Jana Small Finance Bank Limited (NSE:JSFB)
573.00
+9.65 (1.71%)
Jul 31, 2026, 3:30 PM IST
Jana Small Finance Bank Financials Overview
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Revenue Revenue Growth | 29,424 | 27,758 | 24,440 | 22,744 | 15,405 | 11,442 |
Revenue Growth | 18.74% | 13.57% | 7.46% | 47.64% | 34.63% | 1.11% |
Net Income Net Income Growth | 3,797 | 3,264 | 5,014 | 6,695 | 2,560 | 54.06 |
Earnings Per Share EPS Growth | 35.97 | 30.92 | 47.67 | 90.72 | 42.64 | 0.99 |
EPS Growth | -12.60% | -35.14% | -47.45% | 112.76% | 4207.07% | -93.69% |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Treasury Treasury Growth | 14,877 | 15,061 | 13,613 | 12,825 | 10,968 | 13,713 |
Corporate / Wholesale Banking Corporate / Wholesale Banking Growth | 4,026 | 3,897 | 3,126 | 1,968 | 1,553 | 1,291 |
Retail Banking - Digital Banking Units Retail Banking - Digital Banking Units Growth | 82.06 | 49.36 | 45 | 29.6 | 4.7 | - |
Retail Banking - Other Retail Units Retail Banking - Other Retail Units Growth | 86,486 | 83,019 | 70,000 | 57,980 | 45,707 | - |
Other Banking Operations Other Banking Operations Growth | 927.97 | 1,146 | 1,300 | 1,122 | 331.7 | 286.1 |
Unallocated Unallocated Growth | 114.22 | 124.95 | - | - | - | - |
Inter Segment Inter Segment Growth | -40,418 | -39,550 | -33,228 | -27,085 | -21,566 | -22,852 |
Total Total Growth | 66,096 | 63,748 | 54,857 | 46,841 | 36,999 | 30,503 |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Cash & Investments Cash & Investments Growth | 25,494 | 25,494 | 44,478 | 20,270 | 20,669 | 15,349 |
Total Debt Total Debt Growth | 54,968 | 54,968 | 38,668 | 52,115 | 62,775 | 45,098 |
Net Cash (Debt) Net Cash Growth | -29,474 | -29,474 | 5,810 | -31,844 | -42,106 | -29,749 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -279.15 | -279.19 | 55.23 | -431.48 | -701.36 | -545.93 |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Operating Cash Flow Operating Cash Flow Growth | - | -60,711 | -24,753 | -55,294 | -39,347 | -2,921 |
Capital Expenditures CapEx Growth | - | -1,222 | -733.54 | -769.13 | -260.46 | -408.42 |
Free Cash Flow Free Cash Flow Growth | - | -61,932 | -25,486 | -56,063 | -39,608 | -3,330 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Profit Margin | 12.91% | 11.76% | 20.52% | 29.44% | 16.62% | 0.47% |
FCF Margin | - | -223.12% | -104.28% | -246.50% | -257.11% | -29.10% |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 2, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
PE Ratio | 15.99 | 11.62 | 8.53 | 6.40 | - | - |
Forward PE | 8.71 | 6.58 | 6.65 | - | - | - |
PS Ratio | 2.06 | 1.37 | 1.75 | 1.88 | - | - |