Jana Small Finance Bank Limited (NSE:JSFB)
India flag India · Delayed Price · Currency is INR
419.60
+2.30 (0.55%)
Nov 13, 2026, 3:29 PM IST

Jana Small Finance Bank Financials Overview

Millions INR. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
31,24527,75824,16321,19215,40511,442
Revenue Growth
21.07%14.88%14.02%37.57%34.63%1.11%
Net Income
4,7513,2645,0146,6952,56054.06
Earnings Per Share
44.8830.9247.6790.7242.640.99
EPS Growth
14.87%-35.14%-47.45%112.76%4207.07%-93.69%

Revenue by Segment

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Treasury
15,72115,06113,61312,82510,96813,713
Corporate / Wholesale Banking
4,1263,8973,1261,9681,5531,291
Retail Banking - Digital Banking Units
62.9649.34529.64.7-
Retail Banking - Other Retail Units
89,49483,02069,61557,98045,707-
Other Banking Operations
832.681,1461,3001,122331.7286.1
Unallocated
114.27125----
Inter Segment
-41,495-39,550-33,228-27,085-21,566-22,852
Total
68,85663,74854,47246,84136,99930,503

Cash & Debt

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
33,05725,49444,47820,27020,66915,349
Total Debt
52,47954,96838,66852,11562,77545,098
Net Cash (Debt)
-19,422-29,4745,810-31,844-42,106-29,749
Net Cash Growth
------
Net Cash Per Share
-183.44-279.1655.23-431.48-701.36-545.93

Cash Flow & CapEx

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
-61,767-60,711-24,753-55,294-39,347-2,921
Capital Expenditures
-1,684-1,222-733.54-769.13-260.46-408.42
Free Cash Flow
-63,450-61,932-25,486-56,063-39,608-3,330
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Profit Margin
15.21%11.76%20.75%31.59%16.62%0.47%
FCF Margin
-203.07%-223.12%-105.48%-264.55%-257.11%-29.10%

Valuation

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingNov '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
9.3511.628.536.40--
Forward PE
6.156.586.65---
PS Ratio
1.401.371.772.02--