Jana Small Finance Bank Limited (NSE:JSFB)

Jana Small Finance Bank Statistics

Total Valuation

NSE:JSFB has a market cap or net worth of INR 41.59 billion.

Market Cap	41.59B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, April 29, 2026.

Earnings Date	Apr 29, 2026
Ex-Dividend Date	n/a

Share Statistics

NSE:JSFB has 105.30 million shares outstanding. The number of shares has increased by 3.60% in one year.

Current Share Class	105.30M
Shares Outstanding	105.30M
Shares Change (YoY)	+3.60%
Shares Change (QoQ)	-0.38%
Owned by Insiders (%)	6.15%
Owned by Institutions (%)	26.47%
Float	58.61M

Valuation Ratios

The trailing PE ratio is 13.42 and the forward PE ratio is 7.21.

PE Ratio	13.42
Forward PE	7.21
PS Ratio	1.57
PB Ratio	0.96
P/TBV Ratio	0.96
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	2.61%
Revenue Per Employee	1.05M
Profits Per Employee	122,173
Employee Count	25,381
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, NSE:JSFB has paid 241.01 million in taxes.

Income Tax	241.01M
Effective Tax Rate	7.21%

Stock Price Statistics

The stock price has increased by +0.19% in the last 52 weeks. The beta is 0.14, so NSE:JSFB's price volatility has been lower than the market average.

Beta (5Y)	0.14
52-Week Price Change	+0.19%
50-Day Moving Average	402.63
200-Day Moving Average	459.12
Relative Strength Index (RSI)	49.94
Average Volume (20 Days)	659,881

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NSE:JSFB had revenue of INR 26.55 billion and earned 3.10 billion in profits. Earnings per share was 29.44.

Revenue	26.55B
Gross Profit	26.55B
Operating Income	3.34B
Pretax Income	3.34B
Net Income	3.10B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	29.44

Balance Sheet

The company has 23.22 billion in cash and 38.10 billion in debt, with a net cash position of -14.88 billion or -141.33 per share.

Cash & Cash Equivalents	23.22B
Total Debt	38.10B
Net Cash	-14.88B
Net Cash Per Share	-141.33
Equity (Book Value)	43.14B
Book Value Per Share	409.98
Working Capital	n/a

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	12.59%
Pretax Margin	12.59%
Profit Margin	11.68%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

NSE:JSFB does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-3.60%
Shareholder Yield	-3.60%
Earnings Yield	7.46%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	1