Jana Small Finance Bank Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Cash & Equivalents	25,494	44,478	20,270	20,669	15,349
Investment Securities	98,120	59,446	67,377	52,212	50,653
Total Investments	98,120	59,446	67,377	52,212	50,653
Gross Loans	338,277	271,555	231,113	177,596	130,067
Net Loans	338,277	271,555	231,113	177,596	130,067
Property, Plant & Equipment	1,987	1,532	1,416	1,277	1,716
Accrued Interest Receivable	-	3,128	2,607	2,263	1,961
Other Current Assets	-	4,382	4,058	2,215	2,120
Other Long-Term Assets	10,600	115	256.5	204.3	21.8
Total Assets	474,477	384,636	327,098	256,437	201,887
Interest Bearing Deposits	357,845	276,940	213,227	156,216	127,703
Non-Interest Bearing Deposits	-	14,258	12,485	7,124	7,662
Total Deposits	357,845	291,198	225,712	163,340	135,365
Current Portion of Long-Term Debt	-	20,981	27,779	19,374	10,133
Accrued Interest Payable	-	4,004	4,515	3,086	2,356
Other Current Liabilities	-	5,109	3,832	4,959	4,259
Long-Term Debt	54,968	17,687	24,335	43,401	34,966
Other Long-Term Liabilities	16,963	4,474	5,153	4,304	2,802
Total Liabilities	429,775	343,453	291,327	238,464	189,880
Preferred Stock, Convertible	-	-	-	2,700	1,500
Common Stock	1,053	1,051	1,046	549.79	514.12
Additional Paid-In Capital	-	64,415	64,207	50,975	48,845
Retained Earnings	-	-25,421	-30,378	-37,044	-39,435
Comprehensive Income & Other	43,649	1,140	895.34	791.22	582.55
Total Common Equity	44,702	41,183	35,771	15,273	10,507
Shareholders' Equity	44,702	41,183	35,771	17,973	12,007
Total Liabilities & Equity	474,477	384,636	327,098	256,437	201,887
Total Debt	54,968	38,668	52,115	62,775	45,098
Net Cash (Debt)	-29,474	5,810	-31,844	-42,106	-29,749
Net Cash Per Share	-279.19	55.23	-431.48	-701.36	-545.93
Filing Date Shares Outstanding	105.35	105.06	104.59	54.98	50.73
Total Common Shares Outstanding	105.35	105.06	104.59	54.98	50.73
Book Value Per Share	424.31	392.01	342.01	277.79	207.13
Tangible Book Value	44,702	41,183	35,771	15,273	10,507
Tangible Book Value Per Share	424.31	392.01	342.01	277.79	207.13

Source: S&P Global Market Intelligence. Banks template. Financial Sources.