Jana Small Finance Bank Limited (NSE:JSFB)
India flag India · Delayed Price · Currency is INR
573.00
+9.65 (1.71%)
Jul 31, 2026, 3:30 PM IST

Jana Small Finance Bank Financials Overview

Millions INR. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
29,42427,75824,44022,74415,40511,442
Revenue Growth
18.74%13.57%7.46%47.64%34.63%1.11%
Net Income
3,7973,2645,0146,6952,56054.06
Earnings Per Share
35.9730.9247.6790.7242.640.99
EPS Growth
-12.60%-35.14%-47.45%112.76%4207.07%-93.69%

Revenue by Segment

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Treasury
14,87715,06113,61312,82510,96813,713
Corporate / Wholesale Banking
4,0263,8973,1261,9681,5531,291
Retail Banking - Digital Banking Units
82.0649.364529.64.7-
Retail Banking - Other Retail Units
86,48683,01970,00057,98045,707-
Other Banking Operations
927.971,1461,3001,122331.7286.1
Unallocated
114.22124.95----
Inter Segment
-40,418-39,550-33,228-27,085-21,566-22,852
Total
66,09663,74854,85746,84136,99930,503

Cash & Debt

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
25,49425,49444,47820,27020,66915,349
Total Debt
54,96854,96838,66852,11562,77545,098
Net Cash (Debt)
-29,474-29,4745,810-31,844-42,106-29,749
Net Cash Growth
------
Net Cash Per Share
-279.15-279.1955.23-431.48-701.36-545.93

Cash Flow & CapEx

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
--60,711-24,753-55,294-39,347-2,921
Capital Expenditures
--1,222-733.54-769.13-260.46-408.42
Free Cash Flow
--61,932-25,486-56,063-39,608-3,330
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Profit Margin
12.91%11.76%20.52%29.44%16.62%0.47%
FCF Margin
--223.12%-104.28%-246.50%-257.11%-29.10%

Valuation

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
15.9911.628.536.40--
Forward PE
8.716.586.65---
PS Ratio
2.061.371.751.88--