Jana Small Finance Bank Limited (NSE:JSFB)

Jana Small Finance Bank Statistics

Total Valuation

NSE:JSFB has a market cap or net worth of INR 39.30 billion.

Market Cap	39.30B
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, January 15, 2026.

Earnings Date	Jan 15, 2026
Ex-Dividend Date	n/a

Share Statistics

NSE:JSFB has 105.27 million shares outstanding. The number of shares has increased by 12.00% in one year.

Current Share Class	105.27M
Shares Outstanding	105.27M
Shares Change (YoY)	+12.00%
Shares Change (QoQ)	+0.14%
Owned by Insiders (%)	6.15%
Owned by Institutions (%)	26.47%
Float	58.59M

Valuation Ratios

The trailing PE ratio is 9.56 and the forward PE ratio is 6.29.

PE Ratio	9.56
Forward PE	6.29
PS Ratio	1.51
PB Ratio	0.91
P/TBV Ratio	0.91
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.80
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.06%.

Return on Equity (ROE)	10.06%
Return on Assets (ROA)	1.09%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	1.03M
Profits Per Employee	161,954
Employee Count	25,381
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, NSE:JSFB has paid 187.77 million in taxes.

Income Tax	187.77M
Effective Tax Rate	4.37%

Stock Price Statistics

The stock price has decreased by -14.66% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-14.66%
50-Day Moving Average	428.94
200-Day Moving Average	467.96
Relative Strength Index (RSI)	28.68
Average Volume (20 Days)	266,430

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NSE:JSFB had revenue of INR 26.09 billion and earned 4.11 billion in profits. Earnings per share was 39.07.

Revenue	26.09B
Gross Profit	26.09B
Operating Income	4.30B
Pretax Income	4.30B
Net Income	4.11B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	39.07

Balance Sheet

The company has 23.22 billion in cash and 38.10 billion in debt, with a net cash position of -14.88 billion or -141.36 per share.

Cash & Cash Equivalents	23.22B
Total Debt	38.10B
Net Cash	-14.88B
Net Cash Per Share	-141.36
Equity (Book Value)	43.14B
Book Value Per Share	409.98
Working Capital	-302.11B

Cash Flow

In the last 12 months, operating cash flow was -46.82 billion and capital expenditures -773.86 million, giving a free cash flow of -47.59 billion.

Operating Cash Flow	-46.82B
Capital Expenditures	-773.86M
Free Cash Flow	-47.59B
FCF Per Share	-452.09

Margins

Gross Margin	n/a
Operating Margin	16.48%
Pretax Margin	16.48%
Profit Margin	15.76%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

NSE:JSFB does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-12.00%
Shareholder Yield	-12.00%
Earnings Yield	10.46%
FCF Yield	-121.11%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2