Jana Small Finance Bank Limited (NSE:JSFB)

Jana Small Finance Bank Statistics

Total Valuation

NSE:JSFB has a market cap or net worth of INR 47.93 billion.

Market Cap	47.93B
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, April 29, 2026.

Earnings Date	Apr 29, 2026
Ex-Dividend Date	n/a

Share Statistics

NSE:JSFB has 105.32 million shares outstanding. The number of shares has increased by 0.36% in one year.

Current Share Class	105.32M
Shares Outstanding	105.32M
Shares Change (YoY)	+0.36%
Shares Change (QoQ)	-0.02%
Owned by Insiders (%)	6.14%
Owned by Institutions (%)	27.06%
Float	58.64M

Valuation Ratios

The trailing PE ratio is 14.72 and the forward PE ratio is 7.08.

PE Ratio	14.72
Forward PE	7.08
PS Ratio	1.73
PB Ratio	1.07
P/TBV Ratio	1.07
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.89
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.60%.

Return on Equity (ROE)	7.60%
Return on Assets (ROA)	0.76%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.72%
Revenue Per Employee	1.09M
Profits Per Employee	128,611
Employee Count	25,381
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -5.17% in the last 52 weeks. The beta is 0.68, so NSE:JSFB's price volatility has been lower than the market average.

Beta (5Y)	0.68
52-Week Price Change	-5.17%
50-Day Moving Average	394.72
200-Day Moving Average	431.35
Relative Strength Index (RSI)	57.93
Average Volume (20 Days)	818,205

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NSE:JSFB had revenue of INR 27.76 billion and earned 3.26 billion in profits. Earnings per share was 30.92.

Revenue	27.76B
Gross Profit	27.76B
Operating Income	3.26B
Pretax Income	3.26B
Net Income	3.26B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	30.92

Balance Sheet

The company has 25.49 billion in cash and 54.97 billion in debt, with a net cash position of -29.47 billion or -279.84 per share.

Cash & Cash Equivalents	25.49B
Total Debt	54.97B
Net Cash	-29.47B
Net Cash Per Share	-279.84
Equity (Book Value)	44.70B
Book Value Per Share	424.31
Working Capital	-332.35B

Cash Flow

In the last 12 months, operating cash flow was -60.71 billion and capital expenditures -1.22 billion, giving a free cash flow of -61.93 billion.

Operating Cash Flow	-60.71B
Capital Expenditures	-1.22B
Depreciation & Amortization	n/a
Net Borrowing	16.30B
Free Cash Flow	-61.93B
FCF Per Share	-588.01

Margins

Gross Margin	n/a
Operating Margin	11.76%
Pretax Margin	11.76%
Profit Margin	11.76%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

NSE:JSFB does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.36%
Shareholder Yield	-0.36%
Earnings Yield	6.81%
FCF Yield	-129.21%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2