Indian Overseas Bank (NSE:IOB)

Indian Overseas Bank Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Interest Income on Loans	330,489	318,957	281,436	240,657	194,070	167,358
Interest Paid on Deposits	197,727	193,220	172,445	142,265	111,463	104,195
Net Interest Income	135,131	125,736	108,992	98,392	82,607	63,164
Net Interest Income Growth	20.61%	15.36%	10.77%	19.11%	30.78%	6.95%
Gain (Loss) on Sale of Assets	20.23	20.23	17.96	22.14	15.84	12.01
Gain (Loss) on Sale of Investments	4,283	4,283	5,243	10,229	-644.6	7,421
Other Non-Interest Income	60,964	54,166	50,805	46,402	41,793	41,620
Total Non-Interest Income	65,267	58,469	56,067	56,653	41,164	49,053
Non-Interest Income Growth	7.81%	4.29%	-1.03%	37.63%	-16.08%	-10.58%
Revenues Before Loan Losses	200,398	184,205	165,058	155,045	123,771	112,217
Provision for Loan Losses	37,481	37,581	41,771	33,514	35,939	39,839
Revenue	162,917	146,624	123,288	121,531	87,833	72,378
Revenue Growth	23.66%	18.93%	1.44%	38.37%	21.35%	14.24%
Salaries and Employee Benefits	56,264	46,888	46,692	61,433	41,024	34,889
Occupancy Expenses	11,775	11,775	10,046	9,051	7,809	6,414
Selling, General & Administrative	2,261	2,261	1,820	1,621	1,508	1,513
Other Non-Interest Expense	24,387	20,916	19,005	15,200	13,958	11,774
Total Non-Interest Expense	94,785	81,840	77,563	87,305	64,298	54,590
EBT Excluding Unusual Items	68,133	64,785	45,725	34,226	23,534	17,788
Pretax Income	68,133	64,785	45,725	34,226	23,534	17,788
Income Tax Expense	8,570	10,600	11,770	7,569	2,495	695.2
Net Income	59,563	54,185	33,955	26,657	21,040	17,093
Net Income to Common	59,563	54,185	33,955	26,657	21,040	17,093
Net Income Growth	51.74%	59.58%	27.38%	26.70%	23.09%	125.39%
Basic Shares Outstanding	19,248	19,257	18,991	18,902	18,902	18,902
Diluted Shares Outstanding	19,248	19,257	18,991	18,902	18,902	18,902
Shares Change	1.03%	1.40%	0.47%	-	-	15.00%
EPS (Basic)	3.09	2.81	1.79	1.41	1.11	0.90
EPS (Diluted)	3.09	2.81	1.79	1.41	1.11	0.90
EPS Growth	50.19%	57.38%	26.79%	26.70%	23.09%	96.00%
Effective Tax Rate	12.58%	16.36%	25.74%	22.12%	10.60%	3.91%

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 1, 2026

Data Sources Report a data error