LIC Housing Finance Limited (NSE:LICHSGFIN)
India flag India · Delayed Price · Currency is INR
579.00
+14.00 (2.48%)
Nov 12, 2026, 3:29 PM IST

LIC Housing Finance Income Statement

Millions INR. Fiscal year is Apr - Mar.
Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period Ending
Sep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Interest and Dividend Income
282,255282,340276,894270,673225,460197,178
Total Interest Expense
196,930197,662195,284183,879161,348141,511
Net Interest Income
85,32584,67981,61086,79464,11355,667
Commissions and Fees
1,1181,124639.7665.7669.71,176
Other Revenue
4,2264,1212,7611,4351,0381,425
Revenue Before Loan Losses
90,66989,92385,01188,89565,82158,268
Provision for Loan Losses
1,1015,6052,61116,22919,35919,626
89,56884,31882,40072,66746,46238,642
Revenue Growth
5.83%2.33%13.39%56.40%20.24%-28.90%
Salaries & Employee Benefits
7,3397,1447,5526,4965,1646,025
Cost of Services Provided
2,3462,2251,9842,0932,5031,597
Other Operating Expenses
4,3813,5813,8382,7462,6112,870
Total Operating Expenses
15,30714,16714,35212,02710,96811,044
Operating Income
74,26170,15268,04860,64035,49427,598
Earnings From Equity Investments
59.633.229.437.6--
Currency Exchange Gain (Loss)
----112.4274.4
EBT Excluding Unusual Items
74,32070,18568,07760,67735,60627,872
Gain (Loss) on Sale of Investments
850850710.6---
Pretax Income
75,17071,03568,78960,68135,60827,873
Income Tax Expense
16,20614,99214,36213,0486,6965,013
Earnings From Continuing Ops.
58,96556,04254,42747,63328,91222,860
Minority Interest in Earnings
-6.6-5.7-4.7-3.5-4.1-3.5
Net Income
58,95856,03754,42247,63028,90822,857
Net Income to Common
58,95856,03754,42247,63028,90822,857
Net Income Growth
6.78%2.97%14.26%64.77%26.47%-16.60%
Shares Outstanding (Basic)
550550550550550530
Shares Outstanding (Diluted)
550550550550550530
Shares Change
-0.01%---3.75%5.05%
EPS (Basic)
107.19101.8798.9486.5952.5543.11
EPS (Diluted)
107.19101.8798.9486.5952.5543.11
EPS Growth
6.79%2.97%14.26%64.77%21.90%-20.61%

Additional Metrics

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period Ending
Sep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Free Cash Flow
-58,718-85,559-170,513-71,889-196,961-167,646
Free Cash Flow Per Share
-106.76-155.54-309.99-130.69-358.07-316.22
Dividend Per Share
-10.00010.0009.0008.5008.500
Dividend Growth
-0%11.11%5.88%0%0%
Operating Margin
82.91%83.20%82.58%83.45%76.39%71.42%
Profit Margin
65.83%66.46%66.05%65.55%62.22%59.15%
Free Cash Flow Margin
-65.56%-101.47%-206.93%-98.93%-423.92%-433.85%
Effective Tax Rate
21.56%21.11%20.88%21.50%18.80%17.98%
Revenue as Reported
288,449288,435281,006272,778227,282200,053