519	13,283	11,350	9,732
Non-Interest Income Growth	-30.53%	-18.89%	24.36%	17.03%	16.63%	26.27%
Revenues Before Loan Losses	12,458	14,736	17,465	13,995	11,825	9,935
Provision for Loan Losses	149.53	149.53	158.2	6.37	-	-
Revenue	12,309	14,587	17,307	13,988	11,825	9,935
Revenue Growth	-26.95%	-15.72%	23.72%	18.29%	19.02%	27.79%
Salaries and Employee Benefits	2,259	2,193	2,003	1,730	1,480	1,301
Occupancy Expenses	1,181	1,181	960.64	817.63	681.14	599.72
Selling, General & Administrative	706.59	754.09	683.06	456.43	387	410.29
Other Non-Interest Expense	8,369	9,861	12,610	10,078	8,550	7,165
Total Non-Interest Expense	12,589	14,062	16,382	13,126	11,175	9,508
EBT Excluding Unusual Items	-280.15	524.55	925.35	862.24	650.87	427.41
Pretax Income	-280.15	524.55	925.35	862.24	650.87	427.41
Net Income	-152.75	524.55	925.35	862.24	650.87	427.41
Net Income to Common	-152.75	524.55	925.35	862.24	650.87	427.41
Net Income Growth	-	-43.31%	7.32%	32.48%	52.28%	108.75%
Basic Shares Outstanding	83	83	83	83	83	80
Diluted Shares Outstanding	83	83	84	83	83	80
Shares Change	-0.31%	-0.21%	0.33%	0.06%	4.01%	2.56%
EPS (Basic)	-1.84	6.30	11.12	10.36	7.82	5.34
EPS (Diluted)	-1.84	6.29	11.08	10.36	7.82	5.34
EPS Growth	-	-43.23%	6.95%	32.48%	46.44%	103.82%

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 10, 2026

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