Jana Small Finance Bank Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Net Income	3,264	5,014	6,695	2,560	54.06
Depreciation & Amortization	754.38	605.6	619.1	686.89	808.15
Gain (Loss) on Sale of Assets	4.64	3.04	5.81	9.75	2.08
Gain (Loss) on Sale of Investments	2,431	982.34	1,416	31.3	29.45
Provision for Credit Losses	6,174	6,584	5,410	7,442	5,683
Change in Other Net Operating Assets	-73,401	-37,734	-67,823	-50,029	-9,494
Other Operating Activities	-86.13	-449.92	-1,726	-93.63	-27.67
Operating Cash Flow	-60,711	-24,753	-55,294	-39,347	-2,921
Capital Expenditures	-1,222	-733.54	-769.13	-260.46	-408.42
Sale of Property, Plant and Equipment	7.41	9.04	5.81	2.8	2.29
Investment in Securities	-40,112	-2,486	-7,038	-4,087	-12,898
Investing Cash Flow	-41,327	-3,210	-7,801	-4,345	-13,304
Short-Term Debt Issued	4,590	4,920	-	-	-
Long-Term Debt Issued	29,300	10,050	8,799	17,676	-
Total Debt Issued	33,890	14,970	8,799	17,676	-
Long-Term Debt Repaid	-17,591	-28,416	-19,459	-	-3,555
Total Debt Repaid	-17,591	-28,416	-19,459	-	-3,555
Net Debt Issued (Repaid)	16,299	-13,446	-10,660	17,676	-3,555
Issuance of Common Stock	105.97	132.02	13,695	2,160	1,160
Preferred Stock Issued	-	-	-	1,200	-
Preferred Share Repurchases	-	-	-2,700	-	-
Net Increase (Decrease) in Deposit Accounts	66,647	65,485	62,372	27,975	11,507
Financing Cash Flow	83,052	52,171	62,707	49,011	9,112
Net Cash Flow	-18,985	24,208	-387.91	5,320	-7,113
Free Cash Flow	-61,932	-25,486	-56,063	-39,608	-3,330
Free Cash Flow Margin	-223.12%	-104.28%	-246.50%	-257.11%	-29.10%
Free Cash Flow Per Share	-586.63	-242.28	-759.64	-659.74	-61.10
Cash Income Tax Paid	86.13	172.52	173.81	93.63	27.67

Source: S&P Global Market Intelligence. Banks template. Financial Sources.