Jana Small Finance Bank Limited (NSE:JSFB)

Jana Small Finance Bank Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Net Income	-	6,695	2,560	54.06	843.06	301.3
Depreciation & Amortization	-	619.1	686.89	808.15	826.77	925.3
Gain (Loss) on Sale of Assets	-	5.81	9.75	2.08	77.34	28.4
Gain (Loss) on Sale of Investments	-	39.43	31.3	29.45	44.95	36
Provision for Credit Losses	-	5,410	7,442	5,683	3,698	2,523
Change in Other Net Operating Assets	-	-64,904	-50,029	-9,494	-26,627	-49,025
Other Operating Activities	-	-3,278	-93.63	-27.67	-41.44	128.8
Operating Cash Flow	-	-55,303	-39,347	-2,921	-21,187	-45,045
Capital Expenditures	-	-769.13	-260.46	-408.42	-427.24	-211.4
Sale of Property, Plant and Equipment	-	5.81	2.8	2.29	2.72	2.1
Investment in Securities	-	-7,038	-4,087	-12,898	-12,233	-2,644
Investing Cash Flow	-	-7,801	-4,345	-13,304	-12,657	-2,853
Long-Term Debt Issued	-	-	17,676	-	19,166	-
Total Debt Issued	-	-	17,676	-	19,166	-
Long-Term Debt Repaid	-	-10,660	-	-3,555	-	-11,878
Total Debt Repaid	-	-10,660	-	-3,555	-	-11,878
Net Debt Issued (Repaid)	-	-10,660	17,676	-3,555	19,166	-11,878
Issuance of Common Stock	-	13,695	2,160	1,160	0.09	3,386
Preferred Stock Issued	-	-	1,200	-	-	-
Preferred Share Repurchases	-	-2,700	-	-	-	-
Net Increase (Decrease) in Deposit Accounts	-	62,372	27,975	11,507	27,340	54,533
Other Financing Activities	-	-	-	-	-	-25.4
Financing Cash Flow	-	62,707	49,011	9,112	46,506	46,015
Net Cash Flow	-	-397.12	5,320	-7,113	12,662	-1,883
Free Cash Flow	-	-56,072	-39,608	-3,330	-21,615	-45,256
Free Cash Flow Margin	-	-246.54%	-257.11%	-29.10%	-191.01%	-378.96%
Free Cash Flow Per Share	-	-759.76	-659.74	-61.10	-402.62	-886.39
Cash Income Tax Paid	-	1,726	93.63	27.67	41.44	-128.8

Updated Jan 21, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.