Fino Payments Bank Limited (NSE:FINOPB)
India flag India · Delayed Price · Currency is INR
126.63
-0.08 (-0.06%)
Nov 11, 2026, 2:30 PM IST

Fino Payments Bank Statistics

Total Valuation

NSE:FINOPB has a market cap or net worth of INR 10.54 billion.

Market Cap10.54B
Enterprise Value n/a

Important Dates

The last earnings date was Friday, October 30, 2026.

Earnings Date Oct 30, 2026
Ex-Dividend Date n/a

Share Statistics

NSE:FINOPB has 83.22 million shares outstanding. The number of shares has decreased by -0.31% in one year.

Current Share Class 83.22M
Shares Outstanding 83.22M
Shares Change (YoY) -0.31%
Shares Change (QoQ) +0.14%
Owned by Insiders (%) 2.35%
Owned by Institutions (%) 6.92%
Float 17.92M

Valuation Ratios

PE Ratio n/a
Forward PE 7.81
PS Ratio 0.86
PB Ratio 1.37
P/TBV Ratio 1.37
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 2.89
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is -1.96%.

Return on Equity (ROE) -1.96%
Return on Assets (ROA) -0.30%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 2.39%
Revenue Per Employee 16.82M
Profits Per Employee -208,673
Employee Count732
Asset Turnover n/a
Inventory Turnover n/a

Taxes

Income Tax -127.40M
Effective Tax Rate n/a

Stock Price Statistics

The stock price has decreased by -53.62% in the last 52 weeks. The beta is 0.58, so NSE:FINOPB's price volatility has been lower than the market average.

Beta (5Y) 0.58
52-Week Price Change -53.62%
50-Day Moving Average 130.69
200-Day Moving Average 151.26
Relative Strength Index (RSI) 50.80
Average Volume (20 Days) 198,106

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, NSE:FINOPB had revenue of INR 12.31 billion and -152.75 million in losses. Loss per share was -1.84.

Revenue12.31B
Gross Profit 12.31B
Operating Income -280.15M
Pretax Income -280.15M
Net Income -152.75M
EBITDA n/a
EBIT n/a
Loss Per Share -1.84
Full Income Statement

Balance Sheet

The company has 12.61 billion in cash and 22.25 billion in debt, with a net cash position of -9.63 billion or -115.74 per share.

Cash & Cash Equivalents 12.61B
Total Debt 22.25B
Net Cash -9.63B
Net Cash Per Share -115.74
Equity (Book Value) 7.71B
Book Value Per Share 92.56
Working Capital -32.63B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -13.99 billion and capital expenditures -1.05 billion, giving a free cash flow of -15.04 billion.

Operating Cash Flow -13.99B
Capital Expenditures -1.05B
Depreciation & Amortization n/a
Net Borrowing 13.59B
Free Cash Flow -15.04B
FCF Per Share -180.75
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin -2.28%
Pretax Margin -2.28%
Profit Margin -1.24%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

NSE:FINOPB does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
FCF Payout Ratio n/a
Buyback Yield 0.31%
Shareholder Yield 0.31%
Earnings Yield -1.45%
FCF Yield -142.65%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a
Graham Formula Value n/a
Graham Formula Upside n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score n/a